One Hour Heating & Air Conditioning, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8610)
1
Deals since 2020
$325K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for One Hour Heating & Air Conditioning
Most One Hour Heating & Air Conditioning deals financed between $325K and $325K. Above $325K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $4,523
- Down payment (10%)
- $36K
- Cash to close (all-in)
- $48K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$48K)
Experience
Recent financings
- Black Crest Holdings LLC in Blackwood, NJ — $325K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
Funded by Live Oak Banking Company · Lender record →
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Who funds One Hour Heating & Air Conditioning — and where
Top lenders for this brand
Most active states
- 1.New Jersey (1 loans)
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Common questions
How much does a One Hour Heating & Air Conditioning cost to buy or open?
The typical deal for One Hour Heating & Air Conditioning is $325K across 1 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $36K of buyer cash on a typical deal.
How risky is One Hour Heating & Air Conditioning?
One Hour Heating & Air Conditioning has 1 SBA loan on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a One Hour Heating & Air Conditioning with an SBA loan?
Yes — One Hour Heating & Air Conditioning has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a One Hour Heating & Air Conditioning franchise
Most One Hour Heating & Air Conditioning buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical One Hour Heating & Air Conditioning deal financed for $325K, which points to about $36K of buyer cash on a typical purchase. One Hour Heating & Air Conditioning is listed in the SBA Franchise Directory (identifier S8610), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund One Hour Heating & Air Conditioning — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for One Hour Heating & Air Conditioning — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for One Hour Heating & Air Conditioning — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. One Hour Heating & Air Conditioning is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 1 SBA 7(a) deal since 2020
- $325K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S8610)
- Top lenders: Live Oak Banking Company
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with One Hour Heating & Air Conditioning.