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Stretch Lab, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3245)

126 deals since 2020 · typical deal $263K · 2.86% failure rate

126

Deals since 2020

$263K

Typical deal

15

Deals since FY2025

2.86%

Failure rate (FY20–23)

Stretch Lab's 2.86% failure rate sits in the normal range for franchises. Underwrite the location, not just the brand.

What buyers pay for Stretch Lab

Most Stretch Lab deals financed between $95K and $324K. Above $324K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,660
Down payment (10%)
$29K
Cash to close (all-in)
$39K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$39K)

Experience

Recent financings

  • StretchLab Long Island City in Long Island City, NY — $682K (2026) · First Bank of the Lake
  • The Vital Stretch - Flower Mound in Lewisville, TX — $311K (2026) · First Bank of the Lake
  • Stretch Labs in Virginia Beach, VA — $800K (2025) · purchase · Live Oak Banking Company
  • Boerne V2 Ventures, LLC in San Antonio, TX — $783K (2025) · Texas Capital Bank
  • GIOVACCHINI WELLNESS LLC in Lincoln, CA — $350K (2025) · U.S. Bank, National Association
  • Lammco IV LLC in New York, NY — $350K (2025) · Live Oak Banking Company
  • SLCP LLC in Crown Point, IN — $330K (2025) · Readycap Lending, LLC
  • MKC Fitness in Morgan Hill, CA — $306K (2025) · purchase · Celtic Bank Corporation
  • Redhead Ventures, LLC in San Francisco, CA — $294K (2025) · Platinum Bank
  • FPE Fitness, Inc. in Temple, TX — $277K (2025) · Horizon Bank SSB

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Stretch Lab brand mark

Who funds Stretch Lab — and where

Every dot is a financed Stretch Lab — 126 mapped.

Financed Stretch Lab locations — list all 126 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(53)
  2. 2.Five Star Bank(6)
  3. 3.Manufacturers and Traders Trust Company(4)
  4. 4.National Bank of Commerce (3)
  5. 5.U.S. Bank, National Association(3)

Most active states

  1. 1.California (17 loans)
  2. 2.Ohio (12 loans)
  3. 3.New York (12 loans)
  4. 4.Illinois (12 loans)
  5. 5.Texas (10 loans)
  6. 6.Indiana (8 loans)
  7. 7.Michigan (8 loans)
  8. 8.Virginia (7 loans)

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Common questions

How much does a Stretch Lab cost to buy or open?

The typical deal for Stretch Lab is $263K across 126 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $29K of buyer cash on a typical deal.

How risky is Stretch Lab?

2.86% of Stretch Lab's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Stretch Lab with an SBA loan?

Yes — Stretch Lab has been SBA-financed 15 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Stretch Lab franchise

Most Stretch Lab buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Stretch Lab deal financed for $263K, which points to about $29K of buyer cash on a typical purchase. Stretch Lab is listed in the SBA Franchise Directory (identifier S3245), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Stretch Lab — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Stretch Lab — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Stretch Lab — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Stretch Lab is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 126 SBA 7(a) deals since 2020
  • $263K typical deal
  • 15 deals since FY2025
  • 2.86% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S3245)
  • Top lenders: The Huntington National Bank, Five Star Bank, Manufacturers and Traders Trust Company

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/stretch-lab
API:
https://www.capbench.com/api/public/franchises/stretch-lab
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Stretch Lab.

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