Parcel Plus (Retail Center), by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1278)

2 deals since 2020 · typical deal $300K

Deals since 2020

$300K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Parcel Plus (Retail Center) has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Parcel Plus (Retail Center)

Most Parcel Plus (Retail Center) deals financed between $200K and $300K. Above $300K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$300K

Monthly payment (10-yr): $4,175
Down payment (10%): $33K
Cash to close (all-in): $45K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$45K)

Experience

Recent financings

J&S McIntyre Holdings, Inc in Cypress, TX — $300K (2022) · purchase · United Community Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
25 days
Approved
8/4/2022
First disbursed
8/29/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$333K
Est. down payment (10%)
$33K
Est. cash at closing
$45K
Monthly payment
$3,640
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
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Jimbaa LLC in Rockville, MD — $200K (2022) · Capital Bank, National Association
Program
7a General
Rate at approval
6.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
58 days
Approved
7/19/2022
First disbursed
9/15/2022
Loan status
Paid in full (8/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Business Service Centers (including Copy Shops)
Funded by Capital Bank, National Association · Lender record →
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Who funds Parcel Plus (Retail Center) — and where

Every dot is a financed Parcel Plus (Retail Center) — 2 mapped.

Financed Parcel Plus (Retail Center) locations — list all 2 as text

Jimbaa LLC — Rockville · $200K · FY2022 · Other Business Service Centers (including Copy Shops)
J&S McIntyre Holdings, Inc — Cypress · $300K · FY2022 · Private Mail Centers

Top lenders for this brand

Most active states

1.Maryland (1 loans)
2.Texas (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Parcel Plus (Retail Center) 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Parcel Plus (Retail Center) lending specialist.

Common questions

How much does a Parcel Plus (Retail Center) cost to buy or open?

The typical deal for Parcel Plus (Retail Center) is $300K across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $33K of buyer cash on a typical deal.

How risky is Parcel Plus (Retail Center)?

Parcel Plus (Retail Center) has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Parcel Plus (Retail Center) with an SBA loan?

Yes — Parcel Plus (Retail Center) has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Parcel Plus (Retail Center) franchise

Most Parcel Plus (Retail Center) buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Parcel Plus (Retail Center) deal financed for $300K, which points to about $33K of buyer cash on a typical purchase. Parcel Plus (Retail Center) is listed in the SBA Franchise Directory (identifier S1278), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Parcel Plus (Retail Center) — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Parcel Plus (Retail Center) — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Parcel Plus (Retail Center) — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Parcel Plus (Retail Center) is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$300K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1278)
Top lenders: Capital Bank, National Association, United Community Bank

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/parcel-plus-retail-center
API:: https://www.capbench.com/api/public/franchises/parcel-plus-retail-center
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Parcel Plus (Retail Center).