How to finance a Edible Arrangements in Florida

State:

The SBA 7(a) lenders funding the most Edible Arrangements deals in Florida, from public loan records — typical Edible Arrangements loan about $300K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Edible Arrangements in Florida

$290K

Typical loan

range $220K–$432K

$322K

Est. purchase price

≈ loan ÷ 90%

$43,097

Cash to close

$32,222 down + fees

$3,995/mo

Typical payment

~11% · 10yr

$55,131/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

8 days

Typical time to fund

Lenders competing

more = leverage

7.69%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Edible Arrangements in Florida

Ranked by funded Edible Arrangements loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.138 loans · $276M · Sioux Falls, SDFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.284 loans · $254M · Cincinnati, OHFull record →
4.104 loans · $100M · Portsmouth, VAFull record →
5.4 loans · $2M · Elmore City, OKFull record →
6.1,025 loans · $292M · Berkeley Heights, NJFull record →
7.1,322 loans · $185M · Wilmington, DEFull record →
8.19 loans · $18M · Grand Rapids, MIFull record →
9.34 loans · $57M · Charlotte, NCFull record →
10.13 loans · $18M · Roseburg, ORFull record →

17+ funded Edible Arrangements in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Tap Tasty LLC in Kissimmee, FL — $554K (2026) · Old Glory Bank
Program
7a General
Rate at approval
8% variable
Term
126 months
SBA guaranteed
$416K (75%)
Approval → funding
18 days
Approved
1/5/2026
First disbursed
1/23/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Retailers
Funded by Old Glory Bank · Lender record →
Your business? Claim this record · Request removal
Hallett Holdings Incorporated in Jacksonville, FL — $432K (2026) · purchase · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$324K (75%)
Approved
1/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Gift, Novelty, and Souvenir Retailers
If you were the buyer here
Est. deal size
$480K
Est. down payment (10%)
$48K
Est. cash at closing
$64K
Monthly payment
$5,590
Annual debt service
$67K
Cash flow needed (1.25×)
$84K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
REAGAN AND MONIT LLC in Ocala, FL — $322K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$241K (75%)
Approved
9/15/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Existing or more than 2 years old
Industry
Fruit and Vegetable Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
PALMA HOLDINGS INC in North Fort Myers, FL — $200K (2024) · TD Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
8 days
Approved
9/17/2024
First disbursed
9/25/2024
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Existing or more than 2 years old
Industry
Gift, Novelty, and Souvenir Stores
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Perez Family Holdings, LLC in Fort Walton Beach, FL — $280K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$210K (75%)
Approval → funding
3 days
Approved
4/21/2023
First disbursed
4/24/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
All Other Specialty Food Retailers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
R&S RESTAURANTS III INC. in Tampa, FL — $250K (2023) · purchase · Pathward National Association
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$188K (75%)
Approval → funding
17 days
Approved
1/27/2023
First disbursed
2/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,235
Annual debt service
$39K
Cash flow needed (1.25×)
$49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
R&S RESTAURANTS IV INC. in Wesley Chapel, FL — $199K (2023) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$149K (75%)
Approval → funding
11 days
Approved
6/4/2023
First disbursed
6/15/2023
Loan status
Current
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Sweets and Flowers 2 U, LLC in Jacksonville, FL — $647K (2022) · Truist Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$485K (75%)
Approval → funding
6 days
Approved
12/23/2021
First disbursed
12/29/2021
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
All Other Specialty Food Stores
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
The Next Patel Project LLC in Port Charlotte, FL — $530K (2022) · purchase · Columbia Bank
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$398K (75%)
Approval → funding
20 days
Approved
4/20/2022
First disbursed
5/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Mobile Food Services
If you were the buyer here
Est. deal size
$589K
Est. down payment (10%)
$59K
Est. cash at closing
$79K
Monthly payment
$5,818
Annual debt service
$70K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Columbia Bank · Lender record →
Your business? Claim this record · Request removal
Macrio Investments LLC in Port Saint Lucie, FL — $396K (2022) · purchase · Orlando CU
Program
7a General
Rate at approval
5.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$297K (75%)
Approval → funding
8 days
Approved
6/15/2022
First disbursed
6/23/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
All Other Specialty Food Retailers
If you were the buyer here
Est. deal size
$440K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$4,347
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Orlando CU
Your business? Claim this record · Request removal
MJN Holdings & Management, Inc. in Clermont, FL — $315K (2022) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.45% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$158K (50%)
Approval → funding
0 days
Approved
10/21/2021
First disbursed
10/21/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Stores
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
MJN Holdings & Management, Inc. in Clermont, FL — $50K (2022) · Fifth Third Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.45% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
10/21/2021
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Stores
Funded by Fifth Third Bank · Lender record →
Your business? Claim this record · Request removal
Apex Acquisition Consortium, LLC in Orlando, FL — $652K (2021) · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
97 months
SBA guaranteed
$586K (90%)
Approval → funding
2 days
Approved
6/21/2021
First disbursed
6/23/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
Edible Arrangements in Tampa, FL — $290K (2021) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$261K (90%)
Approval → funding
9 days
Approved
4/14/2021
First disbursed
4/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Stores
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Edible Arrangements in Palm Harbor, FL — $220K (2021) · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$198K (90%)
Approval → funding
4 days
Approved
8/27/2021
First disbursed
8/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Startup, Loan Funds will Open Business
Industry
All Other Specialty Food Stores
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Apex Acquisition Consortium, LLC in Orlando, FL — $35K (2021) · TowneBank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$18K (50%)
Approval → funding
2 days
Approved
6/21/2021
First disbursed
6/23/2021
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
ABP HOSPITALITY, LLC in Hollywood, FL — $221K (2020) · Lake Michigan CU
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$166K (75%)
Approval → funding
15 days
Approved
10/29/2019
First disbursed
11/13/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Other Miscellaneous Nondurable Goods Merchant Wholesalers
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal

Buying a Edible Arrangements in Florida? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Edible Arrangements loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Edible Arrangements purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Pathward National Association funds the most here. CapBench is not a lender.

$300K typical Edible Arrangements loan
11 lenders active in Florida
17+ funded Florida deals
8 days typical to fund

Buyers buying a Edible Arrangements in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Edible Arrangements lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/edible-arrangements/florida
API:: https://www.capbench.com/api/public/lenders?franchise=edible-arrangements
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.