Fitness & Recreation · lender intelligence

How to finance a X-Golf in Virginia

State:

The SBA 7(a) lenders funding the most X-Golf deals in Virginia, from public loan records — typical X-Golf loan about $607K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance X-Golf in Virginia

$811K

Typical loan

range $100K–$1.29M

$901K

Est. purchase price

≈ loan ÷ 90%

$123,490

Cash to close

$90,056 down + fees

$10,488/mo

Typical payment

~9.5% · 10yr

$144,734/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

29 days

Typical time to fund

Lenders competing

more = leverage

10.38%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with X-Golf in Virginia

Ranked by funded X-Golf loans in Virginia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.38 loans · $26M · Richmond City, VAFull record →
3.62 loans · $34M · Winter Haven, FLFull record →

8+ funded X-Golf in Virginia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Stuido18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$965K (75%)
Approved
10/31/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Studio18 LLC in Chesapeake, VA — $1.3M (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$965K (75%)
Approval → funding
22 days
Approved
10/31/2024
First disbursed
11/22/2024
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Studio18 LLC in Chesapeake, VA — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
125 days
Approved
10/31/2024
First disbursed
3/5/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
XTREMEGOLF INC in Fredericksburg, VA — $1.3M (2024) · Atlantic Union Bank
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$984K (75%)
Approval → funding
29 days
Approved
11/14/2023
First disbursed
12/13/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
Xtreme Golf Inc in Fredericksburg, VA — $100K (2024) · Atlantic Union Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
0 days
Approved
11/14/2023
First disbursed
11/14/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by Atlantic Union Bank · Lender record →
Your business? Claim this record · Request removal
Pin High Golf Entertainment NoVA LLC in Ashburn, VA — $811K (2023) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$608K (75%)
Approval → funding
21 days
Approved
8/17/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Pin High Golf Entertainment NoVA LLC in Ashburn, VA — $50K (2023) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
21 days
Approved
8/17/2023
First disbursed
9/7/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
23
Business age
Startup, Loan Funds will Open Business
Industry
All Other Amusement and Recreation Industries
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Richmond Golf Simulation, LLC in Midlothian, VA — $490K (2020) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
124 months
SBA guaranteed
$368K (75%)
Approval → funding
33 days
Approved
1/27/2020
First disbursed
2/29/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Startup, Loan Funds will Open Business
Industry
Snack and Nonalcoholic Beverage Bars
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a X-Golf in Virginia? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded X-Golf loans with a Virginia project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a X-Golf purchase in Virginia with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Virginia deals. The Huntington National Bank funds the most here. CapBench is not a lender.

$607K typical X-Golf loan
3 lenders active in Virginia
8+ funded Virginia deals
29 days typical to fund

Buyers buying a X-Golf in Virginia typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All X-Golf lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/x-golf/virginia
API:: https://www.capbench.com/api/public/lenders?franchise=x-golf
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.