Ricker Oil Company (Multiple Brands), by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3144)

3 deals since 2020 · typical deal $943K

Deals since 2020

$943K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Ricker Oil Company (Multiple Brands) has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Ricker Oil Company (Multiple Brands)

Most Ricker Oil Company (Multiple Brands) deals financed between $102K and $2.56M. Above $2.56M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$943K

Monthly payment (10-yr): $12,333
Down payment (10%): $105K
Cash to close (all-in): $144K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$144K)

Experience

Recent financings

BJM Inc in Fishers, IN — $2.6M (2025) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
312 mo (26 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
193 days
Approved
12/19/2024
First disbursed
6/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Gasoline Stations with Convenience Stores
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
BJM Inc in Fishers, IN — $102K (2025) · Merchants Bank of Indiana
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$51K (50%)
Approval → funding
173 days
Approved
1/8/2025
First disbursed
6/30/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Gasoline Stations with Convenience Stores
Funded by Merchants Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
SSD Oil, Inc. in Anderson, IN — $943K (2020) · Merchants Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$707K (75%)
Approval → funding
99 days
Approved
4/23/2020
First disbursed
7/31/2020
Loan status
Paid in full (7/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Gasoline Stations with Convenience Stores
Funded by Merchants Bank of Indiana · Lender record →
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Who funds Ricker Oil Company (Multiple Brands) — and where

Every dot is a financed Ricker Oil Company (Multiple Brands) — 3 mapped.

Financed Ricker Oil Company (Multiple Brands) locations — list all 3 as text

SSD Oil, Inc. — Anderson · $943K · FY2020 · Gasoline Stations with Convenience Stores
BJM Inc — Fishers · $2.6M · FY2025 · Gasoline Stations with Convenience Stores
BJM Inc — Fishers · $102K · FY2025 · Gasoline Stations with Convenience Stores

Top lenders for this brand

1.Merchants Bank of Indiana(3)

Most active states

1.Indiana (3 loans)

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Insider move

Start with the lenders above — a bank that's funded Ricker Oil Company (Multiple Brands) 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Ricker Oil Company (Multiple Brands) lending specialist.

Common questions

How much does a Ricker Oil Company (Multiple Brands) cost to buy or open?

The typical deal for Ricker Oil Company (Multiple Brands) is $943K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $104K of buyer cash on a typical deal.

How risky is Ricker Oil Company (Multiple Brands)?

Ricker Oil Company (Multiple Brands) has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Ricker Oil Company (Multiple Brands) with an SBA loan?

Yes — Ricker Oil Company (Multiple Brands) has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Ricker Oil Company (Multiple Brands) franchise

Most Ricker Oil Company (Multiple Brands) buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Ricker Oil Company (Multiple Brands) deal financed for $943K, which points to about $104K of buyer cash on a typical purchase. Ricker Oil Company (Multiple Brands) is listed in the SBA Franchise Directory (identifier S3144), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Ricker Oil Company (Multiple Brands) — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Ricker Oil Company (Multiple Brands) — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Ricker Oil Company (Multiple Brands) — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Ricker Oil Company (Multiple Brands) is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$943K typical deal
2 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3144)
Top lenders: Merchants Bank of Indiana

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/ricker-oil-company-multiple-brands
API:: https://www.capbench.com/api/public/franchises/ricker-oil-company-multiple-brands
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Ricker Oil Company (Multiple Brands).