Raining Berries, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S4879)
11 deals since 2020 · typical deal $567K
11
Deals since 2020
$567K
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Raining Berries
Most Raining Berries deals financed between $350K and $790K. Above $790K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $7,415
- Down payment (10%)
- $63K
- Cash to close (all-in)
- $84K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$84K)
Experience
Recent financings
- Cake Berries South Tampa LLC in Tampa, FL — $350K (2025) · Sunshine State Economic Development Corporation
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 21 days
- Approved
- 5/19/2025
- First disbursed
- 6/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Sunshine State Economic Development Corporation · Lender record →
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- Raining Berries Waterford Lakes, LLC in Orlando, FL — $984K (2024) · Amerant Bank, National Association
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $738K (75%)
- Approval → funding
- 84 days
- Approved
- 2/8/2024
- First disbursed
- 5/2/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Amerant Bank, National Association · Lender record →
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- RB GAINESVILLE, LLC in Gainesville, FL — $806K (2023) · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $605K (75%)
- Approval → funding
- 113 days
- Approved
- 2/22/2023
- First disbursed
- 6/15/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
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- JTOC Enterprise LLC in Tampa, FL — $790K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 6.5% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $592K (75%)
- Approval → funding
- 15 days
- Approved
- 5/25/2022
- First disbursed
- 6/9/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
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- RB Palm Harbor, LLC in Palm Harbor, FL — $692K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $519K (75%)
- Approval → funding
- 62 days
- Approved
- 9/15/2022
- First disbursed
- 11/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
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- BLUE LINE INVESTMENTS I, LLC in Spring Hill, FL — $567K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 104 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 11 days
- Approved
- 12/27/2021
- First disbursed
- 1/7/2022
- Loan status
- Failed — $396K charged off (7/18/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
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- BADGES & BERRIES INVESTMENTS LLC in University Park, FL — $567K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 4 days
- Approved
- 12/27/2021
- First disbursed
- 12/31/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
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- Clem Investments I LLC in Temple Terrace, FL — $560K (2022) · Gulfside Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 93 months
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 15 days
- Approved
- 12/16/2021
- First disbursed
- 12/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Gulfside Bank · Lender record →
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- Berry Good Berries LLC in Tampa, FL — $350K (2022) · Gulfside Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 12/17/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Insurance Agencies and Brokerages
Funded by Gulfside Bank · Lender record →
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- BLOOMING ACAI, LLC in Brandon, FL — $535K (2021) · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $481K (90%)
- Approval → funding
- 115 days
- Approved
- 3/30/2021
- First disbursed
- 7/23/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Central Bank · Lender record →
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Who funds Raining Berries — and where
Every dot is a financed Raining Berries — 11 mapped.
Financed Raining Berries locations — list all 11 as text
- RAINING BERRIES HOLDINGS, LLC — St Petersburg · $282K · FY2021 · Limited-Service Restaurants
- BLOOMING ACAI, LLC — Brandon · $535K · FY2021 · Limited-Service Restaurants
- RB GAINESVILLE, LLC — Gainesville · $806K · FY2023 · Limited-Service Restaurants
- Cake Berries South Tampa LLC — Tampa · $350K · FY2025 · Snack and Nonalcoholic Beverage Bars
- JTOC Enterprise LLC — Tampa · $790K · FY2022 · Limited-Service Restaurants
- RB Palm Harbor, LLC — Palm Harbor · $692K · FY2022 · Limited-Service Restaurants
- Raining Berries Waterford Lakes, LLC — Orlando · $984K · FY2024 · Limited-Service Restaurants
- Clem Investments I LLC — Temple Terrace · $560K · FY2022 · Limited-Service Restaurants
- Berry Good Berries LLC — Tampa · $350K · FY2022 · Insurance Agencies and Brokerages
- BLUE LINE INVESTMENTS I, LLC — Spring Hill · $567K · FY2022 · Limited-Service Restaurants
- BADGES & BERRIES INVESTMENTS LLC — University Park · $567K · FY2022 · Limited-Service Restaurants
Top lenders for this brand
Most active states
- 1.Florida (11 loans)
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Common questions
How much does a Raining Berries cost to buy or open?
The typical deal for Raining Berries is $567K across 11 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $62K of buyer cash on a typical deal.
How risky is Raining Berries?
Raining Berries has 11 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Raining Berries with an SBA loan?
Yes — Raining Berries has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Raining Berries franchise
Most Raining Berries buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Raining Berries deal financed for $567K, which points to about $62K of buyer cash on a typical purchase. Raining Berries is listed in the SBA Franchise Directory (identifier S4879), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Raining Berries — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Raining Berries — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Raining Berries — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Raining Berries is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 11 SBA 7(a) deals since 2020
- $567K typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S4879)
- Top lenders: Renasant Bank, Central Bank, Gulfside Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Raining Berries.