Phillips 66 Branded Reseller Agreement, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2518)
48 deals since 2020 · typical deal $2.6M · 0% failure rate
48
Deals since 2020
$2.6M
Typical deal
10
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for Phillips 66 Branded Reseller Agreement
Most Phillips 66 Branded Reseller Agreement deals financed between $1.60M and $4.57M. Above $4.57M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $34,000
- Down payment (10%)
- $289K
- Cash to close (all-in)
- $399K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$399K)
Experience
Recent financings
- ASSA 8 Inc in Lakewood, WA — $5.0M (2026) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approved
- 1/22/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Gasoline Stations with Convenience Stores
Funded by Bank of Hope · Lender record →
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- SitaRam 1 LLC in Shelbyville, IL — $950K (2026) · Shoreham Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $713K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- New Business or 2 years or less
- Industry
- Gasoline Stations with Convenience Stores
Funded by Shoreham Bank · Lender record →
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- Skagit Petroleum LLC in Mount Vernon, WA — $885K (2026) · purchase · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $664K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $983K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $135K
- Monthly payment
- $11,211
- Annual debt service
- $135K
- Cash flow needed (1.25×)
- $168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Readycap Lending, LLC · Lender record →
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- Interstate Petroleum LLC in Portland, OR — $5.0M (2025) · purchase · PCB Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 33 days
- Approved
- 7/3/2025
- First disbursed
- 8/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Other Gasoline Stations
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $40,261
- Annual debt service
- $483K
- Cash flow needed (1.25×)
- $604K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PCB Bank · Lender record →
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- ARSH PRABH INVESTMENT INC in Shoreline, WA — $5.0M (2025) · purchase · Mountain Pacific Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 26 days
- Approved
- 8/29/2025
- First disbursed
- 9/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $5.6M
- Est. down payment (10%)
- $556K
- Est. cash at closing
- $769K
- Monthly payment
- $40,261
- Annual debt service
- $483K
- Cash flow needed (1.25×)
- $604K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Mountain Pacific Bank · Lender record →
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- AURORA 76 in Seattle, WA — $3.7M (2025) · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.7M (75%)
- Approval → funding
- 5 days
- Approved
- 5/23/2025
- First disbursed
- 5/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by US Metro Bank · Lender record →
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- Old Orcutt Kwik Stop Inc in Orcutt, CA — $2.6M (2025) · purchase · US Metro Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 12 days
- Approved
- 8/22/2025
- First disbursed
- 9/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Gasoline Stations with Convenience Stores
If you were the buyer here
- Est. deal size
- $2.9M
- Est. down payment (10%)
- $289K
- Est. cash at closing
- $399K
- Monthly payment
- $20,936
- Annual debt service
- $251K
- Cash flow needed (1.25×)
- $314K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
- DELEK ENTERPRISES, INC. in Los Angeles, CA — $2.4M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 308 months
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 12 days
- Approved
- 6/4/2025
- First disbursed
- 6/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Clarendon Outpost / Phillips 66 in Clarendon, TX — $1.6M (2025) · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 64 days
- Approved
- 1/29/2025
- First disbursed
- 4/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Stearns petroleum inc in Simi Valley, CA — $384K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $268K (70%)
- Approval → funding
- 50 days
- Approved
- 7/31/2025
- First disbursed
- 9/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Gasoline Stations with Convenience Stores
Funded by Readycap Lending, LLC · Lender record →
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Who funds Phillips 66 Branded Reseller Agreement — and where
Every dot is a financed Phillips 66 Branded Reseller Agreement — 48 mapped.
Financed Phillips 66 Branded Reseller Agreement locations — list all 48 as text
- CUYAMACA PETROLEUM LLC — Santee · $4.7M · FY2021 · Gasoline Stations with Convenience Stores
- Shivah, Inc — Moreno Valley · $2.5M · FY2021 · Gasoline Stations with Convenience Stores
- AA Gas, Inc. — Arlington · $2.3M · FY2021 · Gasoline Stations with Convenience Stores
- Sang Han Enterprise, Inc. — Los Angeles · $1.8M · FY2021 · Gasoline Stations with Convenience Stores
- Sunrise Tacoma LLC — Tacoma · $4.7M · FY2023 · Gasoline Stations with Convenience Stores
- DB Oil / Madison 76 — Riverside · $2.5M · FY2023 · Gasoline Stations with Convenience Stores
- GOLDEN GAS 99 — Turlock · $3.4M · FY2023 · Gasoline Stations with Convenience Stores
- WEST COAST FUELING LLC — Vancouver · $5.0M · FY2023 · Gasoline Stations with Convenience Stores
- Pit Stop Express LLC — Pacific · $4.2M · FY2024 · Gasoline Stations with Convenience Stores
- Oliviaa Corporation — Lakewood · $2.2M · FY2024 · Gasoline Stations with Convenience Stores
- Fagurha, Inc. — Tacoma · $2.7M · FY2024 · Gasoline Stations with Convenience Stores
- AK SAROYA LLC — Tacoma · $2.3M · FY2024 · Gasoline Stations with Convenience Stores
- Interstate Petroleum LLC — Portland · $5.0M · FY2025 · Other Gasoline Stations
- Stearns petroleum inc — Simi Valley · $384K · FY2025 · Gasoline Stations with Convenience Stores
- Old Orcutt Kwik Stop Inc — Orcutt · $2.6M · FY2025 · Gasoline Stations with Convenience Stores
- ARSH PRABH INVESTMENT INC — Shoreline · $5.0M · FY2025 · Gasoline Stations with Convenience Stores
- ASSA 8 Inc — Lakewood · $5.0M · FY2026 · Gasoline Stations with Convenience Stores
- SitaRam 1 LLC — Shelbyville · $950K · FY2026 · Gasoline Stations with Convenience Stores
- Skagit Petroleum LLC — Mount Vernon · $885K · FY2026 · Gasoline Stations with Convenience Stores
- AURORA 76 — Seattle · $3.7M · FY2025 · Gasoline Stations with Convenience Stores
- DELEK ENTERPRISES, INC. — Los Angeles · $2.4M · FY2025 · Gasoline Stations with Convenience Stores
- Amwest Property LLC — Woodland Hills · $5.0M · FY2020 · Gasoline Stations with Convenience Stores
- Tevet Oil Corporation — Oxnard · $1.5M · FY2020 · Gasoline Stations with Convenience Stores
- F & S Rad, Inc. — Orange · $2.1M · FY2020 · Gasoline Stations with Convenience Stores
- Khara Fuel - 2 LLC — Spanaway · $1.4M · FY2020 · Gasoline Stations with Convenience Stores
- HSK Oil LLC — Portland · $1.8M · FY2020 · Gasoline Stations with Convenience Stores
- PISMO 76 — Pismo Beach · $5.0M · FY2022 · Gasoline Stations with Convenience Stores
- 76 Gas — Kent · $3.1M · FY2022 · Gasoline Stations with Convenience Stores
- Dejacks County Market — Sacramento · $2.6M · FY2023 · Gasoline Stations with Convenience Stores
- H&H Granite Falls LLC — Granite Falls · $4.0M · FY2023 · Gasoline Stations with Convenience Stores
- Clarendon Outpost / Phillips 66 — Clarendon · $1.6M · FY2025 · Gasoline Stations with Convenience Stores
- GURANAND INC — Seatac · $5.0M · FY2023 · Gasoline Stations with Convenience Stores
- MS Enterprise Inc. — Lakewood · $5.0M · FY2020 · Gasoline Stations with Convenience Stores
- Dars Corporation — Portland · $3.8M · FY2020 · Gasoline Stations with Convenience Stores
- TVM Petromart Corp — San Dimas · $350K · FY2020 · Gasoline Stations with Convenience Stores
- Secolo Land Development Co., LLC — Beaverton · $1.3M · FY2020 · Other Gasoline Stations
- Pine Lake Laporte Property LLC — La Porte · $696K · FY2020 · Gasoline Stations with Convenience Stores
- IDS Properties Inc. — Steilacoom · $4.6M · FY2022 · Gasoline Stations with Convenience Stores
- AJ H76 Gas Station — San Jose · $3.2M · FY2022 · Gasoline Stations with Convenience Stores
- West Coast Oregon Group LLC — Tigard · $1.6M · FY2021 · Other Gasoline Stations
- Han’s enterprise inc — Los Angeles · $2.0M · FY2021 · Gasoline Stations with Convenience Stores
- Vins Corp — Riverside · $1.1M · FY2021 · Gasoline Stations with Convenience Stores
- Gavin Properties Inc — Stockton · $5.0M · FY2021 · Gasoline Stations with Convenience Stores
- Goldstar Enterprises Inc. — Des Moines · $2.8M · FY2021 · Gasoline Stations with Convenience Stores
- Three in One Petro LLC — Lynnwood · $1.5M · FY2021 · Other Gasoline Stations
- PHILOPATEER MERCURIUS LLC — Normandy Park · $3.0M · FY2021 · Gasoline Stations with Convenience Stores
- Channel Island Aviation, Inc. — Camarillo · $250K · FY2021 · Other Airport Operations
- Channel Island Aviation, Inc. — Camarillo · $3.9M · FY2021 · Other Airport Operations
Top lenders for this brand
Most active states
- 1.California (20 loans)Phillips 66 Branded Reseller Agreement lenders in California->
- 2.Washington (20 loans)Phillips 66 Branded Reseller Agreement lenders in Washington->
- 3.Oregon (5 loans)Phillips 66 Branded Reseller Agreement lenders in Oregon->
- 4.Illinois (1 loans)Phillips 66 Branded Reseller Agreement lenders in Illinois->
- 5.Texas (1 loans)Phillips 66 Branded Reseller Agreement lenders in Texas->
- 6.Indiana (1 loans)Phillips 66 Branded Reseller Agreement lenders in Indiana->
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Common questions
How much does a Phillips 66 Branded Reseller Agreement cost to buy or open?
The typical deal for Phillips 66 Branded Reseller Agreement is $2.6M across 48 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $286K of buyer cash on a typical deal.
How risky is Phillips 66 Branded Reseller Agreement?
0% of Phillips 66 Branded Reseller Agreement's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a Phillips 66 Branded Reseller Agreement with an SBA loan?
Yes — Phillips 66 Branded Reseller Agreement has been SBA-financed 10 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Phillips 66 Branded Reseller Agreement franchise
Most Phillips 66 Branded Reseller Agreement buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Phillips 66 Branded Reseller Agreement deal financed for $2.6M, which points to about $286K of buyer cash on a typical purchase. Phillips 66 Branded Reseller Agreement is listed in the SBA Franchise Directory (identifier S2518), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Phillips 66 Branded Reseller Agreement — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Phillips 66 Branded Reseller Agreement — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Phillips 66 Branded Reseller Agreement — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Phillips 66 Branded Reseller Agreement is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 48 SBA 7(a) deals since 2020
- $2.6M typical deal
- 10 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S2518)
- Top lenders: Commonwealth Business Bank, Readycap Lending, LLC, Open Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Phillips 66 Branded Reseller Agreement.