Food & Restaurants · lender intelligence
How to finance a Pizza Hut
The SBA 7(a) lenders funding the most Pizza Hut deals, ranked from public loan records — typical Pizza Hut loan about $473K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Pizza Hut
$473K
Typical loan
range $245K–$5.00M
$525K
Est. purchase price
≈ loan ÷ 90%
$70,219
Cash to close
$52,500 down + fees
$6,114/mo
Typical payment
~9.5% · 10yr
$84,373/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
12 days
Typical time to fund
3
Lenders competing
more = leverage
7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Pizza Hut
Ranked by funded Pizza Hut loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.13 loans · $4M · Dunmore, PAFull record →
- 2.6 loans · $6M · Conway, ARFull record →
3+ funded Pizza Hut deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Progressive Pizza Partners L.P. in Abilene, TX — $245K (2025) · Centennial Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 43 days
- Approved
- 1/2/2025
- First disbursed
- 2/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Full-Service Restaurants
Funded by Centennial Bank · Lender record →
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- American Dream Restaurants LLC in Gilford, NH — $5.0M (2022) · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 11 days
- Approved
- 2/24/2022
- First disbursed
- 3/7/2022
- Loan status
- Paid in full (3/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Arsh Food LLC in Scranton, PA — $473K (2021) · Fidelity Deposit and Discount Bank
- Program
- 7a General
- Rate at approval
- 5.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $425K (90%)
- Approval → funding
- 12 days
- Approved
- 3/5/2021
- First disbursed
- 3/17/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 46
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Fidelity Deposit and Discount Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Pizza Hut? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Pizza Hut businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Pizza Hut purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Fidelity Deposit and Discount Bank funds the most. CapBench is not a lender.
- $473K typical Pizza Hut loan
- 3 lenders fund the brand
- 12 days typical to fund
Buyers researching a Pizza Hut typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.