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How to finance a Batteries Plus in Florida
The SBA 7(a) lenders funding the most Batteries Plus deals in Florida, from public loan records — typical Batteries Plus loan about $350K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Batteries Plus in Florida
$368K
Typical loan
range $266K–$459K
$409K
Est. purchase price
≈ loan ÷ 90%
$54,689
Cash to close
$40,889 down + fees
$4,762/mo
Typical payment
~9.5% · 10yr
$65,716/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
32 days
Typical time to fund
7
Lenders competing
more = leverage
8.11%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Batteries Plus in Florida
Ranked by funded Batteries Plus loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.62 loans · $34M · Winter Haven, FLFull record →
- 2.318 loans · $229M · Osage Beach, MOFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.79 loans · $53M · Gulfport, MSFull record →
- 5.33 loans · $15M · Minneapolis, MNFull record →
- 6.2 loans · $0M · Storm Lake, IAFull record →
11+ funded Batteries Plus in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Rock Family Enterprises, Inc. in Bradenton, FL — $2.1M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6% fixed
- Term
- 72 mo (6 yrs)
- SBA guaranteed
- $1.6M (75%)
- Approval → funding
- 45 days
- Approved
- 1/12/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by Bank of America, National Association · Lender record →
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- Batteries Plus Bulbs in Okeechobee, FL — $459K (2024) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 123 months
- SBA guaranteed
- $344K (75%)
- Approval → funding
- 26 days
- Approved
- 3/1/2024
- First disbursed
- 3/27/2024
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Miscellaneous Retailers
Funded by SouthState Bank, National Association · Lender record →
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- R. G. Garth Co., Inc. in Jacksonville, FL — $389K (2024) · purchase · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $292K (75%)
- Approved
- 7/26/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Electronics and Appliance Retailers
If you were the buyer here
- Est. deal size
- $432K
- Est. down payment (10%)
- $43K
- Est. cash at closing
- $58K
- Monthly payment
- $5,249
- Annual debt service
- $63K
- Cash flow needed (1.25×)
- $79K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
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- Capital Rescue Financial LLC in Orange City, FL — $266K (2024) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 126 months
- SBA guaranteed
- $200K (75%)
- Approval → funding
- 32 days
- Approved
- 3/27/2024
- First disbursed
- 4/28/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Hardware Retailers
Funded by CRF Small Business Loan Company, LLC · Lender record →
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- BPB 538, LLC in Palm Coast, FL — $451K (2023) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 126 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 70 days
- Approved
- 9/29/2023
- First disbursed
- 12/8/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electronics and Appliance Retailers
Funded by First Bank of the Lake · Lender record →
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- Powell Batteries, Inc in Tallahassee, FL — $350K (2023) · Hancock Whitney Bank
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 26 days
- Approved
- 3/15/2023
- First disbursed
- 4/10/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Other Electronic Parts and Equipment Merchant Wholesalers
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
- Batteries Plus Bulbs Sarasota in Bradenton, FL — $1.7M (2022) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 21 days
- Approved
- 5/17/2022
- First disbursed
- 6/7/2022
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 61
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Retailers
Funded by SouthState Bank, National Association · Lender record →
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- BPB 537, LLC in St Augustine, FL — $368K (2022) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 124 months
- SBA guaranteed
- $276K (75%)
- Approved
- 6/21/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Stores
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- BPB 537, LLC in Jacksonville, FL — $368K (2022) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.5% variable
- Term
- 124 months
- SBA guaranteed
- $276K (75%)
- Approval → funding
- 13 days
- Approved
- 6/24/2022
- First disbursed
- 7/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Stores
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- D & H Batteries LLC in Tallahassee, FL — $195K (2021) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $176K (90%)
- Approval → funding
- 98 days
- Approved
- 1/25/2021
- First disbursed
- 5/3/2021
- Loan status
- Paid in full (10/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Automotive Parts and Accessories Stores
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MAHA Orlando LLC in Orlando, FL — $235K (2020) · Central Bank
- Program
- 7a General
- Rate at approval
- 5.75% variable
- Term
- 103 months
- SBA guaranteed
- $176K (75%)
- Approval → funding
- 132 days
- Approved
- 4/21/2020
- First disbursed
- 8/31/2020
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Automotive Parts and Accessories Stores
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Batteries Plus in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded Batteries Plus loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Batteries Plus purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. SouthState Bank, National Association funds the most here. CapBench is not a lender.
- $350K typical Batteries Plus loan
- 7 lenders active in Florida
- 11+ funded Florida deals
- 32 days typical to fund
Buyers buying a Batteries Plus in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.