Retail & Shops · lender intelligence
How to finance a Parcel Plus (Retail Center)
The SBA 7(a) lenders funding the most Parcel Plus (Retail Center) deals, ranked from public loan records — typical Parcel Plus (Retail Center) loan about $300K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Parcel Plus (Retail Center)
$300K
Typical loan
range $200K–$300K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,583
Cash to close
$33,333 down + fees
$4,133/mo
Typical payment
~11% · 10yr
$57,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
58 days
Typical time to fund
2
Lenders competing
more = leverage
7.25%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Parcel Plus (Retail Center)
Ranked by funded Parcel Plus (Retail Center) loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.52 loans · $50M · Rockville, MDFull record →
- 2.66 loans · $68M · Milford, IAFull record →
2+ funded Parcel Plus (Retail Center) deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- J&S McIntyre Holdings, Inc in Cypress, TX — $300K (2022) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 25 days
- Approved
- 8/4/2022
- First disbursed
- 8/29/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $3,640
- Annual debt service
- $44K
- Cash flow needed (1.25×)
- $55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
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- Jimbaa LLC in Rockville, MD — $200K (2022) · Capital Bank, National Association
- Program
- 7a General
- Rate at approval
- 6.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 58 days
- Approved
- 7/19/2022
- First disbursed
- 9/15/2022
- Loan status
- Paid in full (8/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Buying a Parcel Plus (Retail Center)? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Parcel Plus (Retail Center) businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Parcel Plus (Retail Center) purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Capital Bank, National Association funds the most. CapBench is not a lender.
- $300K typical Parcel Plus (Retail Center) loan
- 2 lenders fund the brand
- 58 days typical to fund
Buyers researching a Parcel Plus (Retail Center) typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.