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X-Golf, by the numbers

X-Golf appears in 137 SBA 7(a) loans since 2020, with a 0.9% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1953)

137 deals since 2020 · typical deal $607K · 0.9% failure rate

137

Deals since 2020

$607K

Typical deal

17

Deals since FY2025

0.9%

Failure rate (FY20–23)

X-Golf buyers almost always make it — a 0.9% failure rate puts it among the safest franchise bets on record.

What buyers pay for X-Golf

Most X-Golf deals financed between $50K and $1.16M. Above $1.16M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$7,938
Down payment (10%)
$67K
Cash to close (all-in)
$90K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$90K)

Experience

Recent financings

  • Fort Worth Indoor Golf LLC in Fort Worth, TX — $1.4M (2026) · The Huntington National Bank
  • Fort Worth Indoor Golf LLC in Fort Worth, TX — $50K (2026) · The Huntington National Bank
  • Sababu & Smith LLC in Mason, OH — $1.6M (2025) · Byline Bank
  • Beck Investment Enterprises, LLC. in Cedar Park, TX — $1.4M (2025) · The Huntington National Bank
  • Pin High Capital LLC in Oshkosh, WI — $1.3M (2025) · Old National Bank
  • Stuido18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
  • Studio18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
  • Back Nine Boys, LLC in Springfield, IL — $1.2M (2025) · Bank of Springfield
  • Puttsky LLC in Canton, MI — $607K (2025) · purchase · The Huntington National Bank
  • Indoor Golf Ventures, LLC in Trinity, FL — $500K (2025) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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X-Golf brand mark

Who funds X-Golf — and where

Every dot is a financed X-Golf — 136 mapped.

Financed X-Golf locations — list all 136 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(107)
  2. 2.One Community Bank(3)
  3. 3.Wells Fargo Bank National Association(3)
  4. 4.Bank of Springfield(3)
  5. 5.Summit Bank(3)

Most active states

  1. 1.Illinois (26 loans)X-Golf lenders in Illinois->
  2. 2.Michigan (17 loans)X-Golf lenders in Michigan->
  3. 3.Ohio (13 loans)X-Golf lenders in Ohio->
  4. 4.Wisconsin (11 loans)X-Golf lenders in Wisconsin->
  5. 5.New York (9 loans)X-Golf lenders in New York->
  6. 6.Texas (9 loans)X-Golf lenders in Texas->
  7. 7.Virginia (8 loans)X-Golf lenders in Virginia->
  8. 8.Missouri (6 loans)X-Golf lenders in Missouri->

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Common questions

How much does a X-Golf cost to buy or open?

The typical deal for X-Golf is $607K across 137 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $67K of buyer cash on a typical deal.

How risky is X-Golf?

0.9% of X-Golf's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a X-Golf with an SBA loan?

Yes — X-Golf has been SBA-financed 17 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a X-Golf franchise

Most X-Golf buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical X-Golf deal financed for $607K, which points to about $67K of buyer cash on a typical purchase. X-Golf is listed in the SBA Franchise Directory (identifier S1953), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund X-Golf — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for X-Golf — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for X-Golf — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. X-Golf is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 137 SBA 7(a) deals since 2020
  • $607K typical deal
  • 17 deals since FY2025
  • 0.9% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1953)
  • Top lenders: The Huntington National Bank, One Community Bank, Wells Fargo Bank National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-28.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/x-golf
API:
https://www.capbench.com/api/public/franchises/x-golf
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with X-Golf.

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