Retail & Shops · lender intelligence
How to finance a Batteries Plus
The SBA 7(a) lenders funding the most Batteries Plus deals, ranked from public loan records — typical Batteries Plus loan about $350K, 4% failure rate across 71 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Batteries Plus
$350K
Typical loan
range $248K–$469K
$389K
Est. purchase price
≈ loan ÷ 90%
$52,000
Cash to close
$38,878 down + fees
$4,820/mo
Typical payment
~11% · 10yr
$66,516/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
96.0%
Still performing
4% default · FY20–23
21 days
Typical time to fund
34
Lenders competing
more = leverage
7.62%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Batteries Plus
Ranked by funded Batteries Plus loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.62 loans · $34M · Winter Haven, FLFull record →
- 3.40 loans · $42M · Englewood Cliffs, NJFull record →
- 4.318 loans · $229M · Osage Beach, MOFull record →
- 5.52 loans · $50M · Rockville, MDFull record →
- 6.4 loans · $2M · Abbeville, LAFull record →
- 7.5 loans · $4M · Houston, TXFull record →
- 8.4 loans · $1M · Avilla, INFull record →
- 9.2 loans · $0M · Pine Bluff, ARFull record →
- 10.4 loans · $2M · Dallas, TXFull record →
- 11.1 loans · $1M · Mount Pleasant, MIFull record →
- 12.7 loans · $1M · Mattoon, ILFull record →
- 13.79 loans · $53M · Gulfport, MSFull record →
- 14.15 loans · $16M · Greenwood, SCFull record →
- 15.28 loans · $35M · West Memphis, ARFull record →
- 16.3,264 loans · $846M · Miami, FLFull record →
- 17.1 loans · $0M · St. Louis, MOFull record →
- 18.1,296 loans · $1.4B · Wilmington, NCFull record →
- 19.575 loans · $220M · De Graff, OHFull record →
- 20.75 loans · $98M · Sioux Falls, SDFull record →
- 21.2 loans · $1M · Jefferson City, MOFull record →
- 22.66 loans · $68M · Milford, IAFull record →
- 23.33 loans · $15M · Minneapolis, MNFull record →
- 24.24 loans · $21M · Raleigh, NCFull record →
- 25.20 loans · $8M · Saint Petersburg, FLFull record →
71+ funded Batteries Plus deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rock Family Enterprises, Inc. in Bradenton, FL — $2.1M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 45 days
- Approved
- 1/12/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Batteries Plus in Houston, TX — $450K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approved
- 2/9/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Retailers
Funded by Newtek Bank, National Association · Lender record →
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- POWER FORTUNE INC in Boston, MA — $350K (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.67% fixed
- Term
- 126 months
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 14 days
- Approved
- 2/5/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- G & S Batteries, LLC in Houston, TX — $249K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.59% fixed
- Term
- 240 mo (20 yrs)
- SBA guaranteed
- $186K (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Retailers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Batteries Plus in Fort Mill, SC — $691K (2025) · purchase · First Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $518K (75%)
- Approval → funding
- 79 days
- Approved
- 3/12/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 59
- Business age
- Change of Ownership
- Industry
- All Other Miscellaneous Retailers
If you were the buyer here
- Est. deal size
- $768K
- Est. down payment (10%)
- $77K
- Est. cash at closing
- $103K
- Monthly payment
- $9,132
- Annual debt service
- $110K
- Cash flow needed (1.25×)
- $137K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
- Batteries Plus in Liberty Hill, TX — $610K (2025) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 125 months
- SBA guaranteed
- $458K (75%)
- Approval → funding
- 102 days
- Approved
- 8/22/2025
- First disbursed
- 12/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Retailers
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- JustForYou, LLC in Edison, NJ — $537K (2025) · Community Bank & Trust-West Georgia
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 126 months
- SBA guaranteed
- $403K (75%)
- Approval → funding
- 53 days
- Approved
- 9/22/2025
- First disbursed
- 11/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by Community Bank & Trust-West Georgia
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- Batteries Plus in Marietta, GA — $459K (2025) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 124 months
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 120 days
- Approved
- 5/28/2025
- First disbursed
- 9/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Retailers
Funded by SouthState Bank, National Association · Lender record →
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- PKW Investment Group LLC in Howell, MI — $455K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 119 months
- SBA guaranteed
- $341K (75%)
- Approval → funding
- 63 days
- Approved
- 4/15/2025
- First disbursed
- 6/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Tire Dealers
Funded by Live Oak Banking Company · Lender record →
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- Westford Battery LLC in White Lake, MI — $400K (2025) · Huron Valley State Bank
- Program
- 7a General
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 19 days
- Approved
- 1/2/2025
- First disbursed
- 1/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Huron Valley State Bank
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- T & T Group Inc in North Little Rock, AR — $364K (2025) · Evolve Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 123 months
- SBA guaranteed
- $273K (75%)
- Approval → funding
- 20 days
- Approved
- 9/25/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by Evolve Bank and Trust · Lender record →
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- Batteries Unlimited WTX, LLC in Odessa, TX — $350K (2025) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.06% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $262K (75%)
- Approval → funding
- 2 days
- Approved
- 7/16/2025
- First disbursed
- 7/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
- BATTERIES PLUS in Lake Charles, LA — $197K (2025) · purchase · Gulf Coast Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 126 months
- SBA guaranteed
- $148K (75%)
- Approval → funding
- 63 days
- Approved
- 9/4/2025
- First disbursed
- 11/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Wholesale Trade Agents and Brokers
If you were the buyer here
- Est. deal size
- $219K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $29K
- Monthly payment
- $2,478
- Annual debt service
- $30K
- Cash flow needed (1.25×)
- $37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Gulf Coast Bank · Lender record →
Your business? Claim this record · Request removal
- Westford Battery LLC in White Lake, MI — $25K (2025) · Huron Valley State Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 13 days
- Approved
- 1/3/2025
- First disbursed
- 1/16/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by Huron Valley State Bank
Your business? Claim this record · Request removal
- Batteries Plus in Plain City, OH — $469K (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 124 months
- SBA guaranteed
- $352K (75%)
- Approval → funding
- 23 days
- Approved
- 7/24/2024
- First disbursed
- 8/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Store Retailers (except Tobacco Stor
Funded by SouthState Bank, National Association · Lender record →
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- Batteries Plus Bulbs in Okeechobee, FL — $459K (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 123 months
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 26 days
- Approved
- 3/1/2024
- First disbursed
- 3/27/2024
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- BATTERIES PLUS, LLC in Sanford, NC — $400K (2024) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 155 days
- Approved
- 5/22/2024
- First disbursed
- 10/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics Stores
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- R. G. Garth Co., Inc. in Jacksonville, FL — $389K (2024) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (75%)
- Approved
- 7/26/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Electronics and Appliance Retailers
If you were the buyer here
- Est. deal size
- $432K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $58K
- Monthly payment
- $5,249
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- Batteries Upstate, Inc. in Anderson, NC — $330K (2024) · Countybank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 119 months
- SBA guaranteed
- $248K (75%)
- Approval → funding
- 21 days
- Approved
- 5/28/2024
- First disbursed
- 6/18/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Electronics and Appliance Retailers
Funded by Countybank · Lender record →
Your business? Claim this record · Request removal
- Batteries Plus in Southern Pines, NC — $300K (2024) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 57 days
- Approved
- 9/26/2024
- First disbursed
- 11/22/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Batteries Plus? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Batteries Plus businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Batteries Plus purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $350K typical Batteries Plus loan
- 4% failure rate (FY20–23)
- 34 lenders fund the brand
- 21 days typical to fund
Buyers researching a Batteries Plus typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.