Pizza Hut, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1313)

3 deals since 2020 · typical deal $473K

Deals since 2020

$473K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Pizza Hut has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Pizza Hut

Most Pizza Hut deals financed between $245K and $5.00M. Above $5.00M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$473K

Monthly payment (10-yr): $6,179
Down payment (10%): $53K
Cash to close (all-in): $70K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$70K)

Experience

Recent financings

Progressive Pizza Partners L.P. in Abilene, TX — $245K (2025) · Centennial Bank
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
126 months
SBA guaranteed
$184K (75%)
Approval → funding
43 days
Approved
1/2/2025
First disbursed
2/14/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Partnership
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Full-Service Restaurants
Funded by Centennial Bank · Lender record →
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American Dream Restaurants LLC in Gilford, NH — $5.0M (2022) · Newtek Small Business Finance, Inc.
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
11 days
Approved
2/24/2022
First disbursed
3/7/2022
Loan status
Paid in full (3/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
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Arsh Food LLC in Scranton, PA — $473K (2021) · Fidelity Deposit and Discount Bank
Program
7a General
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$425K (90%)
Approval → funding
12 days
Approved
3/5/2021
First disbursed
3/17/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
46
Business age
Startup, Loan Funds will Open Business
Industry
Full-Service Restaurants
Funded by Fidelity Deposit and Discount Bank · Lender record →
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Who funds Pizza Hut — and where

Every dot is a financed Pizza Hut — 3 mapped.

Financed Pizza Hut locations — list all 3 as text

Arsh Food LLC — Scranton · $473K · FY2021 · Full-Service Restaurants
Progressive Pizza Partners L.P. — Abilene · $245K · FY2025 · Full-Service Restaurants
American Dream Restaurants LLC — Gilford · $5.0M · FY2022 · Limited-Service Restaurants

Top lenders for this brand

1.Fidelity Deposit and Discount Bank(1)
2.Centennial Bank(1)
3.Newtek Small Business Finance, Inc. (1)

Most active states

1.Pennsylvania (1 loans)
2.Texas (1 loans)
3.New Hampshire (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Pizza Hut 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Pizza Hut lending specialist.

Common questions

How much does a Pizza Hut cost to buy or open?

The typical deal for Pizza Hut is $473K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $52K of buyer cash on a typical deal.

How risky is Pizza Hut?

Pizza Hut has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Pizza Hut with an SBA loan?

Yes — Pizza Hut has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Pizza Hut franchise

Most Pizza Hut buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Pizza Hut deal financed for $473K, which points to about $52K of buyer cash on a typical purchase. Pizza Hut is listed in the SBA Franchise Directory (identifier S1313), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Pizza Hut — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Pizza Hut — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Pizza Hut — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Pizza Hut is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$473K typical deal
1 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S1313)
Top lenders: Fidelity Deposit and Discount Bank, Centennial Bank, Newtek Small Business Finance, Inc.

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/pizza-hut
API:: https://www.capbench.com/api/public/franchises/pizza-hut
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Pizza Hut.