Retail & Shops · lender intelligence
How to finance a Pet Supplies Plus
The SBA 7(a) lenders funding the most Pet Supplies Plus deals, ranked from public loan records — typical Pet Supplies Plus loan about $934K, 0% failure rate across 160 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pet Supplies Plus
$934K
Typical loan
range $513K–$1.20M
$1.04M
Est. purchase price
≈ loan ÷ 90%
$142,306
Cash to close
$103,778 down + fees
$12,086/mo
Typical payment
~9.5% · 10yr
$166,787/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
17 days
Typical time to fund
42
Lenders competing
more = leverage
7.49%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pet Supplies Plus
Ranked by funded Pet Supplies Plus loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.31 loans · $24M · Malvern, PAFull record →
- 5.40 loans · $42M · Englewood Cliffs, NJFull record →
- 6.328 loans · $134M · Cleveland, OHFull record →
- 7.66 loans · $68M · Milford, IAFull record →
- 8.1,296 loans · $1.4B · Wilmington, NCFull record →
- 9.28 loans · $42M · Lehi, UTFull record →
- 10.75 loans · $98M · Sioux Falls, SDFull record →
- 11.46 loans · $27M · Sartell, MNFull record →
- 12.104 loans · $100M · Portsmouth, VAFull record →
- 13.27 loans · $28M · Oak Ridge, LAFull record →
- 14.618 loans · $171M · Salt Lake City, UTFull record →
- 15.116 loans · $120M · Evansville, INFull record →
- 16.741 loans · $149M · Northbrook, ILFull record →
- 17.72 loans · $30M · Oconomowoc, WIFull record →
- 18.284 loans · $254M · Cincinnati, OHFull record →
- 19.18 loans · $6M · Oxford, MIFull record →
- 20.105 loans · $72M · Wilmington, DEFull record →
- 21.8 loans · $3M · Terrell, TXFull record →
- 22.24 loans · $17M · Wayne, PAFull record →
- 23.1 loans · $1M · Lincoln, NEFull record →
- 24.85 loans · $36M · Waterbury, CTFull record →
- 25.149 loans · $135M · Mukwonago, WIFull record →
160+ funded Pet Supplies Plus deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Pet Supplies Plus in Terre Haute, IN — $4.9M (2026) · purchase · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.6M (75%)
- Approval → funding
- 5 days
- Approved
- 12/10/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 37
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $5.4M
- Est. down payment (10%)
- $539K
- Est. cash at closing
- $746K
- Monthly payment
- $60,195
- Annual debt service
- $722K
- Cash flow needed (1.25×)
- $903K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Bitmantitle Incorporated in Cape Coral, FL — $1.6M (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 16 days
- Approved
- 2/11/2026
- First disbursed
- 2/27/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Glassify Pet Supplies Inc. in Amarillo, TX — $1.3M (2026) · purchase · OptimumBank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $954K (75%)
- Approved
- 1/16/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $141K
- Est. cash at closing
- $194K
- Monthly payment
- $16,459
- Annual debt service
- $198K
- Cash flow needed (1.25×)
- $247K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by OptimumBank · Lender record →
Your business? Claim this record · Request removal
- WdR Investments, LLC DBA Pet Supplies Plus in Saint Peters, MO — $150K (2026) · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 12/11/2025
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Existing or more than 2 years old
- Industry
- Pet and Pet Supplies Retailers
Funded by Lendistry SBLC, LLC · Lender record →
Your business? Claim this record · Request removal
- Mega Kyon Inc. in Attleboro, MA — $125K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $106K (85%)
- Approval → funding
- 6 days
- Approved
- 11/14/2025
- First disbursed
- 11/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Pet and Pet Supplies Retailers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
- North Orlando Pets LLC in Altamonte Springs, FL — $1.6M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 15 days
- Approved
- 9/3/2025
- First disbursed
- 9/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Thirteen Ventures F4, Inc. in Raleigh, NC — $1.5M (2025) · purchase · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 32 days
- Approved
- 1/31/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $172K
- Est. cash at closing
- $236K
- Monthly payment
- $20,011
- Annual debt service
- $240K
- Cash flow needed (1.25×)
- $300K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
- Corpe Companies LLC in Durham, NC — $1.5M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $1.2M (75%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Bitmantitle Incorporated in Cape Coral, FL — $1.4M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Pet Supplies Plus in Wichita Falls, TX — $1.4M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 27 days
- Approved
- 6/5/2025
- First disbursed
- 7/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- BE Pets, LLC in Sanford, FL — $1.4M (2025) · purchase · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 16 days
- Approved
- 1/15/2025
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $1.5M
- Est. down payment (10%)
- $152K
- Est. cash at closing
- $209K
- Monthly payment
- $16,262
- Annual debt service
- $195K
- Cash flow needed (1.25×)
- $244K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Pet Blessing Inc. in Columbus, OH — $1.3M (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $975K (75%)
- Approval → funding
- 14 days
- Approved
- 9/5/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Pet Supplies Plus in Cape Girardeau, MO — $1.3M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $969K (75%)
- Approval → funding
- 55 days
- Approved
- 3/6/2025
- First disbursed
- 4/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Midtown Business Partners LLC in Tulsa, OK — $1.3M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 128 months
- SBA guaranteed
- $958K (75%)
- Approval → funding
- 8 days
- Approved
- 5/20/2025
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Pet and Pet Supplies Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Magnifico Pet Holdings, LLC in Bradenton, FL — $1.3M (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $938K (75%)
- Approval → funding
- 26 days
- Approved
- 9/4/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Thirteen Ventures F3, Inc. in Goldsboro, NC — $1.2M (2025) · purchase · Bank of Oak Ridge
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $871K (75%)
- Approval → funding
- 32 days
- Approved
- 1/31/2025
- First disbursed
- 3/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Pet and Pet Supplies Retailers
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $129K
- Est. cash at closing
- $177K
- Monthly payment
- $15,030
- Annual debt service
- $180K
- Cash flow needed (1.25×)
- $225K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Oak Ridge · Lender record →
Your business? Claim this record · Request removal
- PET SUPPLIES PLUS in Asheville, NC — $1.1M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $814K (75%)
- Approval → funding
- 17 days
- Approved
- 7/14/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- B Pawsitive LLC in Indianapolis, IN — $942K (2025) · KeyBank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $706K (75%)
- Approval → funding
- 62 days
- Approved
- 6/27/2025
- First disbursed
- 8/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
- PSP Anthem LLC in Phoenix, AZ — $924K (2025) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $693K (75%)
- Approval → funding
- 139 days
- Approved
- 3/7/2025
- First disbursed
- 7/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet and Pet Supplies Retailers
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
- SANVI PET SUPPLIES, INC in East Meadow, NY — $900K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 27 days
- Approved
- 10/2/2024
- First disbursed
- 10/29/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Pet and Pet Supplies Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Pet Supplies Plus? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pet Supplies Plus businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pet Supplies Plus purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $934K typical Pet Supplies Plus loan
- 0% failure rate (FY20–23)
- 42 lenders fund the brand
- 17 days typical to fund
Buyers researching a Pet Supplies Plus typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.