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Lender record

1st Source Bank

The real lending record — every figure from funded deals. HQ: 100 N Michigan St Ste B, South Bend, IN. 81 branches.

596

Recent deals (FY20+)

$83K

Typical deal

8 days

Approval → funding

0.9%

Failure rate (FY20–23)

Where 1st Source Bank lends

Deals 1st Source Bank funded — list all 500 as text

Deal profile

Most 1st Source Bank deals land between $39K and $200K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.General Freight Trucking, Local (47)
  2. 2.General Freight Trucking, Long-Distance, Truckload (42)
  3. 3.Landscaping Services (25)
  4. 4.Limited-Service Restaurants (22)
  5. 5.Beauty Salons (21)
  6. 6.Full-Service Restaurants (21)
  7. 7.All Other Miscellaneous Fabricated Metal Product Manufacturi (12)
  8. 8.Specialized Freight (except Used Goods) Trucking, Local (11)

Most active states

  1. 1.Indiana (534 deals)
  2. 2.Michigan (59 deals)
  3. 3.Ohio (2 deals)
  4. 4.Illinois (1 deals)

Franchises they finance most

USA Insulation

5 deals

Biggby Coffee

3 deals

Little Caesars

3 deals

Firehouse Subs

3 deals

The UPS Store

2 deals

Can 1st Source Bank fund you? The bank behind the loans

Total assets

$9.1B

▲ 0.6% vs prior quarter

Deposits on hand

$7.2B

▲ 0% vs prior quarter

Loans outstanding

$6.9B

▲ 0.5% vs prior quarter

Net income (latest qtr)

$41.5M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes 1st Source Bank more SBA-focused than 25% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.83% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a 1st Source Bank branch (81)

1st Source BankMain office100 N Michigan St Ste BSouth Bend, IN 46601 · since 1922

Mishawaka Main Office101 Lincolnway EMishawaka, IN 46544 · since 1800

Valparaiso Downtown Branch14 Indiana AveValparaiso, IN 46383 · since 1889

Hebron Branch111 W Sigler StHebron, IN 46341 · since 1889

Ft Wayne Downtown Branch200 E Main StFort Wayne, IN 46802 · since 1890

North Anthony Branch3602 N Anthony BlvdFort Wayne, IN 46805 · since 1890

East State Branch6506 E State BlvdFort Wayne, IN 46815 · since 1890

Bluffton Branch124 S Main StBluffton, IN 46714 · since 1890

Huntington Branch1959 N Jefferson StHuntington, IN 46750 · since 1890

New Haven Branch902 Lincoln Hwy ENew Haven, IN 46774 · since 1890

Plymouth Main Branch315 N Michigan StPlymouth, IN 46563 · since 1907

Walkerton Branch411 Illinois StWalkerton, IN 46574 · since 1932

North Liberty Branch109 N Main StNorth Liberty, IN 46554 · since 1943

Osceola Branch4720 Lincolnway EMishawaka, IN 46544 · since 1949

Ewing Avenue Branch2323 S Michigan StSouth Bend, IN 46614 · since 1951

Maple Lane Branch2230 S Bend AveSouth Bend, IN 46635 · since 1954

Western Avenue Branch4505 W Western AveSouth Bend, IN 46619 · since 1957

Portage Central Branch6043 Central AvePortage, IN 46368 · since 1960

Roseland Branch52990 State Rd 933South Bend, IN 46637 · since 1960

Mckinley Avenue Branch405 E Mckinley AveMishawaka, IN 46545 · since 1963

Waynedale Branch5719 Bluffton RdFort Wayne, IN 46809 · since 1968

St Joseph Lakeshore Branch4009 Red Arrow HwySaint Joseph, MI 49085 · since 1973

Airport Branch4105 Lincoln Way WSouth Bend, IN 46628 · since 1973

Argos Branch518 N Michigan StArgos, IN 46501 · since 1974

Bremen Branch1409 W Plymouth StBremen, IN 46506 · since 1974

Knox Branch1620 South U.S. 35Knox, IN 46534 · since 1975

Chesterton Branch1500 S Calumet RdChesterton, IN 46304 · since 1976

Granger Banking Center Branch12460 State Rd 23Granger, IN 46530 · since 1976

Valparaiso North Branch2700 Calumet AveValparaiso, IN 46383 · since 1977

Kouts Branch221 S Main StKouts, IN 46347 · since 1978

Valpariaso West Branch2356 Morthland DrValparaiso, IN 46385 · since 1978

New Carlisle Branch848 W Michigan StNew Carlisle, IN 46552 · since 1978

Drive-In Facility312 N Center StPlymouth, IN 46563 · since 1980 · limited service

Ireland Road Branch2060 E Ireland RdSouth Bend, IN 46614 · since 1980

St. Mary'S College Branch5445 State Road 993 NorthNotre Dame, IN 46556 · since 1983

Elkhart-Franklin Street Branch131 E Franklin StElkhart, IN 46516 · since 1987

La Porte Boyd Branch1100 Boyd BlvdLa Porte, IN 46350 · since 1987

St Joseph Downtown Branch715 Ship StSt. Joseph, MI 49085 · since 1988

Costas Foods Branch2800 Calumet AveValparaiso, IN 46383 · since 1989 · limited service

Bank Mart Branch6909 Grape RdMishawaka, IN 46545 · since 1989

Drive-In Plaza South Bend Branch225 N Main StSouth Bend, IN 46601 · since 1990 · limited service

Lapaz Branch201 South Michigan StLapaz, IN 46537 · since 1991

Elkhart-Bristol Street Branch2020 E Bristol StElkhart, IN 46514 · since 1992

Goshen Branch101 S Main StGoshen, IN 46526 · since 1994

Warsaw Banking Center Branch325 S Lake StWarsaw, IN 46580 · since 1994

Willowcreek Branch3395 Willowcreek RdPortage, IN 46368 · since 1995

Elkhart-West Branch1751 W Lexington AveElkhart, IN 46514 · since 1996

Dunlap Branch4594 Elkhart RdElkhart, IN 46517 · since 1996

Nappanee Branch1600 E Market StNappanee, IN 46550 · since 1996

Dowagiac Branch223 S Front StDowagiac, MI 49047 · since 1996

Portage Avenue Branch3655 Portage RdSouth Bend, IN 46628 · since 1996

Direct Banking-1stsource.Com Branch205 W Jefferson BlvdSouth Bend, IN 46601 · since 1996

La Crosse Branch218 N Washington StLa Crosse, IN 46348 · since 1997

Middlebury Banking Center809 Wayne StMiddlebury, IN 46540 · since 1997

St Joseph Hilltop Branch1600 Hilltop RdSt. Joseph, MI 49085 · since 1997

Michigan City Marquette Branch3905 Franklin StMichigan City, IN 46360 · since 1997

Columbia City630 Country Side DrColumbia City, IN 46725 · since 1997

Westville Branch501 N Flynn RdWestville, IN 46391 · since 1998

Winamac Banking Center Branch110 North Market StreetWinamac, IN 46996 · since 1998

Niles-Martins Branch720 S 11th StNiles, MI 49120 · since 1999

Warsaw East Branch2804 E Center StWarsaw, IN 46580 · since 1999

Pine Valley Branch10633 Coldwater RdFort Wayne, IN 46845 · since 1999

Laporte West Branch2044 W. St. Rd. 2La Porte, IN 46350 · since 2001

Rochester Branch516 Main StRochester, IN 46975 · since 2002

Erskine Martins Branch926 Erskine PlzSouth Bend, IN 46614 · since 2004

Granger Martins Branch12850 State Rd 23Granger, IN 46530 · since 2005

Elkhart North Martins120 Sanford School RdElkhart, IN 46514 · since 2006

Gumwood-Martins Branch7355 Heritage Square DrGranger, IN 46530 · since 2006

Kalamazoo Downtown Branch113 E Michigan AveKalamazoo, MI 49007 · since 2006

Lafayette Downtown Branch133 N 4th StLafayette, IN 47901 · since 2007

North 4th Street Branch401 N 4th StLafayette, IN 47901 · since 2007 · limited service

Lafayette Cascada Branch3944 Mccarty LnLafayette, IN 47905 · since 2013

Notre Dame Branch21 Lafortune Student CtrNotre Dame, IN 46556 · since 2014

Dupont Oaks Branch4605 E Dupont RdFort Wayne, IN 46825 · since 2014

Illinois Road Branch7821 Carnegie BlvdFort Wayne, IN 46804 · since 2014

Centre Ave. Branch2381 W Centre AvePortage, MI 49024 · since 2015

Valparaiso Circle Branch2005 Laporte AveValparaiso, IN 46383 · since 2015

Sarasota Banking Center Branch1800 2nd StSarasota, FL 34236 · since 2017

Auburn Banking Center104 S Jackson StAuburn, IN 46706 · since 2020

Niles Banking Center Branch1401 South 11th StreetNiles, MI 49120 · since 2023

Carmel Banking Center Branch10570 North Michigan RoadCarmel, IN 46032 · since 2025

Scroll for all 81 branches · Branch data: FDIC BankFind.

Recent deals

  • Happy Home Care Inc in Greenwood, IN — $3.9M (2026) · Home Health Care Services
  • LSC Acquisition I LLC in Elkhart, IN — $1.4M (2026) · Special Die and Tool, Die Set, Jig, and Fixture Manufacturin
  • MD Holdings, LLC in Mooresville, IN — $250K (2026) · Food Product Machinery Manufacturing
  • Silver, LLC in Portage, IN — $230K (2026) · Pharmacies and Drug Retailers
  • Emergency Mobile Tech. Inc. in Decatur, IN — $200K (2026) · Motor Vehicle Body Manufacturing
  • LSC Acquisition I LLC in Elkhart, IN — $200K (2026) · Special Die and Tool, Die Set, Jig, and Fixture Manufacturin
  • Tway Ventures LLC in Carmel, IN — $159K (2026) · Couriers and Express Delivery Services
  • Reecer Investments LLC in Fort Wayne, IN — $141K (2026) · Carpet and Upholstery Cleaning Services
  • MOIR ELECTRIC LLC in Fort Wayne, IN — $91K (2026) · Electrical Contractors and Other Wiring Installation Contrac
  • ETF Plumbing & HVAC Solutions LLC in Granger, IN — $75K (2026) · Plumbing, Heating, and Air-Conditioning Contractors

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

4 of 1st Source Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses 1st Source Bank financed

451 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with 1st Source Bank.

Agent summary

This page summarizes 1st Source Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 596 SBA 7(a) loans on record
  • $83K typical deal
  • 21 business-acquisition loans
  • HQ: 100 N Michigan St Ste B, South Bend, IN
  • 81 FDIC branch locations
  • FDIC total assets $9.1B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/1st-source-bank
API:
https://www.capbench.com/api/public/lenders/1st-source-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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