Skip to main content
← All franchisesClaim this listing

Spray Net, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2684)

42 deals since 2020 · typical deal $150K · 15.63% failure rate

42

Deals since 2020

$150K

Typical deal

7

Deals since FY2025

15.63%

Failure rate (FY20–23)

15.63% of Spray Net's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for Spray Net

Most Spray Net deals financed between $150K and $209K. Above $209K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$2,218
Down payment (10%)
$17K
Cash to close (all-in)
$21K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$21K)

Experience

Recent financings

  • SKYCANVAS COATINGS LLC in Allen, TX — $311K (2026) · The Huntington National Bank
  • DOUBLE W HOLDINGS, LLC in Scottsdale, AZ — $250K (2026) · United Midwest Savings Bank National Association
  • Kong Enterprises LLC in Lincoln, NE — $204K (2026) · First Bank of the Lake
  • Spray-Net in Lincoln, NE — $204K (2026) · First Bank of the Lake
  • SKYCANVAS COATINGS LLC in Allen, TX — $50K (2026) · The Huntington National Bank
  • SPRAY-NET ESSEX COUNTY in Orange, NJ — $292K (2025) · First Bank of the Lake
  • L&M Home Transformations Group LLC dba Spray-Net Southern Columbus in Circleville, OH — $100K (2025) · United Midwest Savings Bank National Association
  • Spray Net Charlotte in Raleigh, NC — $318K (2024) · First Bank of the Lake
  • PNW WILLAMETTE VALLEY VENTURES, LLC dba SPRAY-NET WILLAMETTE VALLEY in Salem, OR — $150K (2024) · United Midwest Savings Bank National Association
  • S & J Restoration Inc dba Spray-Net Woodlands in Spring, TX — $150K (2024) · United Midwest Savings Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Free · No documents · Usually same-day

Serious about buying a Spray Net?

Get qualified with a franchise lending specialist before discovery day — know your number first.

Spray Net brand mark

Who funds Spray Net — and where

Every dot is a financed Spray Net — 42 mapped.

Financed Spray Net locations — list all 42 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(19)
  2. 2.The Huntington National Bank(12)
  3. 3.First Bank of the Lake(5)
  4. 4.Centennial Bank(4)
  5. 5.Readycap Lending, LLC(1)

Most active states

  1. 1.Texas (10 loans)
  2. 2.Florida (4 loans)
  3. 3.North Carolina (3 loans)
  4. 4.Colorado (3 loans)
  5. 5.Georgia (2 loans)
  6. 6.New Jersey (2 loans)
  7. 7.Utah (2 loans)
  8. 8.Ohio (2 loans)

Represent Spray Net?

Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listing

Common questions

How much does a Spray Net cost to buy or open?

The typical deal for Spray Net is $150K across 42 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $17K of buyer cash on a typical deal.

How risky is Spray Net?

15.63% of Spray Net's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Spray Net with an SBA loan?

Yes — Spray Net has been SBA-financed 7 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Spray Net franchise

Most Spray Net buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Spray Net deal financed for $150K, which points to about $17K of buyer cash on a typical purchase. Spray Net is listed in the SBA Franchise Directory (identifier S2684), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Spray Net — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Spray Net — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Spray Net — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Spray Net is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 42 SBA 7(a) deals since 2020
  • $150K typical deal
  • 7 deals since FY2025
  • 15.63% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S2684)
  • Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, First Bank of the Lake

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/spray-net
API:
https://www.capbench.com/api/public/franchises/spray-net
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

Still have questions about buying a Spray Net?

Five minutes with a specialist who's seen Spray Net deals close answers more than an hour of searching. Free, usually same-day.

Represent Spray Net?

Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.

Claim this listingRequest removal

CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Spray Net.

Scroll