Food & Restaurants · lender intelligence

How to finance a Sbarro

State:

The SBA 7(a) lenders funding the most Sbarro deals, ranked from public loan records — typical Sbarro loan about $440K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Sbarro

$440K

Typical loan

range $220K–$440K

$489K

Est. purchase price

≈ loan ÷ 90%

$65,389

Cash to close

$48,889 down + fees

$5,693/mo

Typical payment

~9.5% · 10yr

$78,563/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

39 days

Typical time to fund

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Sbarro

Ranked by funded Sbarro loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.242 loans · $281M · Chicago, ILFull record →
2.16 loans · $21M · Las Vegas, NVFull record →

4+ funded Sbarro deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

PP FORT LEONARD WOOD MO LLC in Fort Leonard Wood, MO — $440K (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
112 months
SBA guaranteed
$330K (75%)
Approval → funding
39 days
Approved
8/1/2025
First disbursed
9/9/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
PIZZA PLENA BROWARD MALL FL L.L.C. in Plantation, FL — $440K (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$330K (75%)
Approved
8/1/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Existing or more than 2 years old
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
PIZZA PLENA NORTHPARK MS L.L.C. in Ridgeland, MS — $220K (2025) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$165K (75%)
Approval → funding
45 days
Approved
8/1/2025
First disbursed
9/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Limited-Service Restaurants
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
SBARRO in Las Vegas, NV — $124K (2021) · Meadows Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$112K (90%)
Approval → funding
6 days
Approved
2/4/2021
First disbursed
2/10/2021
Loan status
Paid in full (1/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Startup, Loan Funds will Open Business
Industry
Limited-Service Restaurants
Funded by Meadows Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Sbarro? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Sbarro businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Sbarro purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Byline Bank funds the most. CapBench is not a lender.

$440K typical Sbarro loan
2 lenders fund the brand
39 days typical to fund

Buyers researching a Sbarro typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Sbarro record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/sbarro
API:: https://www.capbench.com/api/public/lenders?franchise=sbarro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.