Rush Cycle, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2500)
3 deals since 2020 · typical deal $390K
3
Deals since 2020
$390K
Typical deal
0
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Rush Cycle
Most Rush Cycle deals financed between $365K and $500K. Above $500K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $5,100
- Down payment (10%)
- $43K
- Cash to close (all-in)
- $58K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$58K)
Experience
Recent financings
- Flanagan Partners, LLC in Hudson, MA — $500K (2022) · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 87 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 20 days
- Approved
- 3/29/2022
- First disbursed
- 4/18/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Avidia Bank · Lender record →
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- P & A Whole Fitness, Inc. in Chico, CA — $390K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 124 months
- SBA guaranteed
- $293K (75%)
- Approved
- 2/26/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
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- JRJ Performance, LLC in Boca Raton, FL — $365K (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 88 months
- SBA guaranteed
- $274K (75%)
- Approval → funding
- 4 days
- Approved
- 11/26/2019
- First disbursed
- 11/30/2019
- Loan status
- Failed — $300K charged off (5/1/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Spectator Sports
Funded by Midwest Regional Bank · Lender record →
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Who funds Rush Cycle — and where
Every dot is a financed Rush Cycle — 3 mapped.
Financed Rush Cycle locations — list all 3 as text
- JRJ Performance, LLC — Boca Raton · $365K · FY2020 · Other Spectator Sports
- P & A Whole Fitness, Inc. — Chico · $390K · FY2020 · Fitness and Recreational Sports Centers
- Flanagan Partners, LLC — Hudson · $500K · FY2022 · Fitness and Recreational Sports Centers
Top lenders for this brand
Most active states
- 1.Florida (1 loans)
- 2.California (1 loans)
- 3.Massachusetts (1 loans)
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Common questions
How much does a Rush Cycle cost to buy or open?
The typical deal for Rush Cycle is $390K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $43K of buyer cash on a typical deal.
How risky is Rush Cycle?
Rush Cycle has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Rush Cycle with an SBA loan?
Yes — Rush Cycle has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Rush Cycle franchise
Most Rush Cycle buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Rush Cycle deal financed for $390K, which points to about $43K of buyer cash on a typical purchase. Rush Cycle is listed in the SBA Franchise Directory (identifier S2500), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Rush Cycle — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Rush Cycle — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Rush Cycle — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Rush Cycle is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 3 SBA 7(a) deals since 2020
- $390K typical deal
- 0 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2500)
- Top lenders: Midwest Regional Bank, United Community Bank, Avidia Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Rush Cycle.