PLUNJ, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S7950)
7 deals since 2020 · typical deal $450K
7
Deals since 2020
$450K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for PLUNJ
Most PLUNJ deals financed between $189K and $592K. Above $592K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,885
- Down payment (10%)
- $50K
- Cash to close (all-in)
- $67K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$67K)
Experience
Recent financings
- Tennessee Contrast Studio LLC in Knoxville, TN — $592K (2026) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 8 days
- Approved
- 11/13/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Old National Bank · Lender record →
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- Todd Spa LLC in Providence, UT — $450K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Zions Bank, A Division of · Lender record →
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- Tennessee Contrast Studio LLC in Knoxville, TN — $50K (2026) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 11/13/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Old National Bank · Lender record →
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- The Sisu Group, LLC in St. George, UT — $695K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 128 months
- SBA guaranteed
- $521K (75%)
- Approval → funding
- 31 days
- Approved
- 5/21/2024
- First disbursed
- 6/21/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Celtic Bank Corporation · Lender record →
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- Cactus Cold, LLC in Phoenix, AZ — $454K (2024) · The Bank of Commerce
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $340K (75%)
- Approval → funding
- 221 days
- Approved
- 1/18/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Bank of Commerce · Lender record →
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- CB Plunj, LLC in Idaho Falls, ID — $450K (2024) · The Bank of Commerce
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 7 days
- Approved
- 8/14/2024
- First disbursed
- 8/21/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Support Services
Funded by The Bank of Commerce · Lender record →
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- Relax Saratoga LLC in Saratoga Springs, UT — $189K (2023) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 173 months
- SBA guaranteed
- $142K (75%)
- Approval → funding
- 21 days
- Approved
- 4/4/2023
- First disbursed
- 4/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
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Who funds PLUNJ — and where
Every dot is a financed PLUNJ — 7 mapped.
Financed PLUNJ locations — list all 7 as text
- The Sisu Group, LLC — St. George · $695K · FY2024 · Other Personal Care Services
- CB Plunj, LLC — Idaho Falls · $450K · FY2024 · All Other Support Services
- Tennessee Contrast Studio LLC — Knoxville · $50K · FY2026 · Other Personal Care Services
- Tennessee Contrast Studio LLC — Knoxville · $592K · FY2026 · Other Personal Care Services
- Todd Spa LLC — Providence · $450K · FY2026 · Fitness and Recreational Sports Centers
- Cactus Cold, LLC — Phoenix · $454K · FY2024 · Other Personal Care Services
- Relax Saratoga LLC — Saratoga Springs · $189K · FY2023 · Other Personal Care Services
Top lenders for this brand
Most active states
- 1.Utah (3 loans)
- 2.Tennessee (2 loans)
- 3.Idaho (1 loans)
- 4.Arizona (1 loans)
Represent PLUNJ?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a PLUNJ cost to buy or open?
The typical deal for PLUNJ is $450K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $50K of buyer cash on a typical deal.
How risky is PLUNJ?
PLUNJ has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a PLUNJ with an SBA loan?
Yes — PLUNJ has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a PLUNJ franchise
Most PLUNJ buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical PLUNJ deal financed for $450K, which points to about $50K of buyer cash on a typical purchase. PLUNJ is listed in the SBA Franchise Directory (identifier S7950), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund PLUNJ — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for PLUNJ — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for PLUNJ — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. PLUNJ is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 7 SBA 7(a) deals since 2020
- $450K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S7950)
- Top lenders: The Bank of Commerce, Old National Bank, Celtic Bank Corporation
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a PLUNJ?
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Represent PLUNJ?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with PLUNJ.