How to finance a Uptown Cheapskate in Ohio

State:

The SBA 7(a) lenders funding the most Uptown Cheapskate deals in Ohio, from public loan records — typical Uptown Cheapskate loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Uptown Cheapskate in Ohio

$569K

Typical loan

range $367K–$800K

$633K

Est. purchase price

≈ loan ÷ 90%

$84,605

Cash to close

$63,256 down + fees

$7,367/mo

Typical payment

~9.5% · 10yr

$101,665/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

28 days

Typical time to fund

Lenders competing

more = leverage

7.73%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Uptown Cheapskate in Ohio

Ranked by funded Uptown Cheapskate loans in Ohio. Tap a lender for its full record, or hit Get in touch for an introduction.

1.328 loans · $134M · Cleveland, OHFull record →

4+ funded Uptown Cheapskate in Ohio deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

ATNJ LLC in Washington Township, OH — $569K (2023) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$427K (75%)
Approval → funding
28 days
Approved
8/15/2023
First disbursed
9/12/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Retailers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Uptown Cheapskate Strongsville LLC in Strongsville, OH — $800K (2022) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$600K (75%)
Approval → funding
10 days
Approved
8/29/2022
First disbursed
9/8/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
32
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Retailers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
EVDA Corp. in Reynoldsburg, OH — $367K (2020) · Wells Fargo Bank National Association
Program
7a General
Rate at approval
6.35% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$275K (75%)
Approval → funding
39 days
Approved
5/22/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
MJ Carrick and Associates, Inc. in Canton, OH — $335K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
6.3% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$251K (75%)
Approval → funding
24 days
Approved
11/6/2019
First disbursed
11/30/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Uptown Cheapskate in Ohio? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Uptown Cheapskate loans with a Ohio project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Uptown Cheapskate purchase in Ohio with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Ohio deals. KeyBank National Association funds the most here. CapBench is not a lender.

$500K typical Uptown Cheapskate loan
2 lenders active in Ohio
4+ funded Ohio deals
28 days typical to fund

Buyers buying a Uptown Cheapskate in Ohio typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Uptown Cheapskate lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/uptown-cheapskate/ohio
API:: https://www.capbench.com/api/public/lenders?franchise=uptown-cheapskate
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.