Skip to main content
← All franchisesClaim this listing

Restoration 1, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1426)

60 deals since 2020 · typical deal $150K · 16.67% failure rate

60

Deals since 2020

$150K

Typical deal

7

Deals since FY2025

16.67%

Failure rate (FY20–23)

16.67% of Restoration 1's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for Restoration 1

Most Restoration 1 deals financed between $110K and $250K. Above $250K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,218
Down payment (10%)
$17K
Cash to close (all-in)
$21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

  • Cleveland Restoration Company LLC in Cleveland, OH — $210K (2026) · Live Oak Banking Company
  • RNC VENTURES LLC in Grand Rapids, MI — $101K (2026) · The Huntington National Bank
  • Safeguard Restoration Group LLC in Cambridge, MA — $630K (2025) · purchase · United Midwest Savings Bank National Association
  • R&D Restoration Inc in Concord, NC — $500K (2025) · Newtek Bank, National Association
  • RESTORATION ONE OF SOUTHWEST FLORIDA INC. in Fort Myers, FL — $150K (2025) · JPMorgan Chase Bank, National Association
  • R&D Restoration Inc. in Concord, NC — $100K (2025) · Newtek Bank, National Association
  • RESTORATION LEGACY GROUP LLC in Belleville, MI — $36K (2025) · The Huntington National Bank
  • Strategic Business Holdings in Irvine, CA — $2.0M (2024) · City National Bank
  • RESTORATION 1 TUCSON LLC in Tucson, AZ — $999K (2024) · Readycap Lending, LLC
  • Restoration 1 of Central Denver in Denver, CO — $589K (2024) · InBank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Restoration 1?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Restoration 1 brand mark

Who funds Restoration 1 — and where

Every dot is a financed Restoration 1 — 60 mapped.

Financed Restoration 1 locations — list all 60 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(16)
  2. 2.The Huntington National Bank(11)
  3. 3.Live Oak Banking Company(6)
  4. 4.Peoples Bank(5)
  5. 5.Readycap Lending, LLC(4)

Most active states

  1. 1.California (8 loans)
  2. 2.Ohio (7 loans)
  3. 3.Michigan (4 loans)
  4. 4.Georgia (4 loans)
  5. 5.Texas (4 loans)
  6. 6.New York (4 loans)
  7. 7.Mississippi (3 loans)
  8. 8.Arizona (3 loans)

Represent Restoration 1?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a Restoration 1 cost to buy or open?

The typical deal for Restoration 1 is $150K across 60 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Restoration 1?

16.67% of Restoration 1's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Restoration 1 with an SBA loan?

Yes — Restoration 1 has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Restoration 1 franchise

Most Restoration 1 buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Restoration 1 deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Restoration 1 is listed in the SBA Franchise Directory (identifier S1426), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Restoration 1 — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Restoration 1 — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Restoration 1 — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Restoration 1 is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 60 SBA 7(a) deals since 2020
  • $150K typical deal
  • 7 deals since FY2025
  • 16.67% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1426)
  • Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, Live Oak Banking Company

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/restoration-1
API:
https://www.capbench.com/api/public/franchises/restoration-1
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Restoration 1?

Five minutes with a specialist who's seen Restoration 1 deals close answers more than an hour of searching. Free, usually same-day.

Represent Restoration 1?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Restoration 1.

Scroll