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How to finance a Uptown Cheapskate

The SBA 7(a) lenders funding the most Uptown Cheapskate deals, ranked from public loan records — typical Uptown Cheapskate loan about $500K, 0% failure rate across 75 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Uptown Cheapskate

$500K

Typical loan

range $373K–$673K

$555K

Est. purchase price

≈ loan ÷ 90%

$74,291

Cash to close

$55,544 down + fees

$6,469/mo

Typical payment

~9.5% · 10yr

$89,272/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

22 days

Typical time to fund

17

Lenders competing

more = leverage

7.67%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Uptown Cheapskate

Ranked by funded Uptown Cheapskate loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.149 loans · $135M · Mukwonago, WIFull record →
  2. 2.328 loans · $134M · Cleveland, OHFull record →
  3. 3.2,539 loans · $965M · Columbus, OHFull record →
  4. 4.31 loans · $8M · South Bend, INFull record →
  5. 5.5 loans · $4M · Houston, TXFull record →
  6. 6.26 loans · $31M · Baton Rouge, LAFull record →
  7. 7.318 loans · $229M · Osage Beach, MOFull record →
  8. 8.16 loans · $21M · Las Vegas, NVFull record →
  9. 9.33 loans · $15M · Minneapolis, MNFull record →
  10. 10.36 loans · $35M · Memphis, TNFull record →
  11. 11.42 loans · $19M · Louisville, KYFull record →
  12. 12.62 loans · $26M · Oklahoma City, OKFull record →
  13. 13.66 loans · $68M · Milford, IAFull record →
  14. 14.1,296 loans · $1.4B · Wilmington, NCFull record →
  15. 15.62 loans · $34M · Winter Haven, FLFull record →

75+ funded Uptown Cheapskate deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • UC AZ PHOENIX LLC in Mesa, AZ — $977K (2026) · Wells Fargo Bank National Association
  • UC CLEVELAND, LLC in Cleveland, TN — $763K (2026) · Wells Fargo Bank National Association
  • DANA COLLECTIVE LLC in Saint George, UT — $747K (2026) · Wells Fargo Bank National Association
  • Freedom Image Group, LLC in Lancaster, PA — $711K (2026) · Wells Fargo Bank National Association
  • Lowcountry Quinn, LLC in James Island, SC — $675K (2026) · Wells Fargo Bank National Association
  • UC Easley LLC in Easley, SC — $673K (2026) · Wells Fargo Bank National Association
  • Formally Forward LLC in Muskegon, MI — $651K (2026) · Citizens Bank
  • Wright Resale L.L.C. in Reno, NV — $598K (2026) · Wells Fargo Bank National Association
  • Walls Family TX Inc in Mckinney, TX — $419K (2026) · JPMorgan Chase Bank, National Association
  • UC Pearland LLC in Pearland, TX — $1.7M (2025) · b1BANK
  • Blue Bay Holdings LLC in Little Elm, TX — $792K (2025) · Wells Fargo Bank National Association
  • Uptown Cheapskate Waco, LLC in Waco, TX — $732K (2025) · Wells Fargo Bank National Association
  • LJRG Lewis, LLC in Weatherford, TX — $720K (2025) · Wells Fargo Bank National Association
  • LJRG Lewis, LLC in Hudson Oaks, TX — $720K (2025) · Wells Fargo Bank National Association
  • UC Sustainable LLC in Katy, TX — $710K (2025) · Stellar Bank
  • A & E UPTOWN, LLC in Tucson, AZ — $704K (2025) · Wells Fargo Bank National Association
  • Uptown Resale LLC in Raleigh, NC — $667K (2025) · Wells Fargo Bank National Association
  • UC OCALA LLC in Ocala, FL — $640K (2025) · Wells Fargo Bank National Association
  • UPTOWN CHEAPSKATE SPRING in Spring, TX — $500K (2025) · Meadows Bank
  • MEDFORD UPTOWN CHEAPSKATE LLC in Medford, OR — $500K (2025) · Wells Fargo Bank National Association

Buying a Uptown Cheapskate? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Uptown Cheapskate businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Uptown Cheapskate purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Citizens Bank funds the most. CapBench is not a lender.

  • $500K typical Uptown Cheapskate loan
  • 0% failure rate (FY20–23)
  • 17 lenders fund the brand
  • 22 days typical to fund

Buyers researching a Uptown Cheapskate typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerUptown Cheapskate record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/uptown-cheapskate
API:
https://www.capbench.com/api/public/lenders?franchise=uptown-cheapskate
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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