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Right at Home, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1431)

75 deals since 2020 · typical deal $356K · 0% failure rate

75

Deals since 2020

$356K

Typical deal

23

Deals since FY2025

0%

Failure rate (FY20–23)

Right at Home buyers almost always make it — a 0% failure rate puts it among the safest franchise bets on record.

What buyers pay for Right at Home

Most Right at Home deals financed between $150K and $837K. Above $837K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,650
Down payment (10%)
$40K
Cash to close (all-in)
$53K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$53K)

Experience

Recent financings

  • EQ HEALTH, INC in Huntington, NY — $5.0M (2026) · Live Oak Banking Company
  • MJAL CARE LLC in Columbia, MO — $690K (2026) · purchase · Live Oak Banking Company
  • QM Yulee LLC in Jacksonville, FL — $300K (2026) · Live Oak Banking Company
  • AAA Healthcare Inc in Hawthorne, NJ — $250K (2026) · Stone Bank
  • EQ HEALTH, INC. in Westbury, NY — $182K (2026) · Live Oak Banking Company
  • Columbia Crest Services LLC in Renton, WA — $180K (2026) · KeyBank National Association
  • Hub City Senior Care, LLC in Spartanburg, SC — $175K (2026) · Live Oak Banking Company
  • Cathedral Rock Home Care, LLC in Saint Peters, MO — $1.3M (2025) · purchase · The Bank of Houston
  • RIGHT AT HOME in Santa Rosa, CA — $760K (2025) · purchase · Live Oak Banking Company
  • IVNA Home Care Services, Inc. in Fresno, CA — $700K (2025) · purchase · Live Oak Banking Company

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Right at Home brand mark

Who funds Right at Home — and where

Every dot is a financed Right at Home — 73 mapped.

Financed Right at Home locations — list all 73 as text

Top lenders for this brand

  1. 1.Live Oak Banking Company(24)
  2. 2.The Huntington National Bank(9)
  3. 3.American National Bank (5)
  4. 4.JPMorgan Chase Bank, National Association (4)
  5. 5.MVB Bank, Inc. (3)

Most active states

  1. 1.California (18 loans)
  2. 2.Florida (9 loans)
  3. 3.New York (6 loans)
  4. 4.Illinois (4 loans)
  5. 5.Texas (4 loans)
  6. 6.Virginia (4 loans)
  7. 7.Ohio (4 loans)
  8. 8.Colorado (3 loans)

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Common questions

How much does a Right at Home cost to buy or open?

The typical deal for Right at Home is $356K across 75 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $39K of buyer cash on a typical deal.

How risky is Right at Home?

0% of Right at Home's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Right at Home with an SBA loan?

Yes — Right at Home has been SBA-financed 23 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Right at Home franchise

Most Right at Home buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Right at Home deal financed for $356K, which points to about $39K of buyer cash on a typical purchase. Right at Home is listed in the SBA Franchise Directory (identifier S1431), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Right at Home — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Right at Home — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Right at Home — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Right at Home is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 75 SBA 7(a) deals since 2020
  • $356K typical deal
  • 23 deals since FY2025
  • 0% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1431)
  • Top lenders: Live Oak Banking Company, The Huntington National Bank, American National Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/right-at-home
API:
https://www.capbench.com/api/public/franchises/right-at-home
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Right at Home.

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