Palm Beach Tan, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1268)

8 deals since 2020 · typical deal $620K

Deals since 2020

$620K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Palm Beach Tan has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Palm Beach Tan

Most Palm Beach Tan deals financed between $295K and $2.54M. Above $2.54M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$620K

Monthly payment (10-yr): $8,108
Down payment (10%): $69K
Cash to close (all-in): $92K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$92K)

Experience

Recent financings

WEST COAST TANNING in Wildomar, CA — $350K (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.49% variable
Term
120 mo (10 yrs)
SBA guaranteed
$263K (75%)
Approved
12/16/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
All Other Personal Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Vector Enterprises, LLC in Portland, OR — $50K (2025) · Columbia Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
12.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
34 days
Approved
5/7/2025
First disbursed
6/10/2025
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Partnership
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by Columbia Bank · Lender record →
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CLE TANS LLC in Akron, OH — $295K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$221K (75%)
Approval → funding
21 days
Approved
6/21/2024
First disbursed
7/12/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
CLE TANS LLC in Akron, OH — $25K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
6/21/2024
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Other Personal Care Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Old Trinity Partners, LLC in Dallas, TX — $4.2M (2021) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.2M (76%)
Approval → funding
103 days
Approved
9/17/2021
First disbursed
12/29/2021
Loan status
Paid in full (7/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
84
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Bansi Tan LLC in Lancaster, PA — $920K (2021) · Manufacturers and Traders Trust Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$828K (90%)
Approved
8/4/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Existing or more than 2 years old
Industry
All Other Personal Services
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
Old Trinity Partners, LLC in Dallas, TX — $620K (2021) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$558K (90%)
Approval → funding
103 days
Approved
9/17/2021
First disbursed
12/29/2021
Loan status
Paid in full (8/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
84
Business age
Existing or more than 2 years old
Industry
Other Personal Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
TRUE WILL LLC in Carmel, IN — $2.5M (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
8 days
Approved
9/17/2020
First disbursed
9/25/2020
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Change of Ownership
Industry
Other Personal Care Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$282K
Est. cash at closing
$389K
Monthly payment
$27,881
Annual debt service
$335K
Cash flow needed (1.25×)
$418K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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Who funds Palm Beach Tan — and where

Every dot is a financed Palm Beach Tan — 8 mapped.

Financed Palm Beach Tan locations — list all 8 as text

CLE TANS LLC — Akron · $295K · FY2024 · Other Personal Care Services
CLE TANS LLC — Akron · $25K · FY2024 · Other Personal Care Services
WEST COAST TANNING — Wildomar · $350K · FY2026 · All Other Personal Services
Vector Enterprises, LLC — Portland · $50K · FY2025 · Other Personal Care Services
TRUE WILL LLC — Carmel · $2.5M · FY2020 · Other Personal Care Services
Bansi Tan LLC — Lancaster · $920K · FY2021 · All Other Personal Services
Old Trinity Partners, LLC — Dallas · $4.2M · FY2021 · Other Personal Care Services
Old Trinity Partners, LLC — Dallas · $620K · FY2021 · Other Personal Care Services

Top lenders for this brand

Most active states

1.Ohio (2 loans)
2.Texas (2 loans)
3.California (1 loans)
4.Oregon (1 loans)
5.Indiana (1 loans)
6.Pennsylvania (1 loans)

Represent Palm Beach Tan?

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Insider move

Start with the lenders above — a bank that's funded Palm Beach Tan 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Palm Beach Tan lending specialist.

Common questions

How much does a Palm Beach Tan cost to buy or open?

The typical deal for Palm Beach Tan is $620K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $68K of buyer cash on a typical deal.

How risky is Palm Beach Tan?

Palm Beach Tan has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Palm Beach Tan with an SBA loan?

Yes — Palm Beach Tan has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Palm Beach Tan franchise

Most Palm Beach Tan buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Palm Beach Tan deal financed for $620K, which points to about $68K of buyer cash on a typical purchase. Palm Beach Tan is listed in the SBA Franchise Directory (identifier S1268), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Palm Beach Tan — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Palm Beach Tan — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Palm Beach Tan — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Palm Beach Tan is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

8 SBA 7(a) deals since 2020
$620K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1268)
Top lenders: The Huntington National Bank, Live Oak Banking Company, First Bank of the Lake

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/palm-beach-tan
API:: https://www.capbench.com/api/public/franchises/palm-beach-tan
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Palm Beach Tan.