Business Services · lender intelligence
How to finance a The UPS Store
The SBA 7(a) lenders funding the most The UPS Store deals, ranked from public loan records — typical The UPS Store loan about $320K, 0.33% failure rate across 1,005 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The UPS Store
$320K
Typical loan
range $210K–$460K
$356K
Est. purchase price
≈ loan ÷ 90%
$47,556
Cash to close
$35,556 down + fees
$4,408/mo
Typical payment
~11% · 10yr
$60,830/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
99.7%
Still performing
0.3% default · FY20–23
23 days
Typical time to fund
204
Lenders competing
more = leverage
8.06%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store
Ranked by funded The UPS Store loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.66 loans · $68M · Milford, IAFull record →
- 3.36 loans · $51M · Carmel, INFull record →
- 4.149 loans · $135M · Mukwonago, WIFull record →
- 5.1,927 loans · $207M · Buffalo, NYFull record →
- 6.1,322 loans · $185M · Wilmington, DEFull record →
- 7.42 loans · $48M · Los Angeles, CAFull record →
- 8.75 loans · $98M · Sioux Falls, SDFull record →
- 9.116 loans · $120M · Evansville, INFull record →
- 10.1,296 loans · $1.4B · Wilmington, NCFull record →
- 11.318 loans · $229M · Osage Beach, MOFull record →
- 12.34 loans · $57M · Charlotte, NCFull record →
- 13.20 loans · $8M · Saint Petersburg, FLFull record →
- 14.328 loans · $134M · Cleveland, OHFull record →
- 15.105 loans · $72M · Wilmington, DEFull record →
- 16.274 loans · $315M · Los Angeles, CAFull record →
- 17.13 loans · $18M · Roseburg, ORFull record →
- 18.16 loans · $21M · Las Vegas, NVFull record →
- 19.128 loans · $40M · Wilmington, DEFull record →
- 20.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 21.9 loans · $5M · Wausau, WIFull record →
- 22.4 loans · $1M · Needham, MAFull record →
- 23.618 loans · $171M · Salt Lake City, UTFull record →
- 24.32 loans · $54M · Tupelo, MSFull record →
- 25.112 loans · $112M · Irving, TXFull record →
1,005+ funded The UPS Store deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- H & R 2 A Investment LLC in Harrisburg, PA — $2.0M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.99% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approved
- 11/18/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $2.2M
- Est. down payment (10%)
- $225K
- Est. cash at closing
- $309K
- Monthly payment
- $14,275
- Annual debt service
- $171K
- Cash flow needed (1.25×)
- $214K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
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- Sahota Services LLC in Diamond Bar, CA — $1.6M (2026) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.39% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approved
- 2/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $176K
- Est. cash at closing
- $242K
- Monthly payment
- $17,901
- Annual debt service
- $215K
- Cash flow needed (1.25×)
- $269K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
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- The UPS Store#2251 in Portland, OR — $1.5M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.98% fixed
- Term
- 180 mo (15 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 51 days
- Approved
- 11/19/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- All Other Miscellaneous Retailers
Funded by U.S. Bank, National Association · Lender record →
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- Sahota Services LLC in Diamond Bar, CA — $1.5M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by U.S. Bank, National Association · Lender record →
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- SHIP SMART SOLUTIONS LLC in Royal Oak, MI — $1.3M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $963K (75%)
- Approval → funding
- 16 days
- Approved
- 1/26/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Packaging and Labeling Services
Funded by U.S. Bank, National Association · Lender record →
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- SHORELINE BLUE INC. in Ponte Vedra Beach, FL — $1.3M (2026) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $945K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Fulton Bank, National Association · Lender record →
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- SHORELINE BLUE INC. in Ponte Vedra Beach, FL — $1.3M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $942K (75%)
- Approved
- 1/27/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $140K
- Est. cash at closing
- $191K
- Monthly payment
- $15,917
- Annual debt service
- $191K
- Cash flow needed (1.25×)
- $239K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Cleary Leggacy Logistics Inc. in Grove City, OH — $1.1M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.15% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $800K (75%)
- Approved
- 1/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- All Other Support Activities for Transportation
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $118K
- Est. cash at closing
- $162K
- Monthly payment
- $13,019
- Annual debt service
- $156K
- Cash flow needed (1.25×)
- $195K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JPDP CORP in Wellesley Hills, MA — $1.0M (2026) · purchase · Webster Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $769K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $114K
- Est. cash at closing
- $156K
- Monthly payment
- $12,301
- Annual debt service
- $148K
- Cash flow needed (1.25×)
- $185K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Webster Bank National Association · Lender record →
Your business? Claim this record · Request removal
- PD 933 LLC in Palm Desert, CA — $965K (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $724K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $107K
- Est. cash at closing
- $147K
- Monthly payment
- $11,961
- Annual debt service
- $144K
- Cash flow needed (1.25×)
- $179K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Astron Shipping Inc in Johnson City, TN — $952K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.17% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $714K (75%)
- Approved
- 11/19/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Rice Franchise Management LLC in League City, TX — $908K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 5.83% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $681K (75%)
- Approved
- 1/16/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- GANESH MKAJ LLC in Miami, FL — $903K (2026) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $677K (75%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- KBV Shipping LLC in Gilbert, AZ — $861K (2026) · Pathward National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $646K (75%)
- Approved
- 2/25/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Other Business Service Centers (including Copy Shops)
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
- Y3A LLC in Harrisburg, PA — $800K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $600K (75%)
- Approved
- 3/17/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $889K
- Est. down payment (10%)
- $89K
- Est. cash at closing
- $122K
- Monthly payment
- $9,919
- Annual debt service
- $119K
- Cash flow needed (1.25×)
- $149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- School Street UPS LLC in Napa, CA — $700K (2026) · purchase · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approved
- 1/22/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $778K
- Est. down payment (10%)
- $78K
- Est. cash at closing
- $104K
- Monthly payment
- $8,773
- Annual debt service
- $105K
- Cash flow needed (1.25×)
- $132K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
- ISHIKA TWO LLC in Bradenton, FL — $700K (2026) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approved
- 2/25/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Couriers and Express Delivery Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- 3G Shipping LLC in Huntersville, NC — $663K (2026) · purchase · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.69% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $497K (75%)
- Approved
- 12/22/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $737K
- Est. down payment (10%)
- $74K
- Est. cash at closing
- $99K
- Monthly payment
- $7,592
- Annual debt service
- $91K
- Cash flow needed (1.25×)
- $114K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- The UPS Store #5850 in Culpeper, VA — $627K (2026) · purchase · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $470K (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Change of Ownership
- Industry
- Couriers and Express Delivery Services
If you were the buyer here
- Est. deal size
- $697K
- Est. down payment (10%)
- $70K
- Est. cash at closing
- $93K
- Monthly payment
- $7,858
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
Your business? Claim this record · Request removal
- Fish Franz LLC in Palm Springs, FL — $611K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $458K (75%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The UPS Store businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $320K typical The UPS Store loan
- 0.33% failure rate (FY20–23)
- 204 lenders fund the brand
- 23 days typical to fund
Buyers researching a The UPS Store typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.