Business Services · lender intelligence

How to finance a The UPS Store in Alabama

State:

Arizona (10)Arkansas (4)California (124)Colorado (16)Connecticut (8)Delaware (2)District of Columbia (7)Florida (103)Georgia (76)Hawaii (3)Idaho (8)Illinois (56)

The SBA 7(a) lenders funding the most The UPS Store deals in Alabama, from public loan records — typical The UPS Store loan about $320K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The UPS Store in Alabama

$397K

Typical loan

range $246K–$717K

$441K

Est. purchase price

≈ loan ÷ 90%

$58,940

Cash to close

$44,067 down + fees

$5,132/mo

Typical payment

~9.5% · 10yr

$70,822/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

7.9%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The UPS Store in Alabama

Ranked by funded The UPS Store loans in Alabama. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.4 loans · $1M · Birmingham, ALFull record →
3.79 loans · $53M · Gulfport, MSFull record →
4.149 loans · $135M · Mukwonago, WIFull record →
5.112 loans · $112M · Irving, TXFull record →
6.32 loans · $54M · Tupelo, MSFull record →
7.116 loans · $120M · Evansville, INFull record →

13+ funded The UPS Store in Alabama deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Athan Consulting LLC in Hoover, AL — $397K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$297K (75%)
Approved
11/19/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$441K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,078
Annual debt service
$61K
Cash flow needed (1.25×)
$76K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Kapish LLC in Jacksonville, AL — $315K (2026) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
123 months
SBA guaranteed
$236K (75%)
Approved
2/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Aqua Oasis Solutions Inc. in Trussville, AL — $1.0M (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$750K (75%)
Approval → funding
7 days
Approved
2/20/2025
First disbursed
2/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Change of Ownership
Industry
Other Business Service Centers (including Copy Shops)
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$111K
Est. cash at closing
$152K
Monthly payment
$13,215
Annual debt service
$159K
Cash flow needed (1.25×)
$198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Shared Success LLC in Gardendale, AL — $750K (2025) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
142 days
Approved
9/9/2025
First disbursed
1/29/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,911
Annual debt service
$119K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Smythe Integrated LLC in Daphne, AL — $717K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$538K (75%)
Approval → funding
19 days
Approved
11/18/2022
First disbursed
12/7/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Existing or more than 2 years old
Industry
Private Mail Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Ginkgo, LLC in Daphne, AL — $500K (2023) · purchase · Hancock Whitney Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
9 days
Approved
3/6/2023
First disbursed
3/15/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Private Mail Centers
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,677
Annual debt service
$80K
Cash flow needed (1.25×)
$100K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
Your business? Claim this record · Request removal
Key Enterprise, LLC in Hoover, AL — $230K (2023) · Peoples Bank of Alabama
Program
7a General
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$172K (75%)
Approval → funding
29 days
Approved
5/11/2023
First disbursed
6/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Other Business Service Centers (including Copy Shops)
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
Key Enterprise, LLC in Birmingham, AL — $176K (2023) · Peoples Bank of Alabama
Program
7a General
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$132K (75%)
Approval → funding
29 days
Approved
5/11/2023
First disbursed
6/9/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Other Business Service Centers (including Copy Shops)
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
T & N Shipping Inc in Anniston, AL — $453K (2022) · SouthPoint Bank
Program
7a General
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$340K (75%)
Approval → funding
10 days
Approved
1/21/2022
First disbursed
1/31/2022
Loan status
Paid in full (1/31/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by SouthPoint Bank · Lender record →
Your business? Claim this record · Request removal
The Murray Sentinel Group, Inc. in Rainbow City, AL — $317K (2022) · SouthPoint Bank
Program
7a General
Rate at approval
5.75% variable
Term
123 months
SBA guaranteed
$238K (75%)
Approval → funding
25 days
Approved
10/6/2021
First disbursed
10/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Other Business Service Centers (including Copy Shops)
Funded by SouthPoint Bank · Lender record →
Your business? Claim this record · Request removal
Key Enterprise, LLC in Birmingham, AL — $246K (2022) · Peoples Bank of Alabama
Program
7a General
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$185K (75%)
Approved
5/2/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Other Business Service Centers (including Copy Shops)
Funded by Peoples Bank of Alabama
Your business? Claim this record · Request removal
BONO ENTERPRISES LLC in Huntsville, AL — $770K (2020) · Renasant Bank
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$578K (75%)
Approval → funding
33 days
Approved
7/29/2020
First disbursed
8/31/2020
Loan status
Paid in full (10/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
28
Business age
Existing or more than 2 years old
Industry
Postal Service
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
Jette Inc in Madison, AL — $211K (2020) · Old National Bank
Program
7a General
Rate at approval
6% variable
Term
117 months
SBA guaranteed
$159K (75%)
Approval → funding
23 days
Approved
4/7/2020
First disbursed
4/30/2020
Loan status
Paid in full (12/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Private Mail Centers
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a The UPS Store in Alabama? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded The UPS Store loans with a Alabama project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The UPS Store purchase in Alabama with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Alabama deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$320K typical The UPS Store loan
8 lenders active in Alabama
13+ funded Alabama deals
25 days typical to fund

Buyers buying a The UPS Store in Alabama typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The UPS Store lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-ups-store/alabama
API:: https://www.capbench.com/api/public/lenders?franchise=the-ups-store&state=AL
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.