Fitness & Recreation · lender intelligence
How to finance a X-Golf
The SBA 7(a) lenders funding the most X-Golf deals, ranked from public loan records — typical X-Golf loan about $607K, 0.9% failure rate across 137 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance X-Golf
$607K
Typical loan
range $50K–$1.16M
$674K
Est. purchase price
≈ loan ÷ 90%
$90,207
Cash to close
$67,444 down + fees
$7,854/mo
Typical payment
~9.5% · 10yr
$108,385/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
99.1%
Still performing
0.9% default · FY20–23
16 days
Typical time to fund
19
Lenders competing
more = leverage
8.21%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with X-Golf
Ranked by funded X-Golf loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.2,539 loans · $965M · Columbus, OHFull record →
- 2.1 loans · $1M · Oregon, WIFull record →
- 3.19 loans · $3M · Springfield, ILFull record →
- 4.6 loans · $6M · Oakland, CAFull record →
- 5.116 loans · $120M · Evansville, INFull record →
- 6.23 loans · $21M · Greenwood Village, COFull record →
- 7.38 loans · $26M · Richmond City, VAFull record →
- 8.25 loans · $5M · Whiting, INFull record →
- 9.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 10.7 loans · $1M · Mattoon, ILFull record →
- 11.242 loans · $281M · Chicago, ILFull record →
- 12.112 loans · $112M · Irving, TXFull record →
- 13.62 loans · $34M · Winter Haven, FLFull record →
- 14.36 loans · $51M · Carmel, INFull record →
- 15.9 loans · $10M · Garden City Park, NYFull record →
- 16.72 loans · $22M · Rockland, MAFull record →
137+ funded X-Golf deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Fort Worth Indoor Golf LLC in Fort Worth, TX — $1.4M (2026) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 56 days
- Approved
- 12/31/2025
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
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- Fort Worth Indoor Golf LLC in Fort Worth, TX — $50K (2026) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 12/31/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Sababu & Smith LLC in Mason, OH — $1.6M (2025) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 123 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 35 days
- Approved
- 10/8/2024
- First disbursed
- 11/12/2024
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Byline Bank · Lender record →
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- Beck Investment Enterprises, LLC. in Cedar Park, TX — $1.4M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 20 days
- Approved
- 1/31/2025
- First disbursed
- 2/20/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
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- Pin High Capital LLC in Oshkosh, WI — $1.3M (2025) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.95% fixed
- Term
- 123 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 10 days
- Approved
- 11/4/2024
- First disbursed
- 11/14/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Old National Bank · Lender record →
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- Stuido18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $965K (75%)
- Approved
- 10/31/2024
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Studio18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $965K (75%)
- Approval → funding
- 22 days
- Approved
- 10/31/2024
- First disbursed
- 11/22/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Back Nine Boys, LLC in Springfield, IL — $1.2M (2025) · Bank of Springfield
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 90 months
- SBA guaranteed
- $870K (75%)
- Approval → funding
- 110 days
- Approved
- 8/22/2025
- First disbursed
- 12/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Sports and Recreation Instruction
Funded by Bank of Springfield · Lender record →
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- Puttsky LLC in Canton, MI — $607K (2025) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $455K (75%)
- Approval → funding
- 297 days
- Approved
- 4/8/2025
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- All Other Amusement and Recreation Industries
If you were the buyer here
- Est. deal size
- $674K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $7,854
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Indoor Golf Ventures, LLC in Trinity, FL — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 129 months
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 74 days
- Approved
- 1/14/2025
- First disbursed
- 3/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- B4 LIBERTY, LLC in Libertyville, IL — $368K (2025) · Centier Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $276K (75%)
- Approved
- 8/5/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by Centier Bank · Lender record →
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- ET Entertainment LLC in Ann Arbor, MI — $350K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 16 days
- Approved
- 5/14/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- New Business or 2 years or less
- Industry
- All Other Amusement and Recreation Industries
Funded by Readycap Lending, LLC · Lender record →
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- Pin High Capital LLC in Oshkosh, WI — $60K (2025) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $30K (50%)
- Approval → funding
- 10 days
- Approved
- 11/4/2024
- First disbursed
- 11/14/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
- Puttsky LLC in Canton, MI — $50K (2025) · purchase · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 4/8/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- All Other Amusement and Recreation Industries
If you were the buyer here
- Est. deal size
- $56K
- Est. down payment (10%)
- $6K
- Est. cash at closing
- $7K
- Monthly payment
- $647
- Annual debt service
- $8K
- Cash flow needed (1.25×)
- $10K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Beyond the Green, LLC in Novi, MI — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 20 days
- Approved
- 10/2/2024
- First disbursed
- 10/22/2024
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Studio18 LLC in Chesapeake, VA — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 125 days
- Approved
- 10/31/2024
- First disbursed
- 3/5/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Beck Investment Enterprises, LLC. in Cedar Park, TX — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 185 days
- Approved
- 1/31/2025
- First disbursed
- 8/4/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Rochester Golf Entertainment LLC in Rochester, NY — $1.5M (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 6 days
- Approved
- 6/26/2024
- First disbursed
- 7/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Viking Links LLC in Madiera, OH — $1.4M (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 39 days
- Approved
- 9/29/2024
- First disbursed
- 11/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- XTREMEGOLF INC in Fredericksburg, VA — $1.3M (2024) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $984K (75%)
- Approval → funding
- 29 days
- Approved
- 11/14/2023
- First disbursed
- 12/13/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
Buying a X-Golf? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to X-Golf businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a X-Golf purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.
- $607K typical X-Golf loan
- 0.9% failure rate (FY20–23)
- 19 lenders fund the brand
- 16 days typical to fund
Buyers researching a X-Golf typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.