PostalAnnex+ (Retail Center), by the numbers
PostalAnnex+ (Retail Center) appears in 44 SBA 7(a) loans since 2020, with a 0% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1340)
44 deals since 2020 · typical deal $206K · 0% failure rate
44
Deals since 2020
$206K
Typical deal
11
Deals since FY2025
0%
Failure rate (FY20–23)
What buyers pay for PostalAnnex+ (Retail Center)
Most PostalAnnex+ (Retail Center) deals financed between $150K and $274K. Above $274K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,046
- Down payment (10%)
- $23K
- Cash to close (all-in)
- $31K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$31K)
Experience
Recent financings
- A&A Postal Clovis LLC in Clovis, CA — $282K (2026) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $212K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
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- Govera Enterprises, LLC in National City, CA — $258K (2026) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 11 days
- Approved
- 1/22/2026
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
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- H&S SEND IT LLC in Antelope, CA — $371K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 59 days
- Approved
- 11/12/2024
- First disbursed
- 1/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Celtic Bank Corporation · Lender record →
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- Govera Enterprises, LLC in National City, CA — $284K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $213K (75%)
- Approved
- 9/27/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
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- A&A Postal Clovis LLC in Clovis, CA — $282K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $212K (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
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- Birch Way LLC in Irvine, CA — $250K (2025) · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 1/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by American Continental Bank · Lender record →
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- SINGH EXPRESS LLC in Irvine, CA — $229K (2025) · purchase · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $172K (75%)
- Approval → funding
- 44 days
- Approved
- 9/10/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $255K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $2,966
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Continental Bank · Lender record →
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- VINIHAR BAY POST LLC in Fremont, CA — $220K (2025) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.16% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 37 days
- Approved
- 10/1/2024
- First disbursed
- 11/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by PNC Bank, National Association · Lender record →
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- LVL UP ENTERTAINMENT Corporation in Torrance, CA — $175K (2025) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 6 days
- Approved
- 7/8/2025
- First disbursed
- 7/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $194K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $2,170
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
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- Mira 2025 LLC in Dearborn, MI — $150K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 156 days
- Approved
- 5/7/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by The Huntington National Bank · Lender record →
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Who funds PostalAnnex+ (Retail Center) — and where
Every dot is a financed PostalAnnex+ (Retail Center) — 44 mapped.
Financed PostalAnnex+ (Retail Center) locations — list all 44 as text
- Griffin Postal Crew LLC — Indian Trail · $150K · FY2021 · Postal Service
- Luz M Liberato — Chula Vista · $243K · FY2021 · Private Mail Centers
- ORBLYNX. LLC — Lake Forest · $148K · FY2023 · Private Mail Centers
- Kailey Investments LLC — Roseville · $420K · FY2023 · Other Business Service Centers (including Copy Shops)
- El Dorado Hills Mailbox & Shipping Center LLC — El Dorado Hills · $204K · FY2023 · Private Mail Centers
- El Dorado Hills Mailbox & Shipping Center LLC — El Dorado Hills · $25K · FY2023 · Private Mail Centers
- LSoren LLC — Portland · $198K · FY2023 · Private Mail Centers
- LVL UP ENTERTAINMENT Corporation — Torrance · $175K · FY2025 · Private Mail Centers
- SINGH EXPRESS LLC — Irvine · $229K · FY2025 · Private Mail Centers
- Govera Enterprises, LLC — National City · $284K · FY2025 · Private Mail Centers
- A&A Postal Clovis LLC — Clovis · $282K · FY2025 · Private Mail Centers
- Govera Enterprises, LLC — National City · $258K · FY2026 · Private Mail Centers
- A&A Postal Clovis LLC — Clovis · $282K · FY2026 · Private Mail Centers
- Mira 2025 LLC — Dearborn · $150K · FY2025 · Couriers and Express Delivery Services
- Franchise 605, LLC — Sioux Falls · $150K · FY2020 · Private Mail Centers
- G & V Futures LLC — Colorado Springs · $25K · FY2021 · Private Mail Centers
- G & V Futures LLC — Colorado Springs · $348K · FY2021 · Private Mail Centers
- 2nd Gen Business Development and Investments, LLC — Plumerville · $160K · FY2021 · Private Mail Centers
- Postal Annex #21013 — Savannah · $222K · FY2022 · Postal Service
- Postal Annex — Vancouver · $100K · FY2022 · All Other Business Support Services
- Mail Zoom Corporation — Lakewood · $200K · FY2023 · Private Mail Centers
- Mail Zoom Corporation — Lakewood · $30K · FY2023 · Private Mail Centers
- WIPA-A HOLDINGS LLC — Milwaukee · $274K · FY2024 · Postal Service
- WIPA-A HOLDINGS LLC — Milwaukee · $25K · FY2024 · Postal Service
- H&S POSTAL LLC — Sacramento · $414K · FY2024 · Private Mail Centers
- SM24 Enterprises — Burbank · $358K · FY2024 · Private Mail Centers
- KHS PACK & SHIP LLC — Hermitage · $215K · FY2024 · Postal Service
- MASAAH LLC — Fort Mill · $20K · FY2024 · Couriers and Express Delivery Services
- MASAAH LLC — Fort Mill · $243K · FY2024 · Couriers and Express Delivery Services
- 57 LLC — Antioch · $50K · FY2024 · Other Business Service Centers (including Copy Shops)
- VINIHAR BAY POST LLC — Fremont · $220K · FY2025 · Couriers and Express Delivery Services
- H&S SEND IT LLC — Antelope · $371K · FY2025 · Private Mail Centers
- Diab LLC — Spring Valley · $104K · FY2023 · Private Mail Centers
- Birch Way LLC — Irvine · $250K · FY2025 · Private Mail Centers
- SHIPPING SERVICES PLUS INC — Murrieta · $150K · FY2025 · Private Mail Centers
- Posteros Enterprise Inc — Lithia Springs · $227K · FY2023 · Postal Service
- EXPEDITED POSTAL SERVICES INC — Elk Grove · $25K · FY2023 · Postal Service
- EXPEDITED POSTAL SERVICES INC — Elk Grove · $206K · FY2023 · Postal Service
- EC Ventures I, LLC — Castle Rock · $321K · FY2022 · Private Mail Centers
- Postal Annex & Live Scan- Woodland Hills — Woodland Hills · $150K · FY2022 · Private Mail Centers
- AFM Core LLC — Ladera Ranch · $158K · FY2021 · Other Business Service Centers (including Copy Shops)
- REGAL OPTIMAL VENTTURES — Riverside · $164K · FY2021 · Postal Service
- Schauhan, Inc. — Sacramento · $250K · FY2021 · Private Mail Centers
- Moon and Sons LLC — Beaverton · $977K · FY2021 · Private Mail Centers
Top lenders for this brand
Most active states
- 1.California (26 loans)PostalAnnex+ (Retail Center) lenders in California->
- 2.Colorado (3 loans)PostalAnnex+ (Retail Center) lenders in Colorado->
- 3.Oregon (2 loans)PostalAnnex+ (Retail Center) lenders in Oregon->
- 4.Georgia (2 loans)PostalAnnex+ (Retail Center) lenders in Georgia->
- 5.Wisconsin (2 loans)PostalAnnex+ (Retail Center) lenders in Wisconsin->
- 6.Tennessee (2 loans)PostalAnnex+ (Retail Center) lenders in Tennessee->
- 7.South Carolina (2 loans)PostalAnnex+ (Retail Center) lenders in South Carolina->
- 8.North Carolina (1 loans)PostalAnnex+ (Retail Center) lenders in North Carolina->
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Common questions
How much does a PostalAnnex+ (Retail Center) cost to buy or open?
The typical deal for PostalAnnex+ (Retail Center) is $206K across 44 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.
How risky is PostalAnnex+ (Retail Center)?
0% of PostalAnnex+ (Retail Center)'s FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.
Can I finance a PostalAnnex+ (Retail Center) with an SBA loan?
Yes — PostalAnnex+ (Retail Center) has been SBA-financed 11 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a PostalAnnex+ (Retail Center) franchise
Most PostalAnnex+ (Retail Center) buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical PostalAnnex+ (Retail Center) deal financed for $206K, which points to about $23K of buyer cash on a typical purchase. PostalAnnex+ (Retail Center) is listed in the SBA Franchise Directory (identifier S1340), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund PostalAnnex+ (Retail Center) — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for PostalAnnex+ (Retail Center) — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for PostalAnnex+ (Retail Center) — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. PostalAnnex+ (Retail Center) is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 44 SBA 7(a) deals since 2020
- $206K typical deal
- 11 deals since FY2025
- 0% failure rate (FY20–23 cohort)
- SBA Franchise Directory: listed (identifier S1340)
- Top lenders: The Huntington National Bank, Leader Bank, National Association, Wells Fargo Bank National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-26.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with PostalAnnex+ (Retail Center).