Health & Medical · lender intelligence

How to finance a NuSpine

State:

The SBA 7(a) lenders funding the most NuSpine deals, ranked from public loan records — typical NuSpine loan about $402K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance NuSpine

$402K

Typical loan

range $318K–$405K

$446K

Est. purchase price

≈ loan ÷ 90%

$59,668

Cash to close

$44,611 down + fees

$5,195/mo

Typical payment

~9.5% · 10yr

$71,691/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

101 days

Typical time to fund

Lenders competing

more = leverage

8.89%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with NuSpine

Ranked by funded NuSpine loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.97 loans · $96M · Raleigh, NCFull record →
3.15 loans · $6M · Watkinsville, GAFull record →
4.75 loans · $98M · Sioux Falls, SDFull record →

6+ funded NuSpine deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

BNF Investment, LLC in Amarillo, TX — $402K (2024) · KCB Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$301K (75%)
Approval → funding
22 days
Approved
4/16/2024
First disbursed
5/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Offices of Chiropractors
Funded by KCB Bank
Your business? Claim this record · Request removal
Vertebro LLC in Leander, TX — $451K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
5 days
Approved
12/8/2022
First disbursed
12/13/2022
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Chiropractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Forza Senna LLC in Jacksonville, FL — $405K (2023) · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
10.1% variable
Term
120 mo (10 yrs)
SBA guaranteed
$304K (75%)
Approval → funding
101 days
Approved
9/3/2023
First disbursed
12/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Chiropractors
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Sola Gratia Chiro LLC in Watauga, TX — $318K (2023) · Oconee State Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$239K (75%)
Approval → funding
389 days
Approved
9/25/2023
First disbursed
10/18/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Chiropractors
Funded by Oconee State Bank · Lender record →
Your business? Claim this record · Request removal
Vertebro LLC in Leander, TX — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
12/8/2022
Loan status
Cancelled
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Chiropractors
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Strictly Chiropractic, Inc. in Long Beach, CA — $325K (2022) · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approved
3/31/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
Offices of Chiropractors
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a NuSpine? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to NuSpine businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a NuSpine purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$402K typical NuSpine loan
5 lenders fund the brand
101 days typical to fund

Buyers researching a NuSpine typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker NuSpine record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/nuspine
API:: https://www.capbench.com/api/public/lenders?franchise=nuspine
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.