Oxi Fresh Carpet Cleaning, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1232)
32 deals since 2020 · typical deal $150K · 5.26% failure rate
32
Deals since 2020
$150K
Typical deal
6
Deals since FY2025
5.26%
Failure rate (FY20–23)
What buyers pay for Oxi Fresh Carpet Cleaning
Most Oxi Fresh Carpet Cleaning deals financed between $100K and $150K. Above $150K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,218
- Down payment (10%)
- $17K
- Cash to close (all-in)
- $21K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$21K)
Experience
Recent financings
- TruSavant LLC dba Oxi Fresh Carpet Cleaning in Moncks Corner, SC — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 3/25/2026
- First disbursed
- 3/31/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Oxi Fresh Carpet Cleaning of Evansville in Chandler, IN — $35K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 13.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $28K (80%)
- Approval → funding
- 51 days
- Approved
- 12/10/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- All Other Personal Services
Funded by Readycap Lending, LLC · Lender record →
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- OXI FRESH in Spring, TX — $210K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $158K (75%)
- Approval → funding
- 118 days
- Approved
- 5/29/2025
- First disbursed
- 9/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Carpet and Upholstery Cleaning Services
Funded by Readycap Lending, LLC · Lender record →
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- Wolfe77 LLC dba OXI FRESH CARPET CLEANING in Sunnyvale, CA — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 36 days
- Approved
- 10/3/2024
- First disbursed
- 11/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Harris Heritage Ventures LLC dba Oxi Fresh of Corpus Christi in Corpus Christi, TX — $150K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 22 days
- Approved
- 12/26/2024
- First disbursed
- 1/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Milwaukee Grove, LLC in Lemont, IL — $45K (2025) · purchase · Bank of Springfield
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $38K (85%)
- Approval → funding
- 17 days
- Approved
- 2/25/2025
- First disbursed
- 3/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
- Est. deal size
- $50K
- Est. down payment (10%)
- $5K
- Est. cash at closing
- $6K
- Monthly payment
- $923
- Annual debt service
- $11K
- Cash flow needed (1.25×)
- $14K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Springfield · Lender record →
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- Oxi Fresh Rocky Mountains in Linden, MI — $209K (2024) · purchase · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $157K (75%)
- Approval → funding
- 43 days
- Approved
- 10/19/2023
- First disbursed
- 12/1/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $232K
- Est. down payment (10%)
- $23K
- Est. cash at closing
- $31K
- Monthly payment
- $2,911
- Annual debt service
- $35K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
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- Timmahj Cleaning Services LLC dba Oxi Fresh Carpet Cleaning in Roseville, MN — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 10 days
- Approved
- 7/19/2024
- First disbursed
- 7/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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- Zay's Carpet Cleaning LLC dba OXI FRESH CARPET CLEANING in Palm Bay, FL — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 45 days
- Approved
- 1/30/2024
- First disbursed
- 3/15/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- INFINITE PATHWAY ENTERPRISES, INC. dba OXI FRESH CARPET CLEANING GULF COAST in Marrero, LA — $150K (2024) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 18 days
- Approved
- 2/17/2024
- First disbursed
- 3/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Carpet and Upholstery Cleaning Services
Funded by United Midwest Savings Bank National Association · Lender record →
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Who funds Oxi Fresh Carpet Cleaning — and where
Every dot is a financed Oxi Fresh Carpet Cleaning — 32 mapped.
Financed Oxi Fresh Carpet Cleaning locations — list all 32 as text
- Saniscapes, LLC — Edmond · $52K · FY2021 · Carpet and Upholstery Cleaning Services
- BonsVoeux LLC — Chattanooga · $150K · FY2021 · Carpet and Upholstery Cleaning Services
- Rowology, LLC — Kennesaw · $150K · FY2021 · Carpet and Upholstery Cleaning Services
- Joneser & Woody, Inc. — Lehi · $75K · FY2021 · Carpet and Upholstery Cleaning Services
- Chapter2 LLC — Cumming · $150K · FY2021 · Carpet and Upholstery Cleaning Services
- Timmahj Cleaning Services LLC dba Oxi Fresh Carpet Cleaning — Roseville · $150K · FY2024 · Carpet and Upholstery Cleaning Services
- Oxi Fresh Carpet Cleaning of Evansville — Chandler · $35K · FY2026 · All Other Personal Services
- TruSavant LLC dba Oxi Fresh Carpet Cleaning — Moncks Corner · $150K · FY2026 · Carpet and Upholstery Cleaning Services
- OXI FRESH — Spring · $210K · FY2025 · Carpet and Upholstery Cleaning Services
- Is-Rael Out Here Enterprises LLC — Acworth · $100K · FY2020 · Carpet and Upholstery Cleaning Services
- K&K Services KC, LLC — Blue Springs · $75K · FY2020 · Carpet and Upholstery Cleaning Services
- K&K Services KC, LLC — Blue Springs · $25K · FY2020 · Carpet and Upholstery Cleaning Services
- BENNETT DIVERSIFIED BRANDS LLC — Midland · $100K · FY2022 · Carpet and Upholstery Cleaning Services
- Blacklight Enterprises LLC — Greenwood · $175K · FY2022 · Janitorial Services
- Toland Cleaning Services, LLC — Walker · $68K · FY2022 · Carpet and Upholstery Cleaning Services
- Zay's Carpet Cleaning LLC dba OXI FRESH CARPET CLEANING — Palm Bay · $150K · FY2024 · Carpet and Upholstery Cleaning Services
- INFINITE PATHWAY ENTERPRISES, INC. dba OXI FRESH CARPET CLEANING GULF COAST — Marrero · $150K · FY2024 · Carpet and Upholstery Cleaning Services
- BIG WAVE ENTERPRISES LLC dba OXI FRESH — Melbourne · $150K · FY2024 · Carpet and Upholstery Cleaning Services
- Sims Mill LLC — Providence · $150K · FY2024 · Carpet and Upholstery Cleaning Services
- Wolfe77 LLC dba OXI FRESH CARPET CLEANING — Sunnyvale · $150K · FY2025 · Carpet and Upholstery Cleaning Services
- META MED SOLUTIONS LLC — Oxford · $150K · FY2023 · Carpet and Upholstery Cleaning Services
- Pittman Residential and Business Services LLC — Wylie · $150K · FY2024 · Janitorial Services
- Oxi Fresh Rocky Mountains — Linden · $209K · FY2024 · Carpet and Upholstery Cleaning Services
- Harris Heritage Ventures LLC dba Oxi Fresh of Corpus Christi — Corpus Christi · $150K · FY2025 · Carpet and Upholstery Cleaning Services
- Milwaukee Grove, LLC — Lemont · $45K · FY2025 · Other Personal and Household Goods Repair and Maintenance
- CTS HOLDINGS INC. — Tucson · $20K · FY2023 · Carpet and Upholstery Cleaning Services
- JTTJ LLC — Richmond · $150K · FY2020 · Carpet and Upholstery Cleaning Services
- Barnett Enterprises Corp — Denver · $2.4M · FY2020 · Carpet and Upholstery Cleaning Services
- CTS HOLDINGS INC. — Tucson · $100K · FY2021 · Carpet and Upholstery Cleaning Services
- CS Home Enterprises, LLC — Plantation · $150K · FY2021 · Carpet and Upholstery Cleaning Services
- His Grace LLC — Wichita · $100K · FY2021 · Carpet and Upholstery Cleaning Services
- Florida Carpet & Tile Cleaning LLC — Bloomfield Hills · $199K · FY2021 · Carpet and Upholstery Cleaning Services
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.Michigan (4 loans)
- 3.Georgia (3 loans)
- 4.Florida (3 loans)
- 5.Indiana (2 loans)
- 6.Missouri (2 loans)
- 7.Arizona (2 loans)
- 8.Oklahoma (1 loans)
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Common questions
How much does a Oxi Fresh Carpet Cleaning cost to buy or open?
The typical deal for Oxi Fresh Carpet Cleaning is $150K across 32 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.
How risky is Oxi Fresh Carpet Cleaning?
5.26% of Oxi Fresh Carpet Cleaning's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Oxi Fresh Carpet Cleaning with an SBA loan?
Yes — Oxi Fresh Carpet Cleaning has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Oxi Fresh Carpet Cleaning franchise
Most Oxi Fresh Carpet Cleaning buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Oxi Fresh Carpet Cleaning deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Oxi Fresh Carpet Cleaning is listed in the SBA Franchise Directory (identifier S1232), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Oxi Fresh Carpet Cleaning — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Oxi Fresh Carpet Cleaning — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Oxi Fresh Carpet Cleaning — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Oxi Fresh Carpet Cleaning is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 32 SBA 7(a) deals since 2020
- $150K typical deal
- 6 deals since FY2025
- 5.26% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1232)
- Top lenders: United Midwest Savings Bank National Association, Readycap Lending, LLC, Southern Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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Represent Oxi Fresh Carpet Cleaning?
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Oxi Fresh Carpet Cleaning.