Food & Restaurants · lender intelligence
How to finance a Raining Berries
The SBA 7(a) lenders funding the most Raining Berries deals, ranked from public loan records — typical Raining Berries loan about $567K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Raining Berries
$567K
Typical loan
range $350K–$790K
$630K
Est. purchase price
≈ loan ÷ 90%
$84,263
Cash to close
$63,000 down + fees
$7,337/mo
Typical payment
~9.5% · 10yr
$101,251/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
5
Lenders competing
more = leverage
7.34%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Raining Berries
Ranked by funded Raining Berries loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.32 loans · $54M · Tupelo, MSFull record →
- 2.2 loans · $0M · Storm Lake, IAFull record →
- 3.3 loans · $4M · Sarasota, FLFull record →
- 4.10 loans · $1M · Clearwater, FLFull record →
- 5.3 loans · $5M · Coral Gables, FLFull record →
11+ funded Raining Berries deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Cake Berries South Tampa LLC in Tampa, FL — $350K (2025) · Sunshine State Economic Development Corporation
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 21 days
- Approved
- 5/19/2025
- First disbursed
- 6/9/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by Sunshine State Economic Development Corporation · Lender record →
Your business? Claim this record · Request removal
- Raining Berries Waterford Lakes, LLC in Orlando, FL — $984K (2024) · Amerant Bank, National Association
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 129 months
- SBA guaranteed
- $738K (75%)
- Approval → funding
- 84 days
- Approved
- 2/8/2024
- First disbursed
- 5/2/2024
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Amerant Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- RB GAINESVILLE, LLC in Gainesville, FL — $806K (2023) · Renasant Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 108 mo (9 yrs)
- SBA guaranteed
- $605K (75%)
- Approval → funding
- 113 days
- Approved
- 2/22/2023
- First disbursed
- 6/15/2023
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- JTOC Enterprise LLC in Tampa, FL — $790K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 6.5% variable
- Term
- 168 mo (14 yrs)
- SBA guaranteed
- $592K (75%)
- Approval → funding
- 15 days
- Approved
- 5/25/2022
- First disbursed
- 6/9/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- RB Palm Harbor, LLC in Palm Harbor, FL — $692K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $519K (75%)
- Approval → funding
- 62 days
- Approved
- 9/15/2022
- First disbursed
- 11/16/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- BLUE LINE INVESTMENTS I, LLC in Spring Hill, FL — $567K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 104 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 11 days
- Approved
- 12/27/2021
- First disbursed
- 1/7/2022
- Loan status
- Failed — $396K charged off (7/18/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- BADGES & BERRIES INVESTMENTS LLC in University Park, FL — $567K (2022) · Renasant Bank
- Program
- 7a General
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $425K (75%)
- Approval → funding
- 4 days
- Approved
- 12/27/2021
- First disbursed
- 12/31/2021
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Renasant Bank · Lender record →
Your business? Claim this record · Request removal
- Clem Investments I LLC in Temple Terrace, FL — $560K (2022) · Gulfside Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 93 months
- SBA guaranteed
- $420K (75%)
- Approval → funding
- 15 days
- Approved
- 12/16/2021
- First disbursed
- 12/31/2021
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Gulfside Bank · Lender record →
Your business? Claim this record · Request removal
- Berry Good Berries LLC in Tampa, FL — $350K (2022) · Gulfside Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 12/17/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Insurance Agencies and Brokerages
Funded by Gulfside Bank · Lender record →
Your business? Claim this record · Request removal
- BLOOMING ACAI, LLC in Brandon, FL — $535K (2021) · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 126 months
- SBA guaranteed
- $481K (90%)
- Approval → funding
- 115 days
- Approved
- 3/30/2021
- First disbursed
- 7/23/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
- RAINING BERRIES HOLDINGS, LLC in St Petersburg, FL — $282K (2021) · Central Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 123 months
- SBA guaranteed
- $254K (90%)
- Approval → funding
- 28 days
- Approved
- 3/4/2021
- First disbursed
- 4/1/2021
- Loan status
- Paid in full (1/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 75
- Business age
- New Business or 2 years or less
- Industry
- Limited-Service Restaurants
Funded by Central Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Raining Berries? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Raining Berries businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Raining Berries purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Renasant Bank funds the most. CapBench is not a lender.
- $567K typical Raining Berries loan
- 5 lenders fund the brand
- 21 days typical to fund
Buyers researching a Raining Berries typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.