Health & Medical · lender intelligence
How to finance a PLUNJ
The SBA 7(a) lenders funding the most PLUNJ deals, ranked from public loan records — typical PLUNJ loan about $450K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance PLUNJ
$450K
Typical loan
range $189K–$592K
$500K
Est. purchase price
≈ loan ÷ 90%
$66,875
Cash to close
$50,000 down + fees
$5,823/mo
Typical payment
~9.5% · 10yr
$80,357/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
5
Lenders competing
more = leverage
8.85%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with PLUNJ
Ranked by funded PLUNJ loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.4 loans · $1M · White Castle, LAFull record →
- 2.116 loans · $120M · Evansville, INFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.618 loans · $171M · Salt Lake City, UTFull record →
- 5.23 loans · $21M · Greenwood Village, COFull record →
7+ funded PLUNJ deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Tennessee Contrast Studio LLC in Knoxville, TN — $592K (2026) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $444K (75%)
- Approval → funding
- 8 days
- Approved
- 11/13/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Todd Spa LLC in Providence, UT — $450K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 7.95% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $337K (75%)
- Approved
- 3/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Tennessee Contrast Studio LLC in Knoxville, TN — $50K (2026) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 8 days
- Approved
- 11/13/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- The Sisu Group, LLC in St. George, UT — $695K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 128 months
- SBA guaranteed
- $521K (75%)
- Approval → funding
- 31 days
- Approved
- 5/21/2024
- First disbursed
- 6/21/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Cactus Cold, LLC in Phoenix, AZ — $454K (2024) · The Bank of Commerce
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $340K (75%)
- Approval → funding
- 221 days
- Approved
- 1/18/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
- CB Plunj, LLC in Idaho Falls, ID — $450K (2024) · The Bank of Commerce
- Program
- 7a General
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 7 days
- Approved
- 8/14/2024
- First disbursed
- 8/21/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Support Services
Funded by The Bank of Commerce · Lender record →
Your business? Claim this record · Request removal
- Relax Saratoga LLC in Saratoga Springs, UT — $189K (2023) · Community Banks of Colorado, A Division of NBH Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 173 months
- SBA guaranteed
- $142K (75%)
- Approval → funding
- 21 days
- Approved
- 4/4/2023
- First disbursed
- 4/25/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Community Banks of Colorado, A Division of NBH Bank · Lender record →
Your business? Claim this record · Request removal
Buying a PLUNJ? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PLUNJ businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a PLUNJ purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Bank of Commerce funds the most. CapBench is not a lender.
- $450K typical PLUNJ loan
- 5 lenders fund the brand
- 21 days typical to fund
Buyers researching a PLUNJ typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.