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Lender record

Guaranty Bank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Guaranty Bank funded, the businesses, the branches, and its FDIC profile. HQ: 2144 E Republic Rd, Springfield, MO. 14 branches.

Guaranty Bank banner

129

Recent deals (FY20+)

$216K

Typical deal

14 days

Approval → funding

2.4%

Failure rate (FY20–23)

Where Guaranty Bank lends

Deals Guaranty Bank funded — list all 129 as text

Deal profile

Most Guaranty Bank deals land between $105K and $518K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (7)
  2. 2.Offices of Certified Public Accountants (5)
  3. 3.Electrical Contractors and Other Wiring Installation Contrac (4)
  4. 4.Specialized Freight (except Used Goods) Trucking, Local (4)
  5. 5.Fitness and Recreational Sports Centers (4)
  6. 6.Insurance Agencies and Brokerages (3)
  7. 7.Coin-Operated Laundries and Drycleaners (3)
  8. 8.Offices of Physicians (except Mental Health Specialists) (3)

Most active states

  1. 1.Missouri (125 deals)
  2. 2.Kansas (3 deals)
  3. 3.Arkansas (1 deals)

Franchises they finance most

Benjamin Franklin Plumbing

1 deals

Goosehead Insurance

1 deals

One Hour Air Conditioning & Heating

1 deals

Petland/Safari Stan's

1 deals

Farmers Insurance Agent Appointment Agreement

1 deals

Can Guaranty Bank fund you? The bank behind the loans

Total assets

$2.4B

▼ 1.6% vs prior quarter

Deposits on hand

$1.9B

▲ 5.8% vs prior quarter

Loans outstanding

$1.8B

▼ 3.7% vs prior quarter

Net income (latest qtr)

$11.4M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Guaranty Bank more SBA-focused than 33% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.95% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 06/2026.

Recent deals

  • KGS417 LLC in Springfield, MO — $1.5M (2026) · Portfolio Management and Investment Advice
  • Trojun Enterprises, LLC in Nixa, MO — $500K (2024) · Electrical Contractors and Other Wiring Installation Contrac
  • BBKB ENTERPRISES, LLC in Springfield, MO — $100K (2024) · Warm Air Heating and Air-Conditioning Equipment and Supplies
  • John T. Mooney in Springfield, MO — $11K (2024) · Sporting Goods Retailers
  • Hidden Creek Campground, LLC in Lebanon, MO — $500K (2023) · RV (Recreational Vehicle) Parks and Campgrounds
  • Juan Carlos Lopez Ruvaleaba d/b/a Purple Burrito #1 in Springfield, MO — $390K (2023) · Limited-Service Restaurants
  • Marionville Auto Sales, LLC in Marionville, MO — $378K (2023) · Used Car Dealers
  • Smooth Moves Serenity, LLC in Springfield, MO — $225K (2023) · purchase · Used Household and Office Goods Moving
  • Elite Auto Spa & Dry Ice Detailing LLC in Springfield, MO — $200K (2023) · All Other Automotive Repair and Maintenance
  • Taylor & Phillips, LLC in Springfield, MO — $200K (2023) · Offices of Lawyers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

3 of Guaranty Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Guaranty Bank financed

109 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Guaranty Bank.

Agent summary

This page summarizes Guaranty Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 129 SBA 7(a) loans on record
  • $216K typical deal
  • 29 business-acquisition loans
  • HQ: 2144 E Republic Rd, Springfield, MO
  • FDIC total assets $2.4B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-10-11.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/guaranty-bank
API:
https://www.capbench.com/api/public/lenders/guaranty-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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