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Lender record

Summit Bank

The real lending record — every figure from funded deals. HQ: 2969 Broadway, Oakland, CA. 3 branches.

87

Recent deals (FY20+)

$636K

Typical deal

21 days

Approval → funding

1.5%

Failure rate (FY20–23)

Where Summit Bank lends

Deals Summit Bank funded — list all 87 as text

Deal profile

Most Summit Bank deals land between $348K and $1.4M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (6)
  2. 2.Fitness and Recreational Sports Centers (4)
  3. 3.All Other Amusement and Recreation Industries (4)
  4. 4.Offices of Physicians, Mental Health Specialists (4)
  5. 5.Roofing Contractors (3)
  6. 6.Research and Development in Biotechnology (except Nanobiotec (3)
  7. 7.Limited-Service Restaurants (3)
  8. 8.Plumbing, Heating, and Air-Conditioning Contractors (2)

Most active states

  1. 1.Oregon (74 deals)
  2. 2.Washington (6 deals)
  3. 3.Wisconsin (3 deals)
  4. 4.Idaho (2 deals)
  5. 5.Arizona (1 deals)
  6. 6.California (1 deals)

Franchises they finance most

X-Golf

3 deals

CAFE YUMM!

3 deals

European Wax Center

1 deals

Gameday Men's Health/Gameday

1 deals

Anytime Fitness

1 deals

Can Summit Bank fund you? The bank behind the loans

Total assets

$270.2M

▼ 3.1% vs prior quarter

Deposits on hand

$211.5M

▼ 4% vs prior quarter

Loans outstanding

$191.5M

▲ 3.5% vs prior quarter

Net income (latest qtr)

$727K

  • •A serious SBA operation: this year's production is ~3.1% of the whole loan book. Your file gets experienced hands without specialist wait-lists. That makes Summit Bank more SBA-focused than 91% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.06% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Summit Bank branch (3)

Summit BankMain office2969 BroadwayOakland, CA 94611 · since 1982

Walnut Creek Branch1701 N California BlvdWalnut Creek, CA 94596 · since 1985

Emeryville Branch2000 Powell StEmeryville, CA 94608 · since 1986

Branch data: FDIC BankFind.

Recent deals

  • PHO P.D.X LLC in Portland, OR — $4.5M (2026) · Full-Service Restaurants
  • Project Management Protect Plus, LLC in Portland, OR — $500K (2026) · Plumbing, Heating, and Air-Conditioning Contractors
  • Stedman Sheetmetal, Inc. in Springfield, OR — $359K (2026) · Roofing Contractors
  • Stedman Sheetmetal, Inc. in Springfield, OR — $200K (2026) · Roofing Contractors
  • InstinctIQ LLC in Springfield, OR — $150K (2026) · Professional and Management Development Training
  • Voltage Investments, LLC in Hillsboro, OR — $1.0M (2025) · purchase · Packaging and Labeling Services
  • Lava Lake Retreet LLC in Bend, OR — $636K (2025) · purchase · RV (Recreational Vehicle) Parks and Campgrounds
  • Unity Foods LLC in Portland, OR — $500K (2025) · Other Grocery and Related Products Merchant Wholesalers
  • Fortuna Enterprises Inc. in Eugene, OR — $496K (2025) · purchase · Janitorial Services
  • The Circuit, Inc. in Portland, OR — $349K (2025) · Fitness and Recreational Sports Centers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

1 of Summit Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Summit Bank financed

80 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Summit Bank.

Agent summary

This page summarizes Summit Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 87 SBA 7(a) loans on record
  • $636K typical deal
  • 22 business-acquisition loans
  • HQ: 2969 Broadway, Oakland, CA
  • 3 FDIC branch locations
  • FDIC total assets $270.2M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/summit-bank
API:
https://www.capbench.com/api/public/lenders/summit-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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