Business Services · lender intelligence
How to finance a Goosehead Insurance
The SBA 7(a) lenders funding the most Goosehead Insurance deals, ranked from public loan records — typical Goosehead Insurance loan about $150K, 0% failure rate across 40 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Goosehead Insurance
$150K
Typical loan
range $100K–$500K
$167K
Est. purchase price
≈ loan ÷ 90%
$21,467
Cash to close
$16,667 down + fees
$2,196/mo
Typical payment
~12.5% · 10yr
$30,305/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
9 days
Typical time to fund
21
Lenders competing
more = leverage
9.16%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Goosehead Insurance
Ranked by funded Goosehead Insurance loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.52 loans · $50M · Rockville, MDFull record →
- 3.154 loans · $26M · San Diego, CAFull record →
- 4.10 loans · $2M · Jefferson City, MOFull record →
- 5.1,927 loans · $207M · Buffalo, NYFull record →
- 6.20 loans · $8M · Saint Petersburg, FLFull record →
- 7.65 loans · $78M · Springfield, MOFull record →
- 8.22 loans · $3M · Fayetteville, ARFull record →
- 9.29 loans · $35M · Arkadelphia, ARFull record →
- 10.57 loans · $97M · New Canaan, CTFull record →
- 11.97 loans · $156M · Clayton, MOFull record →
- 12.4 loans · $1M · Fulton, MOFull record →
- 13.1 loans · $1M · Lincoln, NEFull record →
- 14.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 15.1 loans · $1M · Springfield, MOFull record →
- 16.19 loans · $5M · Roseville, CAFull record →
- 17.2,539 loans · $965M · Columbus, OHFull record →
40+ funded Goosehead Insurance deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- McFadden Insurance Agency, LLC in Nashville, TN — $575K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $431K (75%)
- Approval → funding
- 34 days
- Approved
- 1/23/2026
- First disbursed
- 2/26/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $639K
- Est. down payment (10%)
- $64K
- Est. cash at closing
- $85K
- Monthly payment
- $6,976
- Annual debt service
- $84K
- Cash flow needed (1.25×)
- $105K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- Southern Pinnacle Producers LLC in Lake Charles, LA — $550K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approved
- 1/22/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $611K
- Est. down payment (10%)
- $61K
- Est. cash at closing
- $82K
- Monthly payment
- $6,893
- Annual debt service
- $83K
- Cash flow needed (1.25×)
- $103K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CARMONA BOOK TWO, LLC in Frisco, TX — $300K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 8 days
- Approved
- 1/22/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $333K
- Est. down payment (10%)
- $33K
- Est. cash at closing
- $45K
- Monthly payment
- $4,004
- Annual debt service
- $48K
- Cash flow needed (1.25×)
- $60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Aim Insurance Services Inc. in Rolling Meadows, IL — $300K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 2/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Workman Agency LLC in San Angelo, TX — $260K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approved
- 2/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Live Oak Banking Company · Lender record →
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- Huntsman Agency, LLC in Idaho Falls, ID — $195K (2026) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $146K (75%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $217K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $29K
- Monthly payment
- $2,603
- Annual debt service
- $31K
- Cash flow needed (1.25×)
- $39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Compston Insurance Group LLC in Newark, OH — $175K (2026) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.24% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $131K (75%)
- Approved
- 3/5/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Bertrand Insurance Group, LLC in Denver, TX — $2.8M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 8.34% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 4 days
- Approved
- 6/23/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $3.1M
- Est. down payment (10%)
- $306K
- Est. cash at closing
- $422K
- Monthly payment
- $33,861
- Annual debt service
- $406K
- Cash flow needed (1.25×)
- $508K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Goosehead Insurance in Scottsdale, AZ — $537K (2025) · Enterprise Bank & Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $402K (75%)
- Approval → funding
- 22 days
- Approved
- 8/14/2025
- First disbursed
- 9/5/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Goosehead Insurance in Mansfield, TX — $500K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 53 days
- Approved
- 2/28/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
- Goosehead Insurance - Peakview Agency in Denver, CO — $500K (2025) · purchase · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 47 days
- Approved
- 3/6/2025
- First disbursed
- 4/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Insurance Agencies and Brokerages
If you were the buyer here
- Est. deal size
- $556K
- Est. down payment (10%)
- $56K
- Est. cash at closing
- $74K
- Monthly payment
- $6,677
- Annual debt service
- $80K
- Cash flow needed (1.25×)
- $100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- GOOSEHEAD INSURANCE - THE ROMANO AGENCY in Fort Collins, CO — $337K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $253K (75%)
- Approval → funding
- 13 days
- Approved
- 8/5/2025
- First disbursed
- 8/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- THE BOSSE AGENCY, LLC in Birmingham, AL — $115K (2025) · Bankwell Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 1 days
- Approved
- 7/30/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Insurance Agencies and Brokerages
Funded by Bankwell Bank · Lender record →
Your business? Claim this record · Request removal
- Caleda Insurance Group, LLC in Groveland, FL — $115K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $98K (85%)
- Approval → funding
- 39 days
- Approved
- 5/19/2025
- First disbursed
- 6/27/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Insurance Agencies and Brokerages
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- THE SMITH AGENCY LLC in Hamilton Township, NJ — $100K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 10 days
- Approved
- 2/5/2025
- First disbursed
- 2/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- The Ferman Agency, LLC in Chattanooga, TN — $98K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $83K (85%)
- Approval → funding
- 11 days
- Approved
- 5/22/2025
- First disbursed
- 6/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Goosehead Insurance Agency in Charlotte, NC — $50K (2025) · CDC Small Business Finance Corp.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $43K (85%)
- Approval → funding
- 28 days
- Approved
- 6/17/2025
- First disbursed
- 7/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Insurance Agencies and Brokerages
Funded by CDC Small Business Finance Corp. · Lender record →
Your business? Claim this record · Request removal
- PAULA KEUNG in Jersey City, NJ — $20K (2025) · Manufacturers and Traders Trust Company
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 14% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $10K (50%)
- Approval → funding
- 156 days
- Approved
- 9/25/2025
- First disbursed
- 2/28/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Individual
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Manufacturers and Traders Trust Company · Lender record →
Your business? Claim this record · Request removal
- Carolina Choice Agency Inc in Sanford, NC — $740K (2024) · Pinnacle Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $555K (75%)
- Approval → funding
- 9 days
- Approved
- 9/30/2024
- First disbursed
- 10/9/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by Pinnacle Bank · Lender record →
Your business? Claim this record · Request removal
- Reyes Wealth Management, LLC in Pensacola, FL — $150K (2024) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 7 days
- Approved
- 8/19/2024
- First disbursed
- 8/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Insurance Agencies and Brokerages
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Goosehead Insurance? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Goosehead Insurance businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Goosehead Insurance purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $150K typical Goosehead Insurance loan
- 0% failure rate (FY20–23)
- 21 lenders fund the brand
- 9 days typical to fund
Buyers researching a Goosehead Insurance typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-22.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.