How to finance a Uptown Cheapskate in Utah

State:

The SBA 7(a) lenders funding the most Uptown Cheapskate deals in Utah, from public loan records — typical Uptown Cheapskate loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Uptown Cheapskate in Utah

$747K

Typical loan

range $494K–$1.70M

$830K

Est. purchase price

≈ loan ÷ 90%

$113,874

Cash to close

$83,044 down + fees

$9,671/mo

Typical payment

~9.5% · 10yr

$133,460/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

53 days

Typical time to fund

Lenders competing

more = leverage

7.41%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Uptown Cheapskate in Utah

Ranked by funded Uptown Cheapskate loans in Utah. Tap a lender for its full record, or hit Get in touch for an introduction.

1.149 loans · $135M · Mukwonago, WIFull record →
2.328 loans · $134M · Cleveland, OHFull record →
3.1,296 loans · $1.4B · Wilmington, NCFull record →

4+ funded Uptown Cheapskate in Utah deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

DANA COLLECTIVE LLC in Saint George, UT — $747K (2026) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.9% fixed
Term
126 months
SBA guaranteed
$561K (75%)
Approved
3/11/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
22
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Retailers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
ReaveleyUCOgden, LLC in Ogden, UT — $494K (2023) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
124 months
SBA guaranteed
$370K (75%)
Approval → funding
53 days
Approved
3/31/2023
First disbursed
5/23/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Summit Recommerce Group LLC in North Salt Lake, UT — $1.7M (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (90%)
Approval → funding
56 days
Approved
9/2/2021
First disbursed
10/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
44
Business age
Existing or more than 2 years old
Industry
Clothing Accessories Stores
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Uptown Cheapskate Layton LLC in Layton, UT — $415K (2021) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$373K (90%)
Approval → funding
1 days
Approved
7/30/2021
First disbursed
7/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
42
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Uptown Cheapskate in Utah? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Uptown Cheapskate loans with a Utah project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Uptown Cheapskate purchase in Utah with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Utah deals. Citizens Bank funds the most here. CapBench is not a lender.

$500K typical Uptown Cheapskate loan
4 lenders active in Utah
4+ funded Utah deals
53 days typical to fund

Buyers buying a Uptown Cheapskate in Utah typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Uptown Cheapskate lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/uptown-cheapskate/utah
API:: https://www.capbench.com/api/public/lenders?franchise=uptown-cheapskate
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.