Fitness & Recreation · lender intelligence
How to finance a Rush Cycle
The SBA 7(a) lenders funding the most Rush Cycle deals, ranked from public loan records — typical Rush Cycle loan about $390K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Rush Cycle
$390K
Typical loan
range $365K–$500K
$433K
Est. purchase price
≈ loan ÷ 90%
$57,958
Cash to close
$43,333 down + fees
$5,047/mo
Typical payment
~9.5% · 10yr
$69,649/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
20 days
Typical time to fund
3
Lenders competing
more = leverage
6.58%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Rush Cycle
Ranked by funded Rush Cycle loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.60 loans · $40M · Clayton, MOFull record →
- 2.66 loans · $68M · Milford, IAFull record →
- 3.2 loans · $2M · Hudson, MAFull record →
3+ funded Rush Cycle deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Flanagan Partners, LLC in Hudson, MA — $500K (2022) · Avidia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 87 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 20 days
- Approved
- 3/29/2022
- First disbursed
- 4/18/2022
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Fitness and Recreational Sports Centers
Funded by Avidia Bank · Lender record →
Your business? Claim this record · Request removal
- P & A Whole Fitness, Inc. in Chico, CA — $390K (2020) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7% variable
- Term
- 124 months
- SBA guaranteed
- $293K (75%)
- Approved
- 2/26/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Fitness and Recreational Sports Centers
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- JRJ Performance, LLC in Boca Raton, FL — $365K (2020) · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 7.5% variable
- Term
- 88 months
- SBA guaranteed
- $274K (75%)
- Approval → funding
- 4 days
- Approved
- 11/26/2019
- First disbursed
- 11/30/2019
- Loan status
- Failed — $300K charged off (5/1/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Spectator Sports
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Rush Cycle? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Rush Cycle businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Rush Cycle purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Midwest Regional Bank funds the most. CapBench is not a lender.
- $390K typical Rush Cycle loan
- 3 lenders fund the brand
- 20 days typical to fund
Buyers researching a Rush Cycle typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.