CAFE YUMM!, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0282)

3 deals since 2020 · typical deal $818K

Deals since 2020

$818K

Typical deal

Deals since FY2025

—

Too few deals to score risk

CAFE YUMM! has 3 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for CAFE YUMM!

Most CAFE YUMM! deals financed between $203K and $845K. Above $845K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$818K

Monthly payment (10-yr): $10,697
Down payment (10%): $91K
Cash to close (all-in): $125K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$125K)

Experience

Recent financings

CY 5th Street LLC in Eugene, OR — $845K (2020) · Summit Bank
Program
7a General
Rate at approval
6% variable
Term
129 months
SBA guaranteed
$634K (75%)
Approval → funding
105 days
Approved
8/17/2020
First disbursed
11/30/2020
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
Safe Passage, Inc. in Eugene, OR — $818K (2020) · Summit Bank
Program
7a General
Rate at approval
7.75% variable
Term
131 months
SBA guaranteed
$614K (75%)
Approval → funding
259 days
Approved
12/16/2019
First disbursed
8/31/2020
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
Safe Passage, Inc. in Eugene, OR — $203K (2020) · Summit Bank
Program
7a General
Rate at approval
7.75% variable
Term
93 months
SBA guaranteed
$152K (75%)
Approval → funding
95 days
Approved
10/28/2019
First disbursed
1/31/2020
Loan status
Paid in full (9/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal

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Who funds CAFE YUMM! — and where

Every dot is a financed CAFE YUMM! — 3 mapped.

Financed CAFE YUMM! locations — list all 3 as text

CY 5th Street LLC — Eugene · $845K · FY2020 · Limited-Service Restaurants
Safe Passage, Inc. — Eugene · $203K · FY2020 · Limited-Service Restaurants
Safe Passage, Inc. — Eugene · $818K · FY2020 · Limited-Service Restaurants

Top lenders for this brand

1.Summit Bank(3)

Most active states

1.Oregon (3 loans)

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Insider move

Start with the lenders above — a bank that's funded CAFE YUMM! 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable CAFE YUMM! lending specialist.

Common questions

How much does a CAFE YUMM! cost to buy or open?

The typical deal for CAFE YUMM! is $818K across 3 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $90K of buyer cash on a typical deal.

How risky is CAFE YUMM!?

CAFE YUMM! has 3 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a CAFE YUMM! with an SBA loan?

Yes — CAFE YUMM! has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a CAFE YUMM! franchise

Most CAFE YUMM! buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical CAFE YUMM! deal financed for $818K, which points to about $90K of buyer cash on a typical purchase. CAFE YUMM! is listed in the SBA Franchise Directory (identifier S0282), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund CAFE YUMM! — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for CAFE YUMM! — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for CAFE YUMM! — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. CAFE YUMM! is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

3 SBA 7(a) deals since 2020
$818K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0282)
Top lenders: Summit Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/cafe-yumm
API:: https://www.capbench.com/api/public/franchises/cafe-yumm
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with CAFE YUMM!.