Red Light Method, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S8155)
3 deals since 2020 · typical deal $417K
3
Deals since 2020
$417K
Typical deal
3
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Red Light Method
Most Red Light Method deals financed between $300K and $450K. Above $450K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,448
- Down payment (10%)
- $46K
- Cash to close (all-in)
- $62K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$62K)
Experience
Recent financings
- BNL Holdings, LLC in Carlsbad, CA — $450K (2026) · Summit State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 123 months
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 33 days
- Approved
- 11/14/2025
- First disbursed
- 12/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Summit State Bank · Lender record →
Your business? Claim this record · Request removal
- RLM Layton LLC in Layton, UT — $300K (2026) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approved
- 3/11/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
- Red Light Method Tampa LLC in Palm Harbor, FL — $417K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $312K (75%)
- Approved
- 7/31/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Red Light Method?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Red Light Method — and where
Every dot is a financed Red Light Method — 3 mapped.
Financed Red Light Method locations — list all 3 as text
- Red Light Method Tampa LLC — Palm Harbor · $417K · FY2025 · Fitness and Recreational Sports Centers
- BNL Holdings, LLC — Carlsbad · $450K · FY2026 · Fitness and Recreational Sports Centers
- RLM Layton LLC — Layton · $300K · FY2026 · Fitness and Recreational Sports Centers
Top lenders for this brand
Most active states
- 1.Florida (1 loans)
- 2.California (1 loans)
- 3.Utah (1 loans)
Represent Red Light Method?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Red Light Method cost to buy or open?
The typical deal for Red Light Method is $417K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $46K of buyer cash on a typical deal.
How risky is Red Light Method?
Red Light Method has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Red Light Method with an SBA loan?
Yes — Red Light Method has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Red Light Method franchise
Most Red Light Method buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Red Light Method deal financed for $417K, which points to about $46K of buyer cash on a typical purchase. Red Light Method is listed in the SBA Franchise Directory (identifier S8155), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Red Light Method — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Red Light Method — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Red Light Method — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Red Light Method is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $417K typical deal
- 3 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S8155)
- Top lenders: The Huntington National Bank, Summit State Bank, Zions Bank, A Division of
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Red Light Method?
Five minutes with a specialist who's seen Red Light Method deals close answers more than an hour of searching. Free, usually same-day.
Represent Red Light Method?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Red Light Method.