Business Services · lender intelligence
How to finance a The UPS Store in Florida
The SBA 7(a) lenders funding the most The UPS Store deals in Florida, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The UPS Store in Florida
$412K
Typical loan
range $280K–$675K
$457K
Est. purchase price
≈ loan ÷ 90%
$61,154
Cash to close
$45,722 down + fees
$5,325/mo
Typical payment
~9.5% · 10yr
$73,485/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
22 days
Typical time to fund
33
Lenders competing
more = leverage
8.24%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The UPS Store in Florida
Ranked by funded The UPS Store loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.36 loans · $51M · Carmel, INFull record →
- 3.1,322 loans · $185M · Wilmington, DEFull record →
- 4.9 loans · $5M · Wausau, WIFull record →
- 5.66 loans · $68M · Milford, IAFull record →
- 6.34 loans · $57M · Charlotte, NCFull record →
- 7.12 loans · $14M · Mobile, ALFull record →
- 8.19 loans · $18M · Grand Rapids, MIFull record →
- 9.13 loans · $18M · Roseburg, ORFull record →
- 10.318 loans · $229M · Osage Beach, MOFull record →
- 11.1,296 loans · $1.4B · Wilmington, NCFull record →
- 12.149 loans · $135M · Mukwonago, WIFull record →
- 13.20 loans · $8M · Saint Petersburg, FLFull record →
- 14.575 loans · $220M · De Graff, OHFull record →
- 15.4 loans · $2M · Little Rock, ARFull record →
- 16.274 loans · $315M · Los Angeles, CAFull record →
- 17.65 loans · $52M · Lancaster, PAFull record →
- 18.62 loans · $34M · Winter Haven, FLFull record →
- 19.70 loans · $22M · Melrose, MNFull record →
- 20.95 loans · $67M · New York, NYFull record →
- 21.78 loans · $53M · Birmingham, ALFull record →
- 22.98 loans · $309M · Las Vegas, NVFull record →
- 23.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 24.242 loans · $281M · Chicago, ILFull record →
- 25.62 loans · $21M · Saint Cloud, MNFull record →
103+ funded The UPS Store in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SHORELINE BLUE INC. in Ponte Vedra Beach, FL — $1.3M (2026) · Fulton Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $945K (75%)
- Approved
- 3/31/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by Fulton Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- SHORELINE BLUE INC. in Ponte Vedra Beach, FL — $1.3M (2026) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $942K (75%)
- Approved
- 1/27/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.4M
- Est. down payment (10%)
- $140K
- Est. cash at closing
- $191K
- Monthly payment
- $15,917
- Annual debt service
- $191K
- Cash flow needed (1.25×)
- $239K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- GANESH MKAJ LLC in Miami, FL — $903K (2026) · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $677K (75%)
- Approved
- 2/18/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- ISHIKA TWO LLC in Bradenton, FL — $700K (2026) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approved
- 2/25/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Couriers and Express Delivery Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Fish Franz LLC in Palm Springs, FL — $611K (2026) · Citizens Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $458K (75%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
- AYALA ENTERPRISE SHIPPING LLC in Gibsonton, FL — $440K (2026) · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 125 months
- SBA guaranteed
- $330K (75%)
- Approval → funding
- 21 days
- Approved
- 1/16/2026
- First disbursed
- 2/6/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- BVHEE 2 LLC in Lithia, FL — $410K (2026) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $308K (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- Able and Carsan Enterprises LLC in Homosassa, FL — $385K (2026) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.89% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approval → funding
- 40 days
- Approved
- 11/19/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- WCP Abacoa, LLC in Jupiter, FL — $2.5M (2025) · Truist Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.8M (75%)
- Approval → funding
- 37 days
- Approved
- 6/24/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal
- Shipstat Services, LLC in Merritt Island, FL — $1.8M (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 24 days
- Approved
- 10/4/2024
- First disbursed
- 10/28/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- Ayala Enterprise Printing LLC in Riverview, FL — $1.5M (2025) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 83 days
- Approved
- 5/27/2025
- First disbursed
- 8/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $172K
- Est. cash at closing
- $236K
- Monthly payment
- $20,618
- Annual debt service
- $247K
- Cash flow needed (1.25×)
- $309K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
- VII ENTERPRISE LLC in Royal Palm Beach, FL — $1.1M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $795K (75%)
- Approved
- 9/29/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Change of Ownership
- Industry
- Postal Service
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $118K
- Est. cash at closing
- $162K
- Monthly payment
- $13,571
- Annual debt service
- $163K
- Cash flow needed (1.25×)
- $204K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Bkdy Investments 39, LLC in Saint Augustine, FL — $968K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.36% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $726K (75%)
- Approval → funding
- 76 days
- Approved
- 5/30/2025
- First disbursed
- 8/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Sundayuez Post LLC in Miami, FL — $900K (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.41% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $675K (75%)
- Approval → funding
- 46 days
- Approved
- 3/14/2025
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 9
- Business age
- New Business or 2 years or less
- Industry
- Couriers and Express Delivery Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- YLLH Store, LLC. in Altamonte Springs, FL — $653K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.38% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $489K (75%)
- Approval → funding
- 219 days
- Approved
- 3/4/2025
- First disbursed
- 10/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
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- LaMerritt Office Solutions LLC in Winter Springs, FL — $594K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $446K (75%)
- Approval → funding
- 111 days
- Approved
- 6/11/2025
- First disbursed
- 9/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $660K
- Est. down payment (10%)
- $66K
- Est. cash at closing
- $88K
- Monthly payment
- $7,770
- Annual debt service
- $93K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- JSK Services LLC in Lakeland, FL — $447K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $335K (75%)
- Approval → funding
- 54 days
- Approved
- 1/29/2025
- First disbursed
- 3/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 15
- Business age
- Change of Ownership
- Industry
- Private Mail Centers
If you were the buyer here
- Est. deal size
- $497K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $66K
- Monthly payment
- $5,784
- Annual debt service
- $69K
- Cash flow needed (1.25×)
- $87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rachana Business Solutions Inc in Delray Beach, FL — $338K (2025) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.49% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $253K (75%)
- Approved
- 3/6/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- New Business or 2 years or less
- Industry
- Private Mail Centers
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- THE UPS STORE 8189 in Leesburg, FL — $326K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $245K (75%)
- Approval → funding
- 77 days
- Approved
- 9/22/2025
- First disbursed
- 12/8/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
- United Post & Ship LLC in Sanford, FL — $300K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 84 days
- Approved
- 3/5/2025
- First disbursed
- 5/28/2025
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The UPS Store in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
Free · No documents · Usually same-day
Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The UPS Store purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. The Huntington National Bank funds the most here. CapBench is not a lender.
- $320K typical The UPS Store loan
- 33 lenders active in Florida
- 103+ funded Florida deals
- 22 days typical to fund
Buyers buying a The UPS Store in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.