Business Services · lender intelligence
How to finance a PostalAnnex+ (Retail Center)
The SBA 7(a) lenders funding the most PostalAnnex+ (Retail Center) deals, ranked from public loan records — typical PostalAnnex+ (Retail Center) loan about $206K, 0% failure rate across 44 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance PostalAnnex+ (Retail Center)
$206K
Typical loan
range $150K–$274K
$229K
Est. purchase price
≈ loan ÷ 90%
$30,614
Cash to close
$22,889 down + fees
$3,046/mo
Typical payment
~12.75% · 10yr
$42,035/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
26 days
Typical time to fund
21
Lenders competing
more = leverage
8.77%
Avg rate on record
cap ~10.00%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with PostalAnnex+ (Retail Center)
Ranked by funded PostalAnnex+ (Retail Center) loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.16 loans · $14M · Arlington, MAFull record →
- 3.85 loans · $148M · Los Angeles, CAFull record →
- 4.20 loans · $21M · Miami, FLFull record →
- 5.24 loans · $30M · City Of Industry, CAFull record →
- 6.868 loans · $362M · Salt Lake City, UTFull record →
- 7.575 loans · $220M · De Graff, OHFull record →
- 8.154 loans · $26M · San Diego, CAFull record →
- 9.44 loans · $52M · Wallis, TXFull record →
- 10.29 loans · $28M · Quincy, CAFull record →
- 11.75 loans · $98M · Sioux Falls, SDFull record →
- 12.22 loans · $3M · Fayetteville, ARFull record →
- 13.20 loans · $8M · Saint Petersburg, FLFull record →
- 14.70 loans · $22M · Melrose, MNFull record →
- 15.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 16.128 loans · $40M · Wilmington, DEFull record →
- 17.105 loans · $51M · Fitzgerald, GAFull record →
- 18.11 loans · $13M · New York, NYFull record →
44+ funded PostalAnnex+ (Retail Center) deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- A&A Postal Clovis LLC in Clovis, CA — $282K (2026) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $212K (75%)
- Approved
- 3/10/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Govera Enterprises, LLC in National City, CA — $258K (2026) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 123 months
- SBA guaranteed
- $194K (75%)
- Approval → funding
- 11 days
- Approved
- 1/22/2026
- First disbursed
- 2/2/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- H&S SEND IT LLC in Antelope, CA — $371K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 59 days
- Approved
- 11/12/2024
- First disbursed
- 1/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- Govera Enterprises, LLC in National City, CA — $284K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $213K (75%)
- Approved
- 9/27/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- A&A Postal Clovis LLC in Clovis, CA — $282K (2025) · Leader Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $212K (75%)
- Approved
- 9/30/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Leader Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Birch Way LLC in Irvine, CA — $250K (2025) · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $188K (75%)
- Approved
- 1/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by American Continental Bank · Lender record →
Your business? Claim this record · Request removal
- SINGH EXPRESS LLC in Irvine, CA — $229K (2025) · purchase · American Continental Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $172K (75%)
- Approval → funding
- 44 days
- Approved
- 9/10/2025
- First disbursed
- 10/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $255K
- Est. down payment (10%)
- $25K
- Est. cash at closing
- $34K
- Monthly payment
- $2,966
- Annual debt service
- $36K
- Cash flow needed (1.25×)
- $44K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Continental Bank · Lender record →
Your business? Claim this record · Request removal
- VINIHAR BAY POST LLC in Fremont, CA — $220K (2025) · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.16% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $165K (75%)
- Approval → funding
- 37 days
- Approved
- 10/1/2024
- First disbursed
- 11/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- LVL UP ENTERTAINMENT Corporation in Torrance, CA — $175K (2025) · purchase · Plumas Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approval → funding
- 6 days
- Approved
- 7/8/2025
- First disbursed
- 7/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $194K
- Est. down payment (10%)
- $19K
- Est. cash at closing
- $26K
- Monthly payment
- $2,170
- Annual debt service
- $26K
- Cash flow needed (1.25×)
- $33K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Plumas Bank · Lender record →
Your business? Claim this record · Request removal
- Mira 2025 LLC in Dearborn, MI — $150K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 156 days
- Approved
- 5/7/2025
- First disbursed
- 10/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- SHIPPING SERVICES PLUS INC in Murrieta, CA — $150K (2025) · Colony Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 1 days
- Approved
- 3/4/2025
- First disbursed
- 3/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
- H&S POSTAL LLC in Sacramento, CA — $414K (2024) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $310K (75%)
- Approval → funding
- 38 days
- Approved
- 2/10/2024
- First disbursed
- 3/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
- SM24 Enterprises in Burbank, CA — $358K (2024) · purchase · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $269K (75%)
- Approval → funding
- 67 days
- Approved
- 2/29/2024
- First disbursed
- 5/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $398K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $53K
- Monthly payment
- $4,982
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- WIPA-A HOLDINGS LLC in Milwaukee, WI — $274K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 18 days
- Approved
- 2/8/2024
- First disbursed
- 2/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Postal Service
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MASAAH LLC in Fort Mill, SC — $243K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $182K (75%)
- Approval → funding
- 46 days
- Approved
- 4/18/2024
- First disbursed
- 6/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- KHS PACK & SHIP LLC in Hermitage, TN — $215K (2024) · Magnifi Financial CU
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 7 days
- Approved
- 3/20/2024
- First disbursed
- 3/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Postal Service
Funded by Magnifi Financial CU · Lender record →
Your business? Claim this record · Request removal
- 57 LLC in Antioch, TN — $50K (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 15% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 5 days
- Approved
- 9/26/2024
- First disbursed
- 10/1/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- WIPA-A HOLDINGS LLC in Milwaukee, WI — $25K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approval → funding
- 362 days
- Approved
- 2/8/2024
- First disbursed
- 2/4/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Postal Service
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- MASAAH LLC in Fort Mill, SC — $20K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approved
- 4/18/2024
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Couriers and Express Delivery Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Kailey Investments LLC in Roseville, CA — $420K (2023) · Commonwealth Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $315K (75%)
- Approval → funding
- 14 days
- Approved
- 11/4/2022
- First disbursed
- 11/18/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal
Buying a PostalAnnex+ (Retail Center)? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PostalAnnex+ (Retail Center) businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a PostalAnnex+ (Retail Center) purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $206K typical PostalAnnex+ (Retail Center) loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 26 days typical to fund
Buyers researching a PostalAnnex+ (Retail Center) typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-13.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.