Ralph's Famous Italian Ices, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2259)
4 deals since 2020 · typical deal $160K
4
Deals since 2020
$160K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Ralph's Famous Italian Ices
Most Ralph's Famous Italian Ices deals financed between $50K and $300K. Above $300K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,365
- Down payment (10%)
- $18K
- Cash to close (all-in)
- $24K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$24K)
Experience
Recent financings
- AC Bwalk Pretzel LLC in Asbury Park, NJ — $50K (2026) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- Local Lemon Ices Inc. in Centereach, NY — $50K (2025) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.3% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 0 days
- Approved
- 4/21/2025
- First disbursed
- 4/21/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- CMD Delights, Inc. in Northport, NY — $160K (2024) · TD Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 12.3% fixed
- Term
- 84 mo (7 yrs)
- SBA guaranteed
- $80K (50%)
- Approval → funding
- 13 days
- Approved
- 5/24/2024
- First disbursed
- 6/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- New Business or 2 years or less
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by TD Bank, National Association · Lender record →
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- Amorcitos' Ices LLC in Westfield, NJ — $300K (2021) · The MINT National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $270K (90%)
- Approval → funding
- 70 days
- Approved
- 5/20/2021
- First disbursed
- 7/29/2021
- Loan status
- Paid in full (9/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 21
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
Funded by The MINT National Bank · Lender record →
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Who funds Ralph's Famous Italian Ices — and where
Every dot is a financed Ralph's Famous Italian Ices — 4 mapped.
Financed Ralph's Famous Italian Ices locations — list all 4 as text
- Amorcitos' Ices LLC — Westfield · $300K · FY2021 · Snack and Nonalcoholic Beverage Bars
- CMD Delights, Inc. — Northport · $160K · FY2024 · Snack and Nonalcoholic Beverage Bars
- AC Bwalk Pretzel LLC — Asbury Park · $50K · FY2026 · Snack and Nonalcoholic Beverage Bars
- Local Lemon Ices Inc. — Centereach · $50K · FY2025 · Snack and Nonalcoholic Beverage Bars
Top lenders for this brand
Most active states
- 1.New Jersey (2 loans)
- 2.New York (2 loans)
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Common questions
How much does a Ralph's Famous Italian Ices cost to buy or open?
The typical deal for Ralph's Famous Italian Ices is $160K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $18K of buyer cash on a typical deal.
How risky is Ralph's Famous Italian Ices?
Ralph's Famous Italian Ices has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Ralph's Famous Italian Ices with an SBA loan?
Yes — Ralph's Famous Italian Ices has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Ralph's Famous Italian Ices franchise
Most Ralph's Famous Italian Ices buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ralph's Famous Italian Ices deal financed for $160K, which points to about $18K of buyer cash on a typical purchase. Ralph's Famous Italian Ices is listed in the SBA Franchise Directory (identifier S2259), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ralph's Famous Italian Ices — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Ralph's Famous Italian Ices — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Ralph's Famous Italian Ices — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ralph's Famous Italian Ices is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 4 SBA 7(a) deals since 2020
- $160K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2259)
- Top lenders: TD Bank, National Association, The MINT National Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ralph's Famous Italian Ices.