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Sbarro, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3800)

4 deals since 2020 · typical deal $440K

4

Deals since 2020

$440K

Typical deal

3

Deals since FY2025

—

Too few deals to score risk

Sbarro has 4 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Sbarro

Most Sbarro deals financed between $220K and $440K. Above $440K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$5,754
Down payment (10%)
$49K
Cash to close (all-in)
$65K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$65K)

Experience

Recent financings

  • PP FORT LEONARD WOOD MO LLC in Fort Leonard Wood, MO — $440K (2025) · Byline Bank
  • PIZZA PLENA BROWARD MALL FL L.L.C. in Plantation, FL — $440K (2025) · Byline Bank
  • PIZZA PLENA NORTHPARK MS L.L.C. in Ridgeland, MS — $220K (2025) · Byline Bank
  • SBARRO in Las Vegas, NV — $124K (2021) · Meadows Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Sbarro brand mark

Who funds Sbarro — and where

Every dot is a financed Sbarro — 4 mapped.

Financed Sbarro locations — list all 4 as text

Top lenders for this brand

  1. 1.Byline Bank(3)
  2. 2.Meadows Bank(1)

Most active states

  1. 1.Nevada (1 loans)
  2. 2.Missouri (1 loans)
  3. 3.Florida (1 loans)
  4. 4.Mississippi (1 loans)

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Common questions

How much does a Sbarro cost to buy or open?

The typical deal for Sbarro is $440K across 4 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $48K of buyer cash on a typical deal.

How risky is Sbarro?

Sbarro has 4 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Sbarro with an SBA loan?

Yes — Sbarro has been SBA-financed 3 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Sbarro franchise

Most Sbarro buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Sbarro deal financed for $440K, which points to about $48K of buyer cash on a typical purchase. Sbarro is listed in the SBA Franchise Directory (identifier S3800), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Sbarro — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Sbarro — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Sbarro — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Sbarro is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 4 SBA 7(a) deals since 2020
  • $440K typical deal
  • 3 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S3800)
  • Top lenders: Byline Bank, Meadows Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/sbarro
API:
https://www.capbench.com/api/public/franchises/sbarro
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Sbarro.

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