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Fitness & Recreation · lender intelligence

How to finance a Stretch Lab

The SBA 7(a) lenders funding the most Stretch Lab deals, ranked from public loan records — typical Stretch Lab loan about $263K, 2.86% failure rate across 126 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Stretch Lab

$263K

Typical loan

range $95K–$324K

$292K

Est. purchase price

≈ loan ÷ 90%

$39,085

Cash to close

$29,222 down + fees

$3,623/mo

Typical payment

~11% · 10yr

$49,997/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

97.1%

Still performing

2.9% default · FY20–23

16 days

Typical time to fund

41

Lenders competing

more = leverage

7.93%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Stretch Lab

Ranked by funded Stretch Lab loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.19 loans · $5M · Roseville, CAFull record →
  3. 3.1,927 loans · $207M · Buffalo, NYFull record →
  4. 4.66 loans · $68M · Milford, IAFull record →
  5. 5.4 loans · $4M · Hauppauge, NYFull record →
  6. 6.62 loans · $21M · Saint Cloud, MNFull record →
  7. 7.328 loans · $134M · Cleveland, OHFull record →
  8. 8.75 loans · $98M · Sioux Falls, SDFull record →
  9. 9.149 loans · $135M · Mukwonago, WIFull record →
  10. 10.28 loans · $25M · Fresno, CAFull record →
  11. 11.1,025 loans · $292M · Berkeley Heights, NJFull record →
  12. 12.1,296 loans · $1.4B · Wilmington, NCFull record →
  13. 13.2 loans · $1M · Austin, TXFull record →
  14. 14.318 loans · $229M · Osage Beach, MOFull record →
  15. 15.62 loans · $34M · Winter Haven, FLFull record →
  16. 16.23 loans · $21M · Greenwood Village, COFull record →
  17. 17.15 loans · $15M · Houston, MOFull record →
  18. 18.9 loans · $13M · Atlanta, GAFull record →
  19. 19.60 loans · $40M · Clayton, MOFull record →
  20. 20.14 loans · $23M · Miami Lakes, FLFull record →
  21. 21.2 loans · $0M · Pine Bluff, ARFull record →
  22. 22.10 loans · $12M · Monterey, CAFull record →
  23. 23.15 loans · $14M · Oakdale, MNFull record →
  24. 24.868 loans · $362M · Salt Lake City, UTFull record →
  25. 25.12 loans · $24M · South Bend, INFull record →

126+ funded Stretch Lab deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • StretchLab Long Island City in Long Island City, NY — $682K (2026) · First Bank of the Lake
  • The Vital Stretch - Flower Mound in Lewisville, TX — $311K (2026) · First Bank of the Lake
  • Stretch Labs in Virginia Beach, VA — $800K (2025) · purchase · Live Oak Banking Company
  • Boerne V2 Ventures, LLC in San Antonio, TX — $783K (2025) · Texas Capital Bank
  • GIOVACCHINI WELLNESS LLC in Lincoln, CA — $350K (2025) · U.S. Bank, National Association
  • Lammco IV LLC in New York, NY — $350K (2025) · Live Oak Banking Company
  • SLCP LLC in Crown Point, IN — $330K (2025) · Readycap Lending, LLC
  • MKC Fitness in Morgan Hill, CA — $306K (2025) · purchase · Celtic Bank Corporation
  • Redhead Ventures, LLC in San Francisco, CA — $294K (2025) · Platinum Bank
  • FPE Fitness, Inc. in Temple, TX — $277K (2025) · Horizon Bank SSB
  • FPE Fitness, Inc. in Temple, TX — $277K (2025) · Horizon Bank SSB
  • Lammco II LLC in New York, NY — $225K (2025) · Manufacturers and Traders Trust Company
  • OM Health & Fitness, LLC in Napa, CA — $150K (2025) · BayFirst National Bank
  • GIOVACCHINI WELLNESS LLC in Rocklin, CA — $95K (2025) · U.S. Bank, National Association
  • Lammco II LLC in New York, NY — $25K (2025) · Manufacturers and Traders Trust Company
  • True Allies, Inc. in Cary, NC — $650K (2024) · purchase · Gulf Coast Bank and Trust Company
  • Lets Equity LLC in Timonium, MD — $486K (2024) · National Bank of Commerce
  • LETS Equity LLC in Baltimore, MD — $463K (2024) · National Bank of Commerce
  • Stretchlab Cobble Hill in Brooklyn, NY — $433K (2024) · Bank Five Nine
  • Three Rivers Stretch 3, LLC in Murrysville, PA — $291K (2024) · First Commonwealth Bank

Buying a Stretch Lab? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Stretch Lab businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Stretch Lab purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $263K typical Stretch Lab loan
  • 2.86% failure rate (FY20–23)
  • 41 lenders fund the brand
  • 16 days typical to fund

Buyers researching a Stretch Lab typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerStretch Lab record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/stretch-lab
API:
https://www.capbench.com/api/public/lenders?franchise=stretch-lab
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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