Food & Restaurants · lender intelligence
How to finance a CAFE YUMM!
The SBA 7(a) lenders funding the most CAFE YUMM! deals, ranked from public loan records — typical CAFE YUMM! loan about $818K. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance CAFE YUMM!
$818K
Typical loan
range $203K–$845K
$909K
Est. purchase price
≈ loan ÷ 90%
$124,632
Cash to close
$90,889 down + fees
$10,585/mo
Typical payment
~9.5% · 10yr
$146,073/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
105 days
Typical time to fund
1
Lenders competing
more = leverage
7.17%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CAFE YUMM!
Ranked by funded CAFE YUMM! loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.6 loans · $6M · Oakland, CAFull record →
3+ funded CAFE YUMM! deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CY 5th Street LLC in Eugene, OR — $845K (2020) · Summit Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 129 months
- SBA guaranteed
- $634K (75%)
- Approval → funding
- 105 days
- Approved
- 8/17/2020
- First disbursed
- 11/30/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
- Safe Passage, Inc. in Eugene, OR — $818K (2020) · Summit Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 131 months
- SBA guaranteed
- $614K (75%)
- Approval → funding
- 259 days
- Approved
- 12/16/2019
- First disbursed
- 8/31/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
- Safe Passage, Inc. in Eugene, OR — $203K (2020) · Summit Bank
- Program
- 7a General
- Rate at approval
- 7.75% variable
- Term
- 93 months
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 95 days
- Approved
- 10/28/2019
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (9/30/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Limited-Service Restaurants
Funded by Summit Bank · Lender record →
Your business? Claim this record · Request removal
Buying a CAFE YUMM!? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to CAFE YUMM! businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CAFE YUMM! purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Summit Bank funds the most. CapBench is not a lender.
- $818K typical CAFE YUMM! loan
- 1 lenders fund the brand
- 105 days typical to fund
Buyers researching a CAFE YUMM! typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.