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PatchMaster, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S7940)

20 deals since 2020 · typical deal $150K

20

Deals since 2020

$150K

Typical deal

9

Deals since FY2025

—

Too few deals to score risk

PatchMaster has 20 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for PatchMaster

Most PatchMaster deals financed between $144K and $230K. Above $230K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,218
Down payment (10%)
$17K
Cash to close (all-in)
$21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

  • PATCHMASTER in Tomball, TX — $233K (2026) · First Bank of the Lake
  • PatchMaster in Naples, FL — $230K (2026) · ACC Capital
  • Patchmaster in Sparta, WI — $270K (2025) · First Bank of the Lake
  • PatchMaster in Virginia Beach, VA — $205K (2025) · First Bank of the Lake
  • Golden Oak LLC dba PatchMaster in Castle Rock, CO — $150K (2025) · United Midwest Savings Bank National Association
  • RSCS VENTURES, LLC dba RSCS VENTURES LLC DBA PATCHMASTER in Molino, FL — $150K (2025) · United Midwest Savings Bank National Association
  • Infinite Dreams Ranch LLC dba PatchMaster in Henderson, TX — $150K (2025) · United Midwest Savings Bank National Association
  • AARTHAA LLC in Jersey City, NJ — $144K (2025) · Bank Five Nine
  • C2 Cell Solutions LLC in Dallas, TX — $139K (2025) · Magnifi Financial CU
  • ALM Ventures LLC in Parkville, MO — $295K (2024) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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PatchMaster brand mark

Who funds PatchMaster — and where

Every dot is a financed PatchMaster — 20 mapped.

Financed PatchMaster locations — list all 20 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(6)
  2. 2.The Huntington National Bank(5)
  3. 3.First Bank of the Lake(3)
  4. 4.The Fidelity Bank(1)
  5. 5.KeyBank National Association(1)

Most active states

  1. 1.Texas (5 loans)
  2. 2.North Carolina (2 loans)
  3. 3.Florida (2 loans)
  4. 4.Missouri (2 loans)
  5. 5.Utah (1 loans)
  6. 6.Idaho (1 loans)
  7. 7.Virginia (1 loans)
  8. 8.New Jersey (1 loans)

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Common questions

How much does a PatchMaster cost to buy or open?

The typical deal for PatchMaster is $150K across 20 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is PatchMaster?

PatchMaster has 20 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a PatchMaster with an SBA loan?

Yes — PatchMaster has been SBA-financed 9 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a PatchMaster franchise

Most PatchMaster buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical PatchMaster deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. PatchMaster is listed in the SBA Franchise Directory (identifier S7940), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund PatchMaster — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for PatchMaster — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for PatchMaster — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. PatchMaster is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 20 SBA 7(a) deals since 2020
  • $150K typical deal
  • 9 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S7940)
  • Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, First Bank of the Lake

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/patchmaster
API:
https://www.capbench.com/api/public/franchises/patchmaster
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with PatchMaster.

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