Retail & Shops · lender intelligence
How to finance a Edible Arrangements
The SBA 7(a) lenders funding the most Edible Arrangements deals, ranked from public loan records — typical Edible Arrangements loan about $300K, 3.28% failure rate across 72 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Edible Arrangements
$300K
Typical loan
range $200K–$538K
$333K
Est. purchase price
≈ loan ÷ 90%
$44,583
Cash to close
$33,333 down + fees
$4,133/mo
Typical payment
~11% · 10yr
$57,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.7%
Still performing
3.3% default · FY20–23
15 days
Typical time to fund
39
Lenders competing
more = leverage
7.64%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Edible Arrangements
Ranked by funded Edible Arrangements loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.138 loans · $276M · Sioux Falls, SDFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.104 loans · $100M · Portsmouth, VAFull record →
- 5.1 loans · $1M · Lincoln, NEFull record →
- 6.105 loans · $164M · Brookline, MAFull record →
- 7.20 loans · $8M · Saint Petersburg, FLFull record →
- 8.168 loans · $205M · Fishers, INFull record →
- 9.13 loans · $18M · Roseburg, ORFull record →
- 10.35 loans · $33M · Providence, RIFull record →
- 11.284 loans · $254M · Cincinnati, OHFull record →
- 12.4 loans · $2M · Dallas, TXFull record →
- 13.499 loans · $106M · Los Angeles, CAFull record →
- 14.15 loans · $16M · Greenwood, SCFull record →
- 15.4 loans · $1M · Savannah, GAFull record →
- 16.24 loans · $13M · Pikeville, KYFull record →
- 17.4 loans · $1M · Hamden, CTFull record →
- 18.135 loans · $12M · Seattle, WAFull record →
- 19.24 loans · $17M · Wayne, PAFull record →
- 20.4 loans · $2M · Elmore City, OKFull record →
- 21.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 22.28 loans · $32M · Saint Joseph, MIFull record →
- 23.2 loans · $1M · Odessa, TXFull record →
- 24.52 loans · $50M · Rockville, MDFull record →
- 25.32 loans · $54M · Tupelo, MSFull record →
72+ funded Edible Arrangements deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tap Tasty LLC in Kissimmee, FL — $554K (2026) · Old Glory Bank
- Program
- 7a General
- Rate at approval
- 8% variable
- Term
- 126 months
- SBA guaranteed
- $416K (75%)
- Approval → funding
- 18 days
- Approved
- 1/5/2026
- First disbursed
- 1/23/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by Old Glory Bank · Lender record →
Your business? Claim this record · Request removal
- Hallett Holdings Incorporated in Jacksonville, FL — $432K (2026) · purchase · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $324K (75%)
- Approved
- 1/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $480K
- Est. down payment (10%)
- $48K
- Est. cash at closing
- $64K
- Monthly payment
- $5,590
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Edible Arrangements in Rochester, NY — $1.2M (2025) · purchase · United FCU
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $885K (75%)
- Approval → funding
- 20 days
- Approved
- 3/20/2025
- First disbursed
- 4/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $131K
- Est. cash at closing
- $180K
- Monthly payment
- $15,594
- Annual debt service
- $187K
- Cash flow needed (1.25×)
- $234K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United FCU · Lender record →
Your business? Claim this record · Request removal
- COMMERCIUM SOLUTIONS LLC in Media, PA — $495K (2025) · Meridian Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $371K (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Gift, Novelty, and Souvenir Retailers
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
- REAGAN AND MONIT LLC in Ocala, FL — $322K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $241K (75%)
- Approved
- 9/15/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 19
- Business age
- Existing or more than 2 years old
- Industry
- Fruit and Vegetable Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Delectable Creations, LLC in Odessa, TX — $200K (2025) · purchase · SouthWest Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 21 days
- Approved
- 3/27/2025
- First disbursed
- 4/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $222K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $2,561
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $38K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by SouthWest Bank · Lender record →
Your business? Claim this record · Request removal
- LT KING CORPORATION in Valparaiso, IN — $150K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 7/17/2025
- First disbursed
- 7/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Food Retailers
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- First Domino LLC in Cincinnati, OH — $150K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 159 days
- Approved
- 5/9/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Food Service Contractors
If you were the buyer here
- Est. deal size
- $167K
- Est. down payment (10%)
- $17K
- Est. cash at closing
- $21K
- Monthly payment
- $1,941
- Annual debt service
- $23K
- Cash flow needed (1.25×)
- $29K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SGE Investments LLC in Humble, TX — $100K (2025) · WaFd Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 8 days
- Approved
- 8/4/2025
- First disbursed
- 8/12/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by WaFd Bank · Lender record →
Your business? Claim this record · Request removal
- Tunda Inc in Youngstown, OH — $1.2M (2024) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $905K (75%)
- Approval → funding
- 6 days
- Approved
- 10/27/2023
- First disbursed
- 11/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 52
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $134K
- Est. cash at closing
- $184K
- Monthly payment
- $16,784
- Annual debt service
- $201K
- Cash flow needed (1.25×)
- $252K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- PALMA HOLDINGS INC in North Fort Myers, FL — $200K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $100K (50%)
- Approval → funding
- 8 days
- Approved
- 9/17/2024
- First disbursed
- 9/25/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Gift, Novelty, and Souvenir Stores
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Edible Retail LLC in Columbus, OH — $1.5M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 5/29/2023
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Retail Equity LLC in Nashville, TN — $1.3M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $983K (75%)
- Approval → funding
- 7 days
- Approved
- 3/23/2023
- First disbursed
- 3/30/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other General Merchandise Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Wolfpack 318 LLC in Summerville, SC — $550K (2023) · purchase · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 33 days
- Approved
- 10/7/2022
- First disbursed
- 11/9/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 62
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $6,819
- Annual debt service
- $82K
- Cash flow needed (1.25×)
- $102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
- KRT Enterprises Inc in Edina, MN — $532K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $399K (75%)
- Approval → funding
- 19 days
- Approved
- 1/4/2023
- First disbursed
- 1/23/2023
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Edible Arrangements – 197 in Plainview, NY — $413K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $310K (75%)
- Approval → funding
- 20 days
- Approved
- 1/5/2023
- First disbursed
- 1/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Gift, Novelty, and Souvenir Retailers
If you were the buyer here
- Est. deal size
- $459K
- Est. down payment (10%)
- $46K
- Est. cash at closing
- $61K
- Monthly payment
- $5,573
- Annual debt service
- $67K
- Cash flow needed (1.25×)
- $84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Retail Equity LLC in Nashville, TN — $300K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approval → funding
- 12 days
- Approved
- 3/23/2023
- First disbursed
- 4/4/2023
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other General Merchandise Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Edible Retail LLC in Columbus, OH — $300K (2023) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (50%)
- Approved
- 5/29/2023
- Loan status
- Cancelled
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Perez Family Holdings, LLC in Fort Walton Beach, FL — $280K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $210K (75%)
- Approval → funding
- 3 days
- Approved
- 4/21/2023
- First disbursed
- 4/24/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- J&M of South Carolina, LLC in Taylors, NC — $265K (2023) · purchase · Countybank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 4 days
- Approved
- 12/8/2022
- First disbursed
- 12/12/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- All Other Specialty Food Retailers
If you were the buyer here
- Est. deal size
- $294K
- Est. down payment (10%)
- $29K
- Est. cash at closing
- $39K
- Monthly payment
- $3,465
- Annual debt service
- $42K
- Cash flow needed (1.25×)
- $52K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Countybank · Lender record →
Your business? Claim this record · Request removal
Buying a Edible Arrangements? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Edible Arrangements businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Edible Arrangements purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $300K typical Edible Arrangements loan
- 3.28% failure rate (FY20–23)
- 39 lenders fund the brand
- 15 days typical to fund
Buyers researching a Edible Arrangements typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.