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Uptown Cheapskate, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1849)

75 deals since 2020 · typical deal $500K · 0% failure rate

75

Deals since 2020

$500K

Typical deal

24

Deals since FY2025

0%

Failure rate (FY20–23)

Uptown Cheapskate buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Uptown Cheapskate

Most Uptown Cheapskate deals financed between $373K and $673K. Above $673K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,537
Down payment (10%)
$56K
Cash to close (all-in)
$74K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$74K)

Experience

Recent financings

  • UC AZ PHOENIX LLC in Mesa, AZ — $977K (2026) · Wells Fargo Bank National Association
  • UC CLEVELAND, LLC in Cleveland, TN — $763K (2026) · Wells Fargo Bank National Association
  • DANA COLLECTIVE LLC in Saint George, UT — $747K (2026) · Wells Fargo Bank National Association
  • Freedom Image Group, LLC in Lancaster, PA — $711K (2026) · Wells Fargo Bank National Association
  • Lowcountry Quinn, LLC in James Island, SC — $675K (2026) · Wells Fargo Bank National Association
  • UC Easley LLC in Easley, SC — $673K (2026) · Wells Fargo Bank National Association
  • Formally Forward LLC in Muskegon, MI — $651K (2026) · Citizens Bank
  • Wright Resale L.L.C. in Reno, NV — $598K (2026) · Wells Fargo Bank National Association
  • Walls Family TX Inc in Mckinney, TX — $419K (2026) · JPMorgan Chase Bank, National Association
  • UC Pearland LLC in Pearland, TX — $1.7M (2025) · b1BANK

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Uptown Cheapskate brand mark

Who funds Uptown Cheapskate — and where

Every dot is a financed Uptown Cheapskate — 75 mapped.

Financed Uptown Cheapskate locations — list all 75 as text

Top lenders for this brand

  1. 1.Wells Fargo Bank National Association(24)
  2. 2.Citizens Bank(18)
  3. 3.KeyBank National Association(15)
  4. 4.The Huntington National Bank(5)
  5. 5.1st Source Bank(1)

Most active states

  1. 1.Texas (20 loans)
  2. 2.Virginia (6 loans)
  3. 3.Michigan (6 loans)
  4. 4.South Carolina (5 loans)
  5. 5.Georgia (4 loans)
  6. 6.Utah (4 loans)
  7. 7.Ohio (4 loans)
  8. 8.Arizona (3 loans)

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Common questions

How much does a Uptown Cheapskate cost to buy or open?

The typical deal for Uptown Cheapskate is $500K across 75 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Uptown Cheapskate?

0% of Uptown Cheapskate's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Uptown Cheapskate with an SBA loan?

Yes — Uptown Cheapskate has been SBA-financed 24 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Uptown Cheapskate franchise

Most Uptown Cheapskate buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Uptown Cheapskate deal financed for $500K, which points to about $55K of buyer cash on a typical purchase. Uptown Cheapskate is listed in the SBA Franchise Directory (identifier S1849), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Uptown Cheapskate — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Uptown Cheapskate — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Uptown Cheapskate — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Uptown Cheapskate is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 75 SBA 7(a) deals since 2020
  • $500K typical deal
  • 24 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1849)
  • Top lenders: Wells Fargo Bank National Association, Citizens Bank, KeyBank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/uptown-cheapskate
API:
https://www.capbench.com/api/public/franchises/uptown-cheapskate
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Uptown Cheapskate.

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