How to finance a Uptown Cheapskate in Virginia

State:

Arizona (3)California (2)Colorado (1)Florida (2)Georgia (4)Indiana (1)Kentucky (1)Maryland (1)Michigan (6)Minnesota (1)Missouri (2)Nevada (1)

The SBA 7(a) lenders funding the most Uptown Cheapskate deals in Virginia, from public loan records — typical Uptown Cheapskate loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Uptown Cheapskate in Virginia

$388K

Typical loan

range $125K–$426K

$431K

Est. purchase price

≈ loan ÷ 90%

$57,617

Cash to close

$43,078 down + fees

$5,017/mo

Typical payment

~9.5% · 10yr

$69,235/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

52 days

Typical time to fund

Lenders competing

more = leverage

6.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Uptown Cheapskate in Virginia

Ranked by funded Uptown Cheapskate loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.328 loans · $134M · Cleveland, OHFull record →
2.149 loans · $135M · Mukwonago, WIFull record →

6+ funded Uptown Cheapskate in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Meshi3 Incorporated in Fredericksburg, VA — $426K (2025) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$320K (75%)
Approval → funding
105 days
Approved
3/13/2025
First disbursed
6/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Clothing and Clothing Accessories Retailers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Bojo Enterprise LLC in Mechanicsville, VA — $25K (2022) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
52 days
Approved
12/20/2021
First disbursed
2/10/2022
Loan status
Paid in full (3/31/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Other Miscellaneous Durable Goods Merchant Wholesalers
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
Meshi2 Incorporated in Virginia Beach, VA — $550K (2021) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
126 months
SBA guaranteed
$495K (90%)
Approval → funding
27 days
Approved
2/10/2021
First disbursed
3/9/2021
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Other Clothing Stores
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Bojo Enterprise LLC in Mechanicsville, VA — $388K (2021) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$349K (90%)
Approval → funding
167 days
Approved
8/27/2021
First disbursed
2/10/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Used Merchandise Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
NRVUC, LLC in Christiansburg, VA — $350K (2021) · KeyBank National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$315K (90%)
Approval → funding
22 days
Approved
9/8/2021
First disbursed
9/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
New Business or 2 years or less
Industry
Used Merchandise Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal
NRVUC, LLC in Christiansburg, VA — $125K (2021) · KeyBank National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$63K (50%)
Approved
9/8/2021
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
17
Business age
New Business or 2 years or less
Industry
Used Merchandise Stores
Funded by KeyBank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Uptown Cheapskate in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Uptown Cheapskate loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Uptown Cheapskate purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. KeyBank National Association funds the most here. CapBench is not a lender.

$500K typical Uptown Cheapskate loan
2 lenders active in Virginia
6+ funded Virginia deals
52 days typical to fund

Buyers buying a Uptown Cheapskate in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Uptown Cheapskate lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/uptown-cheapskate/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=uptown-cheapskate&state=VA
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.